stockrowUnited Community Banks, Inc.
United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.
- Revenue
- −75.0%
- EPS
- −263.4%
- Free cash flow
- +43.3%
- Total debt
- −74.4%
Quarter to September 2026, against a year earlier
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United Community Banks, Inc. (UCB) Return on equity
United Community Banks, Inc.'s return on equity over the twelve months to 30 September 2026 was 4.07%, down 5.0 percentage points from fiscal 2025 (9.11%). Over the past ten years it has ranged from 5.65% (fiscal 2017) to 12.9% (fiscal 2021); the current reading is higher than 55% of that period. That is below the Banks Regional industry median of 10.3% and below the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 9.11% | 1.60 |
| FY2024 | 7.51% | 1.25 |
| FY2023 | 6.26% | (5.12) |
| FY2022 | 11.4% | (1.56) |
| FY2021 | 12.9% | 3.96 |
| FY2020 | 8.98% | (2.94) |
| FY2019 | 11.9% | (0.03) |
| FY2018 | 12.0% | 6.30 |
| FY2017 | 5.65% | (4.01) |
| FY2016 | 9.66% | 1.48 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| SFBS ServisFirst Bancshares, Inc. compare | 17.9% |
| FFIN First Financial Bankshares, Inc. compare | 15.9% |
| IBOC International Bancshares Corporation compare | 13.0% |
| TCBI Texas Capital Bancshares, Inc. compare | 10.6% |
| TFSL TFS Financial Corporation compare | 5.23% |
| UCB United Community Banks, Inc. | 4.07% |
| FLG Flagstar Bank, National Association compare | 0.85% |
| FULT Fulton Financial Corporation compare | 0.00% |
| CATY Cathay General Bancorp compare | 0.00% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on UCB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement