United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.

Revenue
−75.0%
EPS
−263.4%
Free cash flow
+43.3%
Total debt
−74.4%

Quarter to September 2026, against a year earlier

37.01 0.65 −1.73%
Market cap
$4.4B
P/E
31.1×
Fwd P/E
28.2×
Dividend yield
2.73%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

United Community Banks, Inc. (UCB) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, United Community Banks, Inc. (UCB) trades at a P/E ratio of 31.1×. Over the past ten years it has ranged from 6.9× (March 2020) to 35.5× (March 2018); the current reading is higher than 98% of that period. That is above the Banks Regional industry median of 12.0× and above the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 11.9× (25.05%)
FY2024 15.8× (15.84%)
FY2023 18.8× 40.73%
FY2022 13.4× 10.88%
FY2021 12.1× (19.43%)
FY2020 15.0× 11.97%
FY2019 13.4× 28.32%
FY2018 10.4× (65.04%)
FY2017 29.8× 40.51%
FY2016 21.2× 18.60%

Quarterly newest first

Period P/E ratio Change
Sep 2026 28.0× 144.39%
Jun 2026 11.5× (0.22%)
Mar 2026 11.5× (3.18%)
Dec 2025 11.9× (4.20%)
43 more quarters

Against its own ten years

Low 6.9× High 35.5×
Ten-year median 14.7×
Current reading's percentile 98

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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