Saturday 17 October 2026
Export UWMC’s income statement to Excel — free account
UWM Holdings Corporation
UWMC Financial Mortgage Finance
In the quarter to June 2026, revenue fell 81.1%, EPS fell 318.2%, free cash flow grew 64.6% and total debt rose 38.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years.
1.05
0.10
−8.70%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '17 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
3 | 4 | 3 | 5 | 2 | — | — | — |
P/E ratio |
43.80 | 48.92 | 0.00 | 7.39 | 6.10 | 0.00 | 0.00 | — |
P/S ratio |
0.39 | 0.30 | 0.50 | 0.13 | 0.20 | 0.14 | 0.00 | — |
P/FCF ratio |
0.00 | 0.00 | 0.33 | 0.03 | 0.00 | 2.41 | 0.00 | — |
P/Operating CF |
8.92 | (1.20) | (1.99) | (0.12) | (0.10) | (0.52) | (615.01) | — |
P/B ratio |
0.58 | 0.32 | 0.26 | 0.10 | 0.19 | 0.29 | 0.00 | — |
Price to Tangible BV |
0.58 | 0.32 | 0.26 | 0.10 | 0.19 | 0.29 | 0.00 | — |
EV/Sales |
5.67 | 5.66 | 6.04 | 3.76 | 6.05 | 1.53 | 0.00 | — |
EV/EBITDA |
16.36 | 14.08 | 26.94 | 6.80 | 9.47 | 1.83 | 0.00 | — |
EV/Operating CF |
(5.15) | (1.96) | 47.94 | 1.08 | (1.81) | 133.77 | 0.00 | — |
EV/FCF |
(45.75) | (3.43) | 4.00 | 0.94 | (1.84) | 26.18 | 0.00 | — |
Quick Ratio |
0.10 | 0.10 | 0.18 | 0.15 | 0.07 | 0.19 | 0.00 | — |
Current Ratio |
1.52 | 1.52 | 1.86 | 1.77 | 1.29 | 1.42 | 0.97 | — |
Net Debt/EBITDA |
15.25 | 13.32 | 24.72 | 6.56 | 9.16 | 1.66 | 0.00 | — |
Debt/Assets |
78.01% | 77.20% | 65.41% | 68.55% | 80.40% | 70.25% | 0.00% | 0.00% |
Debt/Equity |
8.29 | 5.89 | 3.14 | 2.94 | 5.71 | 3.40 | 0.00 | — |
Asset Turnover |
0.15 | 0.16 | 0.10 | 0.13 | 0.17 | 0.86 | 6,198.40 | — |
Operating CF/Net income |
(96.70) | (433.32) | (12.49) | 198.21 | (101.14) | 0.02 | (8.42) | — |
Capex/Depreciation |
42.33 | 54.79 | 36.30 | 26.00 | 5.22 | 0.41 | 4.47 | — |
Interest Coverage |
1.46 | 1.67 | 0.76 | 4.13 | 6.10 | 21.26 | 3.53 | — |
| 1.50% | 0.64% | (0.47%) | 1.32% | 3.55% | 284.93% | 16,602.28% | — | |
| 0.17% | 0.10% | (0.10%) | 0.23% | 0.58% | 58.86% | 201,239.76% | — | |
ROIC |
3.40% | 3.76% | 1.57% | 6.70% | 5.66% | 24.07% | 0.00% | — |
Return on Tangible Assets |
0.51% | 0.28% | (0.26%) | 0.73% | 1.99% | 98.40% | (2,964,692.86%) | — |
Average Days of Receivables |
79.99 | 70.51 | 142.53 | 58.94 | 51.08 | 18.74 | 0.00 | — |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | — |
Selling, General and Administrative Expense of Revenue |
50.83% | 46.02% | 59.88% | 34.00% | 30.08% | 13.59% | 38.07% | — |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
2.10% | 1.14% | 1.05% | 0.32% | 0.22% | 0.00% | 0.00% | — |
Graham Net Nets |
(0.28) | 1.37 | 1.71 | 7.41 | 3.49 | 3.01 | 0.00 | — |
Graham Number |
4.12 | 7.06 | 0.00 | 18.84 | 26.19 | 0.00 | 0.00 | — |
Earnings Yield |
2.28% | 2.04% | (1.99%) | 13.53% | 16.39% | (0.84%) | 0.00% | — |
Free Cash Flow Yield |
(32.17%) | (545.91%) | 302.86% | 3,038.29% | (1,633.97%) | 41.43% | 0.00% | — |
Revenue per Share |
11.37 | 19.43 | 14.06 | 25.66 | 29.44 | 98.77 | 24.12 | — |
Operating CF per Share |
(12.52) | (56.04) | 1.77 | 89.41 | (98.70) | 1.13 | (65.96) | — |
Capex per Share |
11.11 | 24.00 | 19.49 | 13.89 | 1.97 | 4.64 | 10.89 | — |
Free Cash Flow per Share |
(1.41) | (32.04) | 21.26 | 103.30 | (96.73) | 5.77 | (55.07) | — |
Cash per Share |
2.38 | 4.56 | 5.34 | 7.62 | 7.25 | 24.48 | 0.00 | — |
Shareholders Equity per Share |
7.54 | 18.44 | 26.54 | 34.30 | 31.43 | 47.49 | 0.00 | — |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Book value per Share |
7.54 | 18.44 | 26.54 | 34.30 | 31.43 | 47.49 | 0.00 | — |
Free Cash Flow |
(297.89) | (3,568.99) | 1,982.46 | 9,552.85 | (9,758.32) | 288.29 | (2,918.64) | — |
Working Capital |
5,178.48 | 4,946.76 | 4,853.22 | 5,564.86 | 4,795.36 | 3,329.98 | (0.01) | — |
Capital Expenditures |
2,349.66 | 2,672.50 | 1,817.22 | 1,284.67 | 198.64 | 231.88 | 577.38 | — |
Net Current Asset Value |
(260.92) | 894.41 | 1,121.40 | 2,330.20 | 2,081.63 | 2,092.69 | (0.01) | — |
EV/EBIT |
17.53 | 14.91 | 32.47 | 7.06 | 9.67 | 2.12 | 0.00 | — |
Capex to Sales |
(0.98) | (1.24) | (1.39) | (0.54) | (0.07) | (0.05) | (0.45) | — |
Price to Operating Income |
1.19 | 0.80 | 2.68 | 0.25 | 0.32 | 0.20 | 0.00 | — |
| Other line items | ||||||||
Depreciation/Fixed assets |
0.31 | 0.33 | 0.34 | 0.32 | 0.25 | 5.31 | 0.00 | — |
Cash ROIC |
(1.95%) | (24.35%) | 18.46% | 72.37% | (44.33%) | 2.47% | 22,625,093.02% | — |
Accounts Receivable Turnover |
5.09 | 4.65 | 2.93 | 5.94 | 8.88 | 14.76 | 0.00 | — |
Accounts Payable Turnover |
0.55 | 0.57 | 0.52 | 0.53 | 0.00 | 0.00 | 0.00 | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Days of Payables |
728.88 | 703.60 | 725.35 | 625.98 | 1,051.32 | 0.00 | 0.00 | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
Average Receivables |
472.32 | 465.01 | 447.61 | 399.42 | 334.65 | 334.65 | — | — |
Average Payables |
644.26 | 524.92 | 454.41 | 481.85 | — | — | — | — |
Average Assets |
16,299.90 | 13,771.49 | 12,736.24 | 18,064.50 | 17,010.92 | 5,746.95 | 0.21 | — |
Average Common Equity |
1,823.74 | 2,264.26 | 2,823.18 | 3,171.35 | 2,772.64 | 1,187.13 | 2.50 | — |
Columns are period end dates