Pricing Log in Create free account
Friday 6 November 2026 Export UCB’s income statement to Excel — free account

United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.

Revenue
−75.0%
EPS
−263.4%
Free cash flow
+43.3%
Total debt
−74.4%

Quarter to September 2026, against a year earlier

37.01 0.65 −1.73%
Market cap
$4.4B
P/E
31.1×
Fwd P/E
28.2×
Dividend yield
2.73%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

United Community Banks, Inc. (UCB) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, United Community Banks, Inc. (UCB) trades at a P/B ratio of 1.3×. Over the past ten years it has ranged from 0.8× (September 2020) to 2.0× (January 2017); the current reading is higher than 42% of that period. That is in line with the Banks Regional industry median of 1.2× and in line with the Financial sector median of 1.3×.

P/B ratio, daily

Embed this chart

Annual newest first

Period P/B ratio Change
FY2025 1.0× (10.07%)
FY2024 1.2× 7.06%
FY2023 1.1× (21.67%)
FY2022 1.4× (7.16%)
FY2021 1.5× 20.10%
FY2020 1.2× (17.73%)
FY2019 1.5× 28.28%
FY2018 1.2× (25.49%)
FY2017 1.6× (20.68%)
FY2016 2.0× 56.78%

Quarterly newest first

Period P/B ratio Change
Sep 2026 1.1× 1.61%
Jun 2026 1.1× 8.56%
Mar 2026 1.0× (0.24%)
Dec 2025 1.0× (2.22%)
43 more quarters

Against its own ten years

Low 0.8× High 2.0×
Ten-year median 1.3×
Current reading's percentile 46

P/B ratio against peers

Company P/B ratio
FLG Flagstar Bank, National Association compare 0.6×
FULT Fulton Financial Corporation compare 1.3×
IBOC International Bancshares Corporation compare 1.3×
UCB United Community Banks, Inc. 1.3×
TCBI Texas Capital Bancshares, Inc. compare 1.4×
CATY Cathay General Bancorp compare 1.4×
SFBS ServisFirst Bancshares, Inc. compare 2.2×
TFSL TFS Financial Corporation compare 2.3×
FFIN First Financial Bankshares, Inc. compare 2.4×
Banks Regional industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

More on UCB