PayPal Holdings, Inc. PYPL
- Market cap
- $45.0B
- P/E
- 10.3×
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PayPal Holdings, Inc. (PYPL) EV/EBITDA
As of 25 September 2026, PayPal Holdings, Inc. (PYPL) trades at a EV/EBITDA of 7.3×. Over the past ten years it has ranged from 5.6× (February 2026) to 78.9× (February 2021); the current reading is higher than 5% of that period. That is below the Credit Services industry median of 9.6× and below the Financial sector median of 9.5×.
EV/EBITDA, daily
Annual
| Period | EV/EBITDA | Change |
|---|---|---|
| FY2025 | 8.2× | (43.00%) |
| FY2024 | 14.4× | 30.21% |
| FY2023 | 11.1× | (34.61%) |
| FY2022 | 17.0× | (57.06%) |
| FY2021 | 39.5× | (34.70%) |
| FY2020 | 60.5× | 80.97% |
| FY2019 | 33.4× | 9.69% |
| FY2018 | 30.5× | 7.41% |
| FY2017 | 28.4× | 49.79% |
| FY2016 | 18.9× | (4.07%) |
Quarterly
| Period | EV/EBITDA | Change |
|---|---|---|
| Jun 2026 | 5.8× | (6.12%) |
| Mar 2026 | 6.2× | (24.54%) |
| Dec 2025 | 8.2× | (12.43%) |
| Sep 2025 | 9.4× | (14.81%) |
| 42 more quarters | Free account |
Against its own ten years
EV/EBITDA against peers
| Company | EV/EBITDA |
|---|---|
| COF Capital One Financial Corporation compare | n/m |
| SOFI SoFi Technologies, Inc. compare | n/m |
| OMF OneMain Holdings, Inc. compare | n/m |
| ALLY Ally Financial Inc. compare | n/m |
| SYF Synchrony Financial compare | n/m |
| AXP American Express Company compare | n/m |
| PYPL PayPal Holdings, Inc. | 7.3× |
| FCFS FirstCash Holdings, Inc. compare | 11.7× |
| AFRM Affirm Holdings, Inc. compare | 71.8× |
| Credit Services industry median | 9.6× |
| Financial sector median | 9.5× |
| Market median | 11.0× |
What EV/EBITDA is
Enterprise Value over EBITDA tells an investor how the market values a whole company, with debt added and cash taken off, against its operating earnings.
((Stock Price × Shares (Basic, Weighted) (latest quarter)) + (Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter)) − Cash & Short Term Investments (latest quarter)) ÷ EBITDA (TTM)
More on PYPL
- Revenue
- Net income
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement