stockrowUnited Community Banks, Inc.
United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.
- Revenue
- −75.0%
- EPS
- −263.4%
- Free cash flow
- +43.3%
- Total debt
- −74.4%
Quarter to September 2026, against a year earlier
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United Community Banks, Inc. (UCB) Gross margin
United Community Banks, Inc.'s gross margin over the twelve months to 30 September 2026 was 66.0%, down 3.2 percentage points from fiscal 2025 (69.2%). Over the past ten years it has ranged from 63.4% (fiscal 2024) to 96.0% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 69.2% | 5.80 |
| FY2024 | 63.4% | (4.68) |
| FY2023 | 68.1% | (25.56) |
| FY2022 | 93.6% | (2.35) |
| FY2021 | 96.0% | 3.84 |
| FY2020 | 92.1% | 4.79 |
| FY2019 | 87.3% | (2.33) |
| FY2018 | 89.7% | (3.28) |
| FY2017 | 92.9% | (1.17) |
| FY2016 | 94.1% | 0.12 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | −12.0% | (85.01) |
| Jun 2026 | 73.0% | (0.24) |
| Mar 2026 | 73.2% | 1.24 |
| Dec 2025 | 72.0% | 2.25 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| IBOC International Bancshares Corporation compare | 81.2% |
| FFIN First Financial Bankshares, Inc. compare | 77.3% |
| FULT Fulton Financial Corporation compare | 71.4% |
| UCB United Community Banks, Inc. | 66.0% |
| TCBI Texas Capital Bancshares, Inc. compare | 65.7% |
| CATY Cathay General Bancorp compare | 63.5% |
| SFBS ServisFirst Bancshares, Inc. compare | 63.0% |
| FLG Flagstar Bank, National Association compare | 48.6% |
| TFSL TFS Financial Corporation compare | 41.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on UCB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement