Cathay General Bancorp (CATY) vs United Community Banks, Inc. (UCB)
Cathay General Bancorp and United Community Banks, Inc. are both Banks Regional companies. Cathay General Bancorp and United Community Banks, Inc. are of similar size ($4.1B and $4.1B). United Community Banks, Inc. trades at the lower P/E: 11.2× against 11.9×. United Community Banks, Inc. grew revenue faster over the last twelve months: 3.25% against 2.47%. Cathay General Bancorp has the higher net margin (24.7% vs 24.0%) and the higher return on invested capital (14.8% vs 7.68%). Both pay a dividend; Cathay General Bancorp yields more (3.52% vs 3.51%). Across the 20 metrics below, Cathay General Bancorp leads on 11 and United Community Banks, Inc. on 9.
Valuation
Profitability
| Metric | CATY | UCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.82% | 71.94% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.66% | 24.00% | 18.66% |
| Free cash flow margin | 37.94% | 23.39% | 21.18% |
| Return on equity | 11.71% | 10.20% | 10.64% |
| Return on assets | 1.44% | 1.30% | 1.13% |
| Return on invested capital | 14.82% | 7.68% | 8.33% |
Growth
Health
Dividend
Size
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