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Friday 6 November 2026 Export UCB’s income statement to Excel — free account

United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.

Revenue
−75.0%
EPS
−263.4%
Free cash flow
+43.3%
Total debt
−74.4%

Quarter to September 2026, against a year earlier

37.01 0.65 −1.73%
Market cap
$4.4B
P/E
31.1×
Fwd P/E
28.2×
Dividend yield
2.73%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

United Community Banks, Inc. (UCB) Current ratio

Alert me on Current ratio

United Community Banks, Inc.'s current ratio at the end of the quarter to 30 September 2026 was 0.8×, down 0.0× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.8× (fiscal 2021) to 0.8× (fiscal 2019); the current reading is higher than 55% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.8× 4.67%
FY2024 0.8× (4.47%)
FY2023 0.8× 4.06%
FY2022 0.8× 2.65%
FY2021 0.8× (9.50%)
FY2020 0.8× (0.52%)
FY2019 0.8× 3.71%
FY2018 0.8× 0.94%
FY2017 0.8× (1.15%)
FY2016 0.8× 4.94%

Quarterly newest first

Period Current ratio Change
Sep 2026 0.8× (6.42%)
Jun 2026 0.8× 1.32%
Mar 2026 0.8× 1.50%
Dec 2025 0.8× 0.61%
43 more quarters

Against its own ten years

Low 0.8× High 0.8×
Ten-year median 0.8×
Current reading's percentile 55

Current ratio against peers

Company Current ratio
TFSL TFS Financial Corporation compare 1.7×
CATY Cathay General Bancorp compare 1.0×
TCBI Texas Capital Bancshares, Inc. compare 1.0×
SFBS ServisFirst Bancshares, Inc. compare 1.0×
FLG Flagstar Bank, National Association compare 1.0×
FULT Fulton Financial Corporation compare 0.9×
UCB United Community Banks, Inc. 0.8×
FFIN First Financial Bankshares, Inc. compare 0.7×
IBOC International Bancshares Corporation compare 0.0×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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