Civista Bancshares, Inc. (CIVB) vs Southern First Bancshares, Inc. (SFST)
- Civista Bancshares, Inc. CIVB 26.85 0.00%
- Southern First Bancshares, Inc. SFST 59.81 +0.03%
Civista Bancshares, Inc. and Southern First Bancshares, Inc. are both Banks Regional companies. Civista Bancshares, Inc. and Southern First Bancshares, Inc. are of similar size ($566.3M and $558.0M). Civista Bancshares, Inc. trades at the lower P/E: 9.9× against 12.6×. Southern First Bancshares, Inc. grew revenue faster over the last twelve months: 8.92% against 4.71%. Civista Bancshares, Inc. has the higher net margin (20.7% vs 16.8%) and the lower return on invested capital (5.57% vs 30.7%). Across the 18 metrics below, Civista Bancshares, Inc. leads on 12 and Southern First Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | CIVB | SFST | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.94% | 56.20% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.73% | 16.78% | 18.66% |
| Free cash flow margin | 21.86% | 16.86% | 21.11% |
| Return on equity | 11.16% | 9.93% | 10.65% |
| Return on assets | 1.28% | 0.88% | 1.13% |
| Return on invested capital | 5.57% | 30.67% | 8.35% |
Growth
Health
Dividend
Size
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