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Saturday 17 October 2026 Export UCB’s income statement to Excel — free account

United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 50.8%, free cash flow grew 43.3% and total debt rose 428.9%, each against the same quarter a year earlier. Revenue growth for ten consecutive years; insiders bought in the last twelve months.

34.09 0.04 +0.12%
Market cap
$4.1B
P/E
11.1×
Fwd P/E
11.3×
Dividend yield
2.96%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

United Community Banks, Inc. (UCB) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, United Community Banks, Inc. (UCB) trades at a P/E ratio of 11.1×. Over the past ten years it has ranged from 6.9× (March 2020) to 35.5× (March 2018); the current reading is higher than 13% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 11.9× (25.05%)
FY2024 15.8× (15.84%)
FY2023 18.8× 40.73%
FY2022 13.4× 10.88%
FY2021 12.1× (19.43%)
FY2020 15.0× 11.97%
FY2019 13.4× 28.32%
FY2018 10.4× (65.04%)
FY2017 29.8× 40.51%
FY2016 21.2× 18.60%

Quarterly newest first

Period P/E ratio Change
Jun 2026 11.5× (0.22%)
Mar 2026 11.5× (3.18%)
Dec 2025 11.9× (4.20%)
Sep 2025 12.4× (8.49%)
42 more quarters

Against its own ten years

Low 6.9× High 35.5×
Ten-year median 14.5×
Current reading's percentile 15

P/E ratio against peers

Company P/E ratio
IBOC International Bancshares Corporation compare 10.1×
FULT Fulton Financial Corporation compare 10.7×
UCB United Community Banks, Inc. 11.1×
FBP First BanCorp. compare 11.4×
CATY Cathay General Bancorp compare 11.6×
TCBI Texas Capital Bancshares, Inc. compare 11.7×
WSFS WSFS Financial Corporation compare 12.8×
SFBS ServisFirst Bancshares, Inc. compare 13.4×
BMA Macro Bank Inc. compare 14.0×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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