Southern First Bancshares, Inc. (SFST) vs Unity Bancorp, Inc. (UNTY)
- Southern First Bancshares, Inc. SFST 59.81 +0.03%
- Unity Bancorp, Inc. UNTY 56.40 +0.61%
Southern First Bancshares, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Southern First Bancshares, Inc. and Unity Bancorp, Inc. are of similar size ($566.3M and $563.0M). Unity Bancorp, Inc. trades at the lower P/E: 9.6× against 12.6×. Unity Bancorp, Inc. grew revenue faster over the last twelve months: 10.2% against 8.92%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 16.8%) and the lower return on invested capital (10.6% vs 30.7%). Across the 18 metrics below, Unity Bancorp, Inc. leads on 10 and Southern First Bancshares, Inc. on 8.
Valuation
Profitability
| Metric | SFST | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.20% | 69.92% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.78% | 30.26% | 18.66% |
| Free cash flow margin | 16.86% | 13.95% | 21.11% |
| Return on equity | 9.93% | 16.95% | 10.65% |
| Return on assets | 0.88% | 1.91% | 1.13% |
| Return on invested capital | 30.67% | 10.56% | 8.35% |
Growth
Health
Dividend
Size
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