Peoples Bancorp Inc. PEBO

39.22 0.15 0.38% as of 25 Sep
Market cap
$1.4B
P/E
11.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.21
Total sells 0.39
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 2 4 — 2 — — 1 — — 1 — —
Sell 1 — 1 1 1 3 — — — 1 1 —
Insider Ownership 1.26%

Capital & Financial Ratios

Market Cap 1,400.00
Revenue 616.49
Net Income 106.78
Free Cash Flow 136.42
Net Debt (23.47)
Current Ratio 0.85
Debt/Equity 0.13
P/E ratio 11.74
P/S ratio 2.24
P/B ratio 1.12
Past 5Y EPS Growth 4.69%
This Y EPS Growth 14.21%
Next Y EPS Growth 6.95%
Next 5Y EPS Growth 10.36%
in millions of $

Dividends

Payout Ratio 0.44
Annual Dividend Rate 1.56
Annual Dividend Yield 5.66%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.67
0.41
0.42
0.42
2025 1.63
0.40
0.41
0.41
0.41
2024 1.59
0.39
0.40
0.40
0.40
2023 1.55
0.38
0.39
0.39
0.39
2022 1.50
0.36
0.38
0.38
0.38
2021 1.43
0.35
0.36
0.36
0.36
2020 1.37
0.34
0.34
0.34
0.35
2019 1.32
0.30
0.34
0.34
0.34
2018 1.12
0.26
0.28
0.28
0.30
2017 0.84
0.20
0.20
0.22
0.22
2016 0.64
0.15
0.16
0.16
0.17
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 427 218 189 180
Receivables — — — —
Inventory — — — —
Other — — — —
6,526 6,515 6,873 6,926
2023 2024 2025 Q'26
Payables 7,103 7,590 7,610 7,456
ST’ Debt — — — —
Other — — — —
7,888 7,905 8,239 8,147
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 14.86% 22.87% 21.08%
Cash Flow 10.90% 9.53% 3.98%
Earnings 25.59% 25.16% 1.77%
Book Value 11.14% 15.95% 15.39%

Revenue

Mar Jun Sep Dec Year
’26 155 148 — — —
’25 152 153 157 157 618
’24 153 154 158 154 620
’23 103 127 147 149 527
’22 77 84 91 95 348
’21 56 59 62 77 254
’20 57 54 56 54 221
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 35 56 — — —
’25 34 51 14 35 135
’24 37 32 34 40 143
’23 48 15 50 31 144
’22 16 47 40 17 120
’21 18 20 28 90 156
’20 18 12 26 29 85
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 33 55 — — —
’25 32 49 13 35 129
’24 33 30 33 40 136
’23 45 11 46 28 130
’22 14 46 36 18 113
’21 18 18 25 89 150
’20 17 10 25 29 81
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.81 0.78 — — —
’25 0.68 0.59 0.83 0.89 2.99
’24 0.84 0.82 0.89 0.76 3.31
’23 0.96 0.64 0.90 0.96 3.44
’22 0.84 0.88 0.92 0.95 3.60
’21 0.79 0.51 (0.28) 0.99 2.16
’20 (0.04) 0.23 0.51 1.05 1.73
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.4
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
16.34 29.55 28.35 29.76 17.91 26.85 25.63 23.05 26.74 26.21

Analyst estimates 2026–2028

Powerpack
Low Price
32.98 35.43 39.58 34.94 39.28 36.75 34.63 34.85 37.07 33.83
High Price
782 774 871 900 894 1,188 1,267 1,478 1,479 1,454
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
166 182 208 234 221 254 348 527 620 618
Revenue
93.64% 92.78% 89.59% 87.52% 91.76% 95.18% 95.38% 81.01% 72.25% 74.28%
Gross Margin
45 57 55 65 43 57 129 145 149 135
EBT
27.23% 31.41% 26.41% 27.89% 19.32% 22.46% 36.92% 27.55% 24.10% 21.80%
EBT Margin
31 38 46 54 35 48 101 113 117 107
Net Income
19 18 18 18 26 25 17 4 4 14
Depreciation
9.23 10.09 10.95 11.65 11.19 11.63 12.48 16.19 17.83 17.68
Revenue/Sh
1.72 2.12 2.42 2.65 1.74 2.17 3.61 3.46 3.34 3.03
Earnings/Sh
3.37 3.38 3.96 3.34 4.33 7.17 4.29 4.42 4.12 3.85
Cash Flow/Sh
(0.30) (0.27) (0.24) (0.14) (0.22) (0.31) (0.24) (0.41) (0.20) (0.17)
Capex/Sh
3.07 3.11 3.72 3.20 4.12 6.86 4.05 4.00 3.92 3.68
Free CF/Sh
24.16 25.41 27.39 29.54 29.19 38.73 28.14 32.38 31.96 34.50
Book Value/Sh
18 18 19 20 20 22 28 33 35 35
Shares
18.66 15.47 12.49 13.08 15.22 15.59 7.79 9.57 9.46 9.94
PE Ratio
3.48 3.27 2.75 2.98 2.42 2.74 2.26 2.06 1.78 1.70
PS Ratio
1.33 1.30 1.10 1.17 0.93 0.82 1.00 1.03 0.99 0.87
PB Ratio
3.95 3.66 2.90 2.84 2.23 1.49 2.11 1.66 1.81 1.72
EV/Sales
11.90 11.87 8.54 10.34 6.07 2.52 6.49 6.73 8.23 8.28
EV/FCF
61 61 75 67 85 156 120 144 143 135
Op' Cash Flow
(5) (5) (5) (3) (4) (7) (7) (13) (7) (6)
Capex
55 56 71 64 81 150 113 130 136 129
FCF
(575) (566) (570) (703) (565) (1,282) (1,511) (1,362) (1,390) (1,366)
Working Cap'
145 144 110 83 111 99 101 216 238 204
Total Debt
79 72 32 (32) (42) (316) (53) (210) 20 15
Net Debt
435 459 520 594 576 845 785 1,054 1,112 1,207
Sh' Equity
0.93% 1.10% 1.22% 1.29% 0.76% 0.80% 1.42% 1.39% 1.27% 1.13%
ROA
5.50% 6.74% 6.22% 7.26% 4.99% 6.73% 10.98% 10.76% 8.25% 6.90%
ROIC
7.29% 8.61% 9.45% 9.64% 5.94% 6.69% 12.43% 12.33% 10.83% 9.21%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Peoples Bancorp Inc. (PEBO) key facts

  • Peoples Bancorp Inc. (PEBO) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Peoples Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $618.4 million, roughly unchanged from fiscal 2024.
  • Net income was $106.8 million, or $3.03 per share (basic), a net margin of 17.3%.
  • As of September 25, 2026, PEBO traded at $39.22, a market capitalization of $1.4 billion.
  • At that price the stock trades at 11.7× trailing-twelve-month earnings and 2.2× sales.
  • Peoples Bancorp Inc. pays an annual dividend of $1.56 per share, a yield of 5.66%, with a payout ratio of 44.5%.
  • Return on equity was 9.21% and debt-to-equity 0.13.

Source: company filings (standardised) and stockrow calculations.

Peoples Bancorp Inc. (PEBO) Latest News

News by impact score

Fine-tune

20 Sep

3

PEBO trades at $39.39 after a momentum run, with a 90-day price gain of 7.62% and a year-to-date gain of 30.60%, while 1-year and 3-year total shareholder returns stand at 35.77% and 82.52%. The piece compares PEBO to a scan of 23 solid regional banks, noting the stock remains below analyst targets and some intrinsic values. The consensus fair value is $41.50, implying a modest undervaluation despite the rally. Bulls cite healthy loan and deposit growth pipelines, disciplined pricing, active capital management (including opportunistic buybacks and possible acquisitions), and regulatory tailwinds favoring well-capitalized community banks. Risks include elevated small-ticket leasing losses and higher funding costs amid deposit competition, which could squeeze net interest income. The narrative favors cautious optimism as a starting point, urging upside tests against risks and consideration of related undervalued, financially strong stocks. Modest upside potential exists from a small valuation gap and buyback/acquisition catalysts, but leasing losses and funding costs could cap upside.

25 Jul

3

Peoples Bancorp (PEBO) stock could be 42% undervalued despite mixed Q2 results. Mixed Q2 results paired with a 42% undervaluation estimate can moderately shift PEBO investor sentiment and near-term performance.

22 Jul

3 transcript

Peoples Bancorp Inc. released Q2 2026 earnings call details including financial results, performance metrics and management commentary on operations and outlook. Quarterly earnings updates supply metrics and guidance that moderately shift investor views on near-term results.

21 Jul

3

Peoples Bancorp Inc (PEBO) Q2 2026 earnings surpassed expectations across key financial metrics including revenue and net income. Q2 earnings beat provides moderate positive signal for near-term financial performance and sentiment.

3

Peoples Bancorp reported Q2 net income of $30.1M and EPS of $0.85 with net interest income rising 4% YoY, loan growth of 7%, stable credit metrics, and maintained quarterly dividend of $0.39. Quarterly earnings and guidance updates provide moderate short-term visibility into financial performance and growth trends.

3

Peoples Bancorp Inc. (PEBO) posted Q2 earnings with key metrics shown against analyst estimates. Q2 earnings metrics versus estimates can sway short-term investor views on financial health.

3

Peoples Bancorp Inc. missed second-quarter earnings forecasts despite improving margins. Earnings misses can pressure stock prices in the near term for Peoples Bancorp.

3

Peoples Bancorp Inc. (PEBO) reported Q2 earnings that beat estimates. Q2 earnings beat signals better-than-expected results with moderate short-term effects on performance and sentiment.

3

Peoples Bancorp (PEBO) exceeded Q2 CY2026 sales expectations. Quarterly sales beat can lift short-term stock price and investor sentiment.

3

Peoples Bancorp Inc. (PEBO) released financial results for the second quarter of 2026. Quarterly earnings releases update financial performance and can shift near-term investor sentiment.

20 Jul

3

Peoples Bancorp Inc. (PEBO) reported second quarter 2026 financial results. Quarterly earnings releases can move share price in the near term but rarely shift long-term fundamentals.

14 Jul

3

Peoples Bancorp (PEBO) earnings expected to grow ahead of next week's release. Expected earnings growth may moderately influence PEBO short-term stock performance and sentiment.

26 Jun

3

Peoples Bancorp (PEBO) is identified as the stock under $50 with impressive fundamentals while two other stocks are flagged for underwhelming performance. Positive note on PEBO fundamentals may moderately lift short-term investor sentiment without altering core operations.

29 Apr

4

Peoples Bancorp Inc. (PEBO) merger expands its geographic footprint while raising questions about valuation. Merger constitutes a major strategic expansion altering competitive positioning and investor sentiment amid valuation concerns.

27 Apr

4

Ohio’s Peoples Bank, a subsidiary of Peoples Bancorp Inc. (PEBO), plans to expand operations into Kentucky and sell its securities portfolio. Expansion into Kentucky drives geographic growth while selling the securities portfolio reallocates capital for core banking, significantly impacting strategic trajectory and investor sentiment.

23 Apr

3

Peoples Bancorp Inc. (PEBO) stock declined following Q1 earnings release despite a rise in net interest margin (NIM). Q1 earnings triggered stock decline despite NIM improvement, moderately affecting financial performance and market sentiment.

22 Apr

4

Peoples Bancorp Inc. (PEBO) reports steady core growth in Q1 while expanding through a Kentucky acquisition. Kentucky acquisition drives significant strategic expansion and enhances PEBO's regional presence amid solid Q1 performance.

4

Peoples Bancorp Inc. (PEBO) reported strong EPS in Q1 2026 earnings call highlights. Strong Q1 2026 EPS boosts financial performance and investor sentiment significantly.

21 Apr

4

Peoples Bancorp Inc. Q1 2026 earnings call summary details quarterly financial performance, key metrics, strategic updates, and forward guidance. Q1 earnings call summary discloses critical financial results and outlook directly impacting stock price and investor confidence.

4

Peoples Bancorp Inc. (PEBO) reported first-quarter earnings and revenues that exceeded analyst estimates. Beating Q1 earnings and revenue estimates indicates robust financial health, likely driving positive stock momentum and investor confidence.

4

Peoples Bancorp Inc. (PEBO) and Citizens National Corporation announced a definitive merger agreement. Definitive merger agreement with Citizens National Corporation represents a major strategic expansion likely to significantly alter PEBO's scale, operations, and market position.

4

Peoples Bancorp Inc. announced results for the first quarter 2026. Q1 2026 earnings results directly impact financial performance, investor sentiment, and stock trajectory.

3

Peoples Bancorp Inc. (PEBO) released Q1 earnings call highlights, detailing strong loan growth, deposit increases, net interest margin expansion, and EPS beating expectations amid favorable economic conditions. Q1 earnings highlights show solid financial metrics influencing short-term performance and sentiment without transformative shifts.

20 Apr

4

Peoples Bancorp Inc. (PEBO) announced first quarter 2026 results. Quarterly earnings announcements reveal financial performance metrics that significantly affect stock price and investor outlook.

3

Analysts preview expectations for Peoples Bancorp Inc. (PEBO)'s Q1 earnings, highlighting projected revenue growth, EPS estimates, net interest margin trends, and potential impacts from loan portfolio and deposit growth. Q1 earnings preview influences short-term market sentiment and stock performance through anticipated financial metrics without fundamentally altering long-term trajectory.

16 Apr

3

Analyst highlights Peoples Bancorp Inc. (PEBO) as the sole bank stock with exciting potential amid a sector review, while dismissing two others as unworthy of attention. Positive analyst spotlight on PEBO's potential versus peers likely generates moderate investor interest and sentiment shift without fundamental changes.

6 Mar

4

Peoples Bancorp Inc. (PEBO) secures cornerstone deal under CEO Larry Allen's leadership, set to redefine its future trajectory and strategic direction. Cornerstone deal represents major strategic move likely to significantly alter PEBO's trajectory and investor sentiment.

2 Mar

4

Houston company acquires Peoples Bank of Lubbock, a subsidiary of Peoples Bancorp Inc. (PEBO). Acquisition of a banking subsidiary constitutes a major strategic divestiture reshaping PEBO's operational footprint and financial structure.

4

Cornerstone Capital Bank completes milestone acquisition by combining with Peoples Bank, a subsidiary of Peoples Bancorp Inc. (PEBO). Acquisition of PEBO's primary banking subsidiary constitutes a major strategic divestiture likely to reshape its business model and investor perceptions.

13 Feb

3

Peoples Bancorp Inc. (PEBO) is highlighted as one of three top dividend stocks to enhance investment portfolios. The article emphasizes the company's strong dividend yield and consistent performance, making it an attractive option for income-focused investors. Alongside other dividend-paying stocks, PEBO is positioned as a reliable choice amid market fluctuations, appealing to those seeking stability and returns through dividends. Peoples Bancorp's strong dividend yield may positively influence investor sentiment and financial performance.

stockrow.com/PEBO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com