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Friday 6 November 2026 Export UCB’s income statement to Excel — free account

United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.

Revenue
−75.0%
EPS
−263.4%
Free cash flow
+43.3%
Total debt
−74.4%

Quarter to September 2026, against a year earlier

37.01 0.65 −1.73%
Market cap
$4.4B
P/E
31.1×
Fwd P/E
28.2×
Dividend yield
2.73%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

United Community Banks, Inc. (UCB) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, United Community Banks, Inc. (UCB) trades at a price to free cash flow of 12.3×. Over the past ten years it has ranged from 4.9× (March 2023) to 25.0× (November 2024); the current reading is higher than 63% of that period. That is above the Banks Regional industry median of 10.6× and above the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 10.6× (16.90%)
FY2024 12.8× (17.45%)
FY2023 15.5× 147.48%
FY2022 6.3× (33.25%)
FY2021 9.4× (44.07%)
FY2020 16.8× (4.92%)
FY2019 17.6× 167.00%
FY2018 6.6× (39.19%)
FY2017 10.9× (35.09%)
FY2016 16.7× 42.14%

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 11.1× (4.84%)
Jun 2026 11.7× (0.05%)
Mar 2026 11.7× 10.06%
Dec 2025 10.6× 21.92%
43 more quarters

Against its own ten years

Low 4.9× High 25.0×
Ten-year median 11.6×
Current reading's percentile 63

Price to free cash flow against peers

Company Price to free cash flow
TCBI Texas Capital Bancshares, Inc. compare 7.0×
CATY Cathay General Bancorp compare 8.0×
IBOC International Bancshares Corporation compare 9.1×
SFBS ServisFirst Bancshares, Inc. compare 9.7×
FULT Fulton Financial Corporation compare 11.0×
UCB United Community Banks, Inc. 12.3×
FFIN First Financial Bankshares, Inc. compare 13.2×
TFSL TFS Financial Corporation compare 53.2×
FLG Flagstar Bank, National Association compare 64.2×
Banks Regional industry median 10.6×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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