stockrowTFS Financial Corporation
TFSL Financial Banks Regional
TFS Financial Corporation’s revenue for fiscal 2025 (year ended September 2025) was $792.0 million, up 4.37% from fiscal 2024.
- Revenue
- +5.82%
- EPS
- +37.5%
- Free cash flow
- +16.0%
- Total debt
- +19.0%
Quarter to June 2026, against a year earlier
Follow TFSL
Alert me
TFS Financial Corporation (TFSL) Gross margin
TFS Financial Corporation's gross margin over the twelve months to 30 June 2026 was 41.6%, up 1.0 percentage points from fiscal 2025 (40.6%). Over the past ten years it has ranged from 40.0% (fiscal 2024) to 72.2% (fiscal 2015); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.
Gross margin, annual
Embed this chart
Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 40.6% | 0.64 |
| FY2024 | 40.0% | (8.21) |
| FY2023 | 48.2% | (19.07) |
| FY2022 | 67.2% | 2.70 |
| FY2021 | 64.5% | 6.42 |
| FY2020 | 58.1% | 1.22 |
| FY2019 | 56.9% | (8.22) |
| FY2018 | 65.1% | (4.55) |
| FY2017 | 69.7% | (1.79) |
| FY2016 | 71.5% | (0.75) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 42.5% | 0.50 |
| Mar 2026 | 42.0% | 1.33 |
| Dec 2025 | 40.7% | (0.57) |
| Sep 2025 | 41.3% | (0.09) |
| 42 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| IBOC International Bancshares Corporation compare | 81.2% |
| FFIN First Financial Bankshares, Inc. compare | 77.3% |
| FULT Fulton Financial Corporation compare | 71.4% |
| UCB United Community Banks, Inc. compare | 66.0% |
| TCBI Texas Capital Bancshares, Inc. compare | 65.7% |
| CATY Cathay General Bancorp compare | 63.5% |
| SFBS ServisFirst Bancshares, Inc. compare | 63.0% |
| FLG Flagstar Bank, National Association compare | 48.6% |
| TFSL TFS Financial Corporation | 41.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on TFSL
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement