stockrowFlagstar Bank, National Association
Flagstar Bank, National Association’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 24.3% from fiscal 2024.
- Revenue
- −9.46%
- EPS
- +109.1%
- Free cash flow
- −42.5%
- Total debt
- −17.0%
Quarter to September 2026, against a year earlier
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Flagstar Bank, National Association (FLG) Gross margin
Flagstar Bank, National Association's gross margin over the twelve months to 30 September 2026 was 48.6%, up 5.7 percentage points from fiscal 2025 (42.9%). Over the past ten years it has ranged from 32.5% (fiscal 2015) to 78.7% (fiscal 2016); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 42.9% | 2.73 |
| FY2024 | 40.2% | (30.31) |
| FY2023 | 70.5% | 0.24 |
| FY2022 | 70.2% | (6.90) |
| FY2021 | 77.1% | 11.51 |
| FY2020 | 65.6% | 10.52 |
| FY2019 | 55.1% | (7.91) |
| FY2018 | 63.0% | (11.84) |
| FY2017 | 74.9% | (3.85) |
| FY2016 | 78.7% | 46.18 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 49.0% | (0.07) |
| Jun 2026 | 49.1% | 1.12 |
| Mar 2026 | 47.9% | (0.59) |
| Dec 2025 | 48.5% | 5.09 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| IBOC International Bancshares Corporation compare | 81.2% |
| WSFS WSFS Financial Corporation compare | 80.8% |
| FFIN First Financial Bankshares, Inc. compare | 77.3% |
| FULT Fulton Financial Corporation compare | 71.4% |
| UCB United Community Banks, Inc. compare | 66.0% |
| TCBI Texas Capital Bancshares, Inc. compare | 65.7% |
| CATY Cathay General Bancorp compare | 63.5% |
| SFBS ServisFirst Bancshares, Inc. compare | 63.0% |
| FLG Flagstar Bank, National Association | 48.6% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on FLG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement