Southern First Bancshares, Inc.

SFST Financial Banks Regional

Southern First Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $224.6 million, up 5.28% from fiscal 2024.

Revenue
+8.16%
EPS
+20.4%
Free cash flow
+41.8%
Total debt
−4.34%

Quarter to September 2026, against a year earlier

59.24 0.04 +0.07%
Market cap
$561.9M
P/E
12.0×
Fwd P/E
11.9×
Dividend yield
—
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Southern First Bancshares, Inc. (SFST) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, Southern First Bancshares, Inc. (SFST) trades at a P/E ratio of 12.0×. Over the past ten years it has ranged from 5.8× (March 2020) to 25.9× (November 2024); the current reading is higher than 28% of that period. That is in line with the Banks Regional industry median of 12.0× and in line with the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 13.7× (33.99%)
FY2024 20.7× (6.10%)
FY2023 22.0× 79.12%
FY2022 12.3× 17.20%
FY2021 10.5× (29.29%)
FY2020 14.9× 29.34%
FY2019 11.5× 8.14%
FY2018 10.6× (51.57%)
FY2017 21.9× 26.95%
FY2016 17.3× 24.77%

Quarterly newest first

Period P/E ratio Change
Sep 2026 11.9× (7.31%)
Jun 2026 12.9× 2.41%
Mar 2026 12.6× (7.90%)
Dec 2025 13.7× 0.36%
43 more quarters

Against its own ten years

Low 5.8× High 25.9×
Ten-year median 14.3×
Current reading's percentile 31

P/E ratio against peers

Company P/E ratio
UNTY Unity Bancorp, Inc. compare 9.4×
BWB Bridgewater Bancshares, Inc. compare 9.9×
CIVB Civista Bancshares, Inc. compare 10.1×
COFS ChoiceOne Financial Services, Inc. compare 10.1×
SFST Southern First Bancshares, Inc. 12.0×
CBAN Colony Bankcorp, Inc. compare 12.1×
BWFG Bankwell Financial Group, Inc. compare 12.2×
BSVN Bank7 Corp. compare 13.2×
KRNY Kearny Financial compare 15.6×
Banks Regional industry median 12.0×
Financial sector median 12.2×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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