stockrowUnited Community Banks, Inc.
United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.
- Revenue
- −75.0%
- EPS
- −263.4%
- Free cash flow
- +43.3%
- Total debt
- −74.4%
Quarter to September 2026, against a year earlier
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United Community Banks, Inc. (UCB) Return on assets
United Community Banks, Inc.'s return on assets over the twelve months to 30 September 2026 was 0.51%, down 0.6 percentage points from fiscal 2025 (1.14%). Over the past ten years it has ranged from 0.59% (fiscal 2017) to 1.45% (fiscal 2019); the current reading is higher than 64% of that period. That is below the Banks Regional industry median of 1.13% and below the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 1.14% | 0.25 |
| FY2024 | 0.89% | 0.19 |
| FY2023 | 0.70% | (0.50) |
| FY2022 | 1.20% | (0.15) |
| FY2021 | 1.35% | 0.31 |
| FY2020 | 1.04% | (0.41) |
| FY2019 | 1.45% | 0.10 |
| FY2018 | 1.35% | 0.76 |
| FY2017 | 0.59% | (0.40) |
| FY2016 | 0.99% | 0.16 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| IBOC International Bancshares Corporation compare | 2.48% |
| FFIN First Financial Bankshares, Inc. compare | 1.94% |
| SFBS ServisFirst Bancshares, Inc. compare | 1.91% |
| CATY Cathay General Bancorp compare | 1.47% |
| FULT Fulton Financial Corporation compare | 1.21% |
| TCBI Texas Capital Bancshares, Inc. compare | 1.07% |
| TFSL TFS Financial Corporation compare | 0.57% |
| UCB United Community Banks, Inc. | 0.51% |
| FLG Flagstar Bank, National Association compare | 0.07% |
| Banks Regional industry median | 1.13% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on UCB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement