United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.

Revenue
−75.0%
EPS
−263.4%
Free cash flow
+43.3%
Total debt
−74.4%

Quarter to September 2026, against a year earlier

37.01 0.65 −1.73%
Market cap
$4.4B
P/E
31.1×
Fwd P/E
28.2×
Dividend yield
2.73%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Sep '26 Jun '26 Mar '26 Dec '25 Older periods
P/E ratio
28.03 11.47 11.49 11.87

+8 more quarters

P/S ratio
3.22 2.73 2.46 2.46
P/FCF ratio
11.12 11.69 11.69 10.62
P/Operating CF
30.75 32.32 54.77 57.85
P/B ratio
1.15 1.13 1.04 1.04
EV/Sales
— 2.91 2.15 2.28
EV/EBITDA
— 0.00 0.00 0.00
EV/FCF
— 12.45 10.23 9.85
Current Ratio
0.78 0.83 0.82 0.81
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Equity
0.01 0.22 0.03 0.03
Earnings Yield
3.57% 8.72% 8.70% 8.42%
Free Cash Flow Yield
8.99% 8.56% 8.55% 9.41%
Free Cash Flow per Share
0.00 1.01 0.52 0.49
Book value per Share
29.12 31.13 30.33 30.00
Free Cash Flow
— 121.41 62.36 59.71
EV/EBIT
— 0.00 0.00 0.00
Other line items

Show all line items

Columns are period end dates · fundamentals updated 2 Nov 2026