Southern First Bancshares, Inc. (SFST) vs Unity Bancorp, Inc. (UNTY)
Southern First Bancshares, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Southern First Bancshares, Inc. and Unity Bancorp, Inc. are of similar size ($569.8M and $555.0M). Unity Bancorp, Inc. trades at the lower P/E: 9.6× against 12.8×. Unity Bancorp, Inc. grew revenue faster over the last twelve months: 10.2% against 8.92%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 16.8%) and the lower return on invested capital (10.6% vs 30.7%). Across the 19 metrics below, Unity Bancorp, Inc. leads on 10 and Southern First Bancshares, Inc. on 9.
Valuation
Profitability
| Metric | SFST | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.20% | 69.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.78% | 30.26% | 18.66% |
| Free cash flow margin | 16.86% | 13.95% | 21.18% |
| Return on equity | 9.93% | 16.95% | 10.64% |
| Return on assets | 0.88% | 1.91% | 1.13% |
| Return on invested capital | 30.67% | 10.56% | 8.33% |
Growth
Health
Dividend
Size
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