Kearny Financial KRNY

9.36 0.06 0.65% as of 25 Sep
Market cap
$603.8M
P/E
16.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.41
Total sells 0.08
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — 5 1 1 1
Sell — — — 1 — 1 — — 1 — — —
Insider Ownership 8.68%

Capital & Financial Ratios

Market Cap 603.84
Revenue 347.14
Net Income 36.26
Free Cash Flow 39.21
Net Debt 1,035.18
Current Ratio 1.05
Debt/Equity 1.50
P/E ratio 16.42
P/S ratio 1.70
P/B ratio 0.77
Past 5Y EPS Growth 21.58%
This Y EPS Growth 38.01%
Next Y EPS Growth 26.48%
Next 5Y EPS Growth 33.53%
in millions of $

Dividends

Payout Ratio 0.70
Annual Dividend Rate 0.44
Annual Dividend Yield 6.83%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.44
0.11
0.11
0.11
2025 0.44
0.11
0.11
0.11
0.11
2024 0.44
0.11
0.11
0.11
0.11
2023 0.44
0.11
0.11
0.11
0.11
2022 0.44
0.11
0.11
0.11
0.11
2021 0.40
0.09
0.10
0.10
0.11
2020 0.32
0.08
0.08
0.08
0.08
2019 0.25
0.06
0.06
0.06
0.07
2018 0.16
0.03
0.04
0.04
0.16
0.05
2017 0.12
0.03
0.03
0.03
0.12
0.03
2016 0.08
0.02
0.02
0.02
0.02
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 2026
Cash 71 64 167 115
Receivables — — — —
Inventory — — — —
Other — — — —
5,889 5,787 5,968 5,979
2023 2024 2025 2026
Payables 5,629 5,158 5,675 5,710
ST’ Debt — — — —
Other — — — —
5,629 5,158 5,675 5,710
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 9.69% 6.02% 5.40%
Cash Flow (0.37%) (12.93%) (18.44%)
Earnings 8.65% (10.52%) (3.86%)
Book Value (3.95%) (5.97%) (4.10%)

Revenue

Sep Dec Mar Jun Year
’26 — — — — —
’26 88 86 85 87 347
’25 88 86 84 85 344
’24 85 67 86 89 327
’23 70 64 79 83 296
’22 61 60 58 61 240
’21 69 66 64 61 259
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Sep Dec Mar Jun Year
’26 — — — — —
’26 2 14 8 14 38
’25 3 (3) 17 8 25
’24 12 7 18 7 44
’23 21 15 22 12 70
’22 5 21 31 24 81
’21 6 25 27 18 75
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Sep Dec Mar Jun Year
’26 — — — — —
’26 4 14 9 13 39
’25 1 (4) 17 7 21
’24 13 7 17 6 43
’23 20 19 21 12 72
’22 5 21 30 23 79
’21 5 24 30 17 75
in millions of $ · fiscal quarters ending in the months shown

EPS

Sep Dec Mar Jun Year
’26 — — — — —
’26 0.15 0.15 0.16 0.11 0.57
’25 0.10 0.10 0.11 0.11 0.42
’24 0.16 (0.22) 0.12 (1.45) (1.39)
’23 0.25 0.03 0.16 0.19 0.63
’22 0.26 0.26 0.25 0.17 0.95
’21 0.13 0.20 0.20 0.24 0.77
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029
13.35 11.26 12.02 6.91 8.94 9.02 6.45 5.28 5.45 6.92

Analyst estimates 2027–2029

Powerpack
Low Price
15.85 14.80 14.40 13.87 13.88 13.89 10.51 9.04 7.95 10.24
High Price
466 565 565 552 — — 556 552 557 549
Employees
0 0 0 0 0 0 1 1 1 1
Revenue/Emp
150 185 251 253 259 240 296 327 344 347
Revenue
75.73% 72.85% 67.31% 66.85% 80.76% 87.65% 60.25% 43.01% 44.83% 51.31%
Gross Margin
27 34 56 57 84 92 52 (81) 31 47
EBT
18.23% 18.41% 22.35% 22.64% 32.61% 38.44% 17.67% (24.71%) 9.02% 13.66%
EBT Margin
19 20 42 45 63 68 41 (87) 26 36
Net Income
8 5 (6) (4) (6) 8 7 103 5 4
Depreciation
1.78 2.24 2.76 3.07 3.15 3.39 4.57 5.23 5.50 5.52
Revenue/Sh
0.22 0.24 0.46 0.55 0.77 0.95 0.63 (1.39) 0.42 0.58
Earnings/Sh
0.46 0.55 0.43 0.23 0.92 1.15 1.07 0.70 0.40 0.60
Cash Flow/Sh
(0.05) (0.10) (0.07) (0.07) (0.01) (0.03) 0.03 (0.02) (0.05) 0.02
Capex/Sh
0.41 0.45 0.36 0.17 0.91 1.11 1.11 0.68 0.34 0.62
Free CF/Sh
12.50 15.36 12.38 13.16 12.66 12.61 13.41 12.07 11.93 12.20
Book Value/Sh
85 83 91 82 82 71 65 62 63 63
Shares
70.71 56.04 28.62 15.15 15.52 11.82 11.19 0.00 15.02 16.60
PE Ratio
8.35 6.01 4.88 2.67 3.80 3.28 1.54 1.15 1.18 1.71
PS Ratio
1.19 0.88 1.09 0.62 0.94 0.88 0.53 0.50 0.54 0.78
PB Ratio
13.19 11.81 10.00 6.59 6.25 6.68 6.39 6.23 4.35 4.70
EV/Sales
57.52 59.21 76.06 121.11 21.63 20.31 26.41 47.82 69.75 41.57
EV/FCF
39 45 39 19 75 81 70 44 25 38
Op' Cash Flow
(4) (8) (6) (6) (1) (2) 2 (1) (3) 1
Capex
34 37 33 14 75 79 72 43 21 39
FCF
382 545 569 250 (588) (341) 260 629 293 269
Working Cap'
806 1,199 1,322 1,173 702 918 1,507 1,727 1,256 1,150
Total Debt
728 1,070 1,283 992 634 816 1,436 1,663 1,089 1,035
Net Debt
1,057 1,269 1,127 1,084 1,043 894 869 754 746 767
Sh' Equity
0.40% 0.34% 0.64% 0.67% 0.90% 0.90% 0.52% (1.10%) 0.34% 0.47%
ROA
0.96% 1.09% 1.45% 1.75% 3.31% 3.37% 1.42% (2.09%) 1.06% 1.64%
ROIC
1.69% 1.69% 3.52% 4.07% 5.95% 6.97% 4.63% (10.68%) 3.48% 4.79%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026

Kearny Financial (KRNY) key facts

  • Kearny Financial (KRNY) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Kearny Financial’s revenue for fiscal 2026 (year ended June 2026) was $347.1 million, up 1.05% from fiscal 2025.
  • Net income was $36.3 million, or $0.58 per share (basic), a net margin of 10.5%.
  • As of September 25, 2026, KRNY traded at $9.36, a market capitalization of $603.8 million.
  • At that price the stock trades at 16.4× trailing-twelve-month earnings and 1.7× sales.
  • Kearny Financial pays an annual dividend of $0.44 per share, a yield of 6.83%, with a payout ratio of 69.8%.
  • Return on equity was 4.79% and debt-to-equity 1.50.

Source: company filings (standardised) and stockrow calculations.

Kearny Financial (KRNY) Latest News

News by impact score

Fine-tune

23 Jul

3

Kearny Financial Corp. announced fourth quarter and fiscal year 2026 results along with a $0.11 per share cash dividend declaration. Quarterly earnings releases and dividend declarations typically produce moderate effects on near-term stock valuation and investor sentiment.

16 Jul

3

Kearny Financial (KRNY) is projected to post earnings growth, prompting questions on whether investors should buy the stock. Projected earnings growth for KRNY may moderately affect investor sentiment and short-term stock performance.

23 Apr

3

Kearny Financial Corp. announced third quarter fiscal 2026 results and declared a cash dividend. Quarterly earnings release and dividend declaration affect financial performance and investor sentiment.

3 Feb

3

Kearny Financial Corp. (NASDAQ:KRNY) is predominantly controlled by institutional shareholders, who collectively own 74% of the company. This significant ownership stake indicates a strong influence of institutional investors on the company's strategic decisions and governance. The high level of institutional ownership may moderately influence Kearny Financial's strategic direction and market perception.

22 Jan

3

Kearny Financial (KRNY) reported its fiscal Q2 earnings, highlighting key financial metrics and performance indicators. The results showed a notable increase in net income compared to the previous quarter, driven by growth in loans and deposits. The bank's management expressed optimism about future growth prospects, citing strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the earnings report reflects a positive trajectory for Kearny Financial amid a competitive banking landscape. The earnings report indicates moderate growth and positive management outlook, which may influence financial performance but is balanced by market conditions.

3

Kearny Financial Corp. reported its financial results for the second quarter of fiscal 2026, highlighting key metrics such as net income and earnings per share. The company also declared a cash dividend, reflecting its commitment to returning value to shareholders. Overall, the results indicate a stable financial performance amid current market conditions. The financial results and dividend declaration may moderately influence investor sentiment and financial performance.

3 Dec

3

Kearny Financial (NASDAQ:KRNY) has faced a challenging five-year period, resulting in unprofitable outcomes for investors. The company's stock performance has been lackluster, raising concerns about its future growth and market positioning. Various factors contributing to this trend include competitive pressures and market dynamics that have not favored the bank's operations. The unprofitability over five years indicates a moderately noticeable influence on Kearny Financial's financial performance and market sentiment.

23 Oct

4

Kearny Financial (KRNY) has reported a return to profitability, countering previous bearish narratives regarding its earnings quality. The company's improved financial performance is expected to bolster investor confidence and challenge skepticism surrounding its operational stability. This turnaround may influence market perceptions and the overall trajectory of KRNY moving forward. The return to profitability is a significant development that could alter investor sentiment and the company's market position.

3

Kearny Financial (KRNY) reported its fiscal Q1 earnings, highlighting a net income of $5.2 million, or $0.14 per share, compared to $4.8 million, or $0.13 per share, in the same quarter last year. The bank's total assets increased to $3.2 billion, driven by growth in loans and deposits. Kearny's net interest margin improved to 3.10%, reflecting a favorable interest rate environment. The company also announced a dividend of $0.06 per share, consistent with previous payouts. Overall, the results indicate a positive trend in financial performance amidst a competitive banking landscape. Earnings growth and improved net interest margin suggest moderate influence on financial performance.

3

Kearny Financial Corp. reported its financial results for the first quarter of fiscal 2026, highlighting key performance metrics and announcing a cash dividend declaration. The results indicate a positive trend in earnings and overall financial health, reflecting the company's strategic initiatives and market positioning. The financial results and dividend declaration may moderately influence investor sentiment and financial performance.

30 Sep

4

Kearny Financial Corp. has partnered with The Lab Consulting to enhance operational efficiency and increase shareholder value. This collaboration aims to streamline processes and improve overall performance, positioning the company for future growth. The partnership is expected to significantly impact operational efficiency and shareholder value, indicating a major strategic move.

27 Aug

3

Kearny Financial Corp. (NASDAQ:KRNY) has garnered significant attention from institutional investors, who collectively own 75% of the company's shares. This strong institutional backing indicates a level of confidence in Kearny's business model and future prospects, potentially influencing market sentiment positively. Institutional ownership at 75% suggests a moderately noticeable influence on investor sentiment and market performance.

24 Jul

3

Kearny Financial Corp. reported its fourth quarter and fiscal year end results for 2025, highlighting a cash dividend declaration of $0.11 per share. The financial results indicate the company's performance over the year, reflecting its operational strategies and market conditions. The cash dividend declaration and financial results may moderately influence investor sentiment and financial performance.

29 Apr

3

Kearny Financial Corp. (NASDAQ:KRNY) will pay a dividend of $0.11 per share on May 21, resulting in a 6.9% dividend yield. Despite a long history of dividend payments, recent earnings reports indicate insufficient earnings to cover dividends, raising concerns about sustainability. Earnings per share are forecasted to rise by 151.8% over the next year, but past declines in EPS and a history of dividend cuts suggest limited growth potential. Overall, the current dividend level may be unsustainable, leading to caution for income-focused investors. Concerns about dividend sustainability and past earnings declines indicate a moderately noticeable influence on future performance.

26 Apr

3

Kearny Financial (NASDAQ:KRNY) reported third quarter 2025 results with revenue of US$38.2 million, a 1.9% increase from the previous year, but net income fell 10% to US$6.65 million, resulting in an EPS of US$0.11, down from US$0.12. Despite these declines, EPS exceeded analyst expectations by 4.8%. Revenue growth is forecasted at 20% annually over the next two years, outpacing the 7.1% growth expected for the US banking industry. The company's shares have risen 7.6% in the past week, though one warning sign has been identified. Earnings performance shows mixed results, with revenue growth expected but net income decline indicating potential challenges.

24 Apr

3 earnings

Kearny Financial (KRNY) reported its fiscal Q3 earnings, highlighting key financial metrics and performance indicators. The results reflect the company's ongoing strategies and market conditions, providing insights into its operational efficiency and profitability. Investors are keenly observing these figures to gauge future performance and market positioning. Earnings results may moderately influence financial performance and investor sentiment.

8 Apr

3

Kearny Financial (KRNY) is highlighted as an undervalued small-cap stock with notable insider activity in April 2025. The article emphasizes the potential for growth and investment opportunities due to recent insider transactions, suggesting that these moves may indicate confidence in the company's future performance. Investors are encouraged to monitor KRNY as part of a broader strategy focused on small-cap stocks showing similar insider trends. Insider activity may influence market sentiment and investor confidence, but its overall effect on the company's trajectory is expected to be limited.

20 Mar

3

Kearny Financial Corp. (NASDAQ:KRNY) has 67% institutional ownership, indicating that institutional investors significantly influence its stock price. The top 16 shareholders hold 50% of the company, with BlackRock, Inc. being the largest at 7.9%. Insiders own shares worth $20 million, while the general public holds a 28% stake. The article highlights the importance of institutional ownership and the potential impact of their trading actions on the company's future performance. Institutional ownership and insider activity suggest moderate influence on Kearny Financial's market performance and investor sentiment.

4 Feb

3

Kearny Financial reported its second quarter 2025 earnings, which fell short of market expectations. The company's performance was impacted by various factors, leading to a decline in key financial metrics. Analysts had anticipated stronger results, but the actual figures revealed challenges that could affect investor sentiment moving forward. Earnings miss indicates potential challenges in financial performance that may influence market perception.

8 Jan

4

Insiders at Kearny Financial have made significant investments in the company, signaling positive sentiment and confidence in its future performance. This activity is often interpreted as a bullish indicator, suggesting that those with intimate knowledge of the company's operations believe in its growth potential. Such insider buying can enhance investor confidence and may lead to increased interest in the stock. Insider investments typically indicate strong confidence in the company's future, which can significantly influence market sentiment and performance.

12 Dec

4

Investors in Kearny Financial (NASDAQ:KRNY) have unfortunately lost 27% over the last five years. Significant impact likely on future and performance due to the substantial loss in value over the past five years.

1 Nov

3

Kearny Financial Corp. (NASDAQ:KRNY) is set to trade ex-dividend in four days, with a dividend payment of US$0.11 per share. However, the company's dividend is not well covered by earnings, as it reported a loss last year. The article highlights potential risks to Kearny Financial's dividend sustainability due to declining earnings and lack of dividend coverage by earnings.

27 Oct

3

Kearny Financial Corp. (NASDAQ:KRNY) will pay a dividend of $0.11 on November 20th, with a dividend yield of 6.5%. The article suggests that the sustainability of Kearny Financial's dividends may be in question due to past earnings and dividend payment trends.

24 Oct

3

Kearny Financial Corp. reported net income of $6.1 million for the first quarter of fiscal 2025 and declared a cash dividend of $0.11 per share. The company's net interest margin improved, and its loan portfolio remains strong. The article describes moderately noticeable influence expected on Kearny Financial's future and market performance due to the reported financial results and dividend declaration.

15 Aug

4

Institutional investors own 71% of Kearny Financial Corp. (NASDAQ:KRNY), potentially influencing stock price and board decisions. Institutional ownership of 71% and significant hedge fund involvement suggest a major impact on future performance.

25 Jul

3

Kearny Financial Corp. reported a GAAP net loss of $90.1 million for Q4 2024 due to a $95.3 million goodwill impairment. Excluding this, adjusted net income was $5.6 million. For the fiscal year, the company had a GAAP net loss of $86.7 million, with adjusted net income at $28.2 million. The company declared a $0.11 per share cash dividend. Despite the impairment, Kearny Financial maintains a strong financial position with robust liquidity and regulatory capital ratios. Total assets decreased to $7.68 billion, and deposits fell to $5.16 billion. The company anticipates a near-term net interest margin inflection. The goodwill impairment and net losses are significant but the company's strong liquidity and capital ratios mitigate the impact.

19 Jul

3

Multiple insiders at Kearny Financial (KRNY) have purchased shares over the last year, showing optimism and alignment with shareholders. Insider purchases and ownership suggest positive outlook, but potential impact may be somewhat limited by other factors.

20 Jun

3

Kearny Financial Corp. promotes Keith Suchodolski to COO and Sean Byrnes to CFO. Promotions of key executives expected to have a moderately noticeable influence on company's operations and strategic vision.

31 May

4

Three high-yield trap stocks, including Kearny Financial (KRNY), are facing challenges with declining financial figures and share price performance. The article highlights significant challenges faced by Kearny Financial (KRNY) in terms of declining financial figures and share price performance, indicating a potentially significant impact on its future and market performance.

30 May

4

Kearny Financial (NASDAQ:KRNY) investors have experienced a 51% loss over the past five years. The significant loss in share price and earnings over the past five years is likely to have a significant impact on the company's future performance.

stockrow.com/KRNY · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com