United Community Banks, Inc.
United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.
- Revenue
- −75.0%
- EPS
- −263.4%
- Free cash flow
- +43.3%
- Total debt
- −74.4%
Quarter to September 2026, against a year earlier
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United Community Banks, Inc. (UCB) Free cash flow
United Community Banks, Inc.'s free cash flow for fiscal 2025 was $356.5M, up 17.8% from $302.7M in fiscal 2024. Over the twelve months to 30 June 2026 it was $361.2M. Over the past ten years it has ranged from $108.4M (fiscal 2015) to $574.3M (fiscal 2022); the current reading is higher than 91% of that period. United Community Banks, Inc. ranks 75th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $356.5M | 17.76% |
| FY2024 | $302.7M | 36.66% |
| FY2023 | $221.5M | (61.44%) |
| FY2022 | $574.3M | 70.39% |
| FY2021 | $337.1M | 138.86% |
| FY2020 | $141.1M | 1.10% |
| FY2019 | $139.6M | (46.08%) |
| FY2018 | $258.9M | 37.03% |
| FY2017 | $188.9M | 48.03% |
| FY2016 | $127.6M | 17.68% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $121.4M | 94.71% |
| Mar 2026 | $62.4M | 4.43% |
| Dec 2025 | $59.7M | (49.27%) |
| Sep 2025 | $117.7M | 38.95% |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| CATY Cathay General Bancorp compare | $534.2M |
| TCBI Texas Capital Bancshares, Inc. compare | $518.6M |
| SFBS ServisFirst Bancshares, Inc. compare | $465.4M |
| IBOC International Bancshares Corporation compare | $463.8M |
| FULT Fulton Financial Corporation compare | $412.2M |
| UCB United Community Banks, Inc. | $361.2M |
| FFIN First Financial Bankshares, Inc. compare | $353.2M |
| TFSL TFS Financial Corporation compare | $86.3M |
| FLG Flagstar Bank, National Association compare | $68.0M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on UCB
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement