OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.

Revenue
+9.52%
EPS
−4.19%
Free cash flow
−2.42%
Total debt
+7.77%

Quarter to September 2026, against a year earlier

56.49 0.34 −0.60%
Market cap
$6.5B
P/E
8.7×
Fwd P/E
8.7×
Dividend yield
7.37%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OneMain Holdings, Inc. (OMF) Debt to equity

Alert me on Debt to equity

OneMain Holdings, Inc.'s debt to equity at the end of the quarter to 30 September 2026 was 7.1×, up 0.4× from fiscal 2025 (6.7×). Over the past ten years it has ranged from 4.0× (fiscal 2019) to 6.7× (fiscal 2024); the current reading is higher than 91% of that period. That is above the Credit Services industry median of 0.7× and above the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 6.7× (0.68%)
FY2024 6.7× 8.03%
FY2023 6.2× 2.56%
FY2022 6.1× 5.65%
FY2021 5.7× 10.94%
FY2020 5.2× 30.13%
FY2019 4.0× (0.51%)
FY2018 4.0× (12.98%)
FY2017 4.6× 0.84%
FY2016 4.6× (28.16%)

Quarterly newest first

Period Debt to equity Change
Sep 2026 7.1× 5.48%
Jun 2026 6.7× 1.49%
Mar 2026 6.6× (0.61%)
Dec 2025 6.7× 0.91%
43 more quarters

Against its own ten years

Low 4.0× High 6.7×
Ten-year median 5.7×
Current reading's percentile 91

Debt to equity against peers

Company Debt to equity
KLAR Klarna Group plc compare 0.0×
SEZL Sezzle Inc. compare 0.4×
BFH Bread Financial Holdings, Inc. compare 0.9×
FCFS FirstCash Holdings, Inc. compare 1.1×
ALLY Ally Financial Inc. compare 1.3×
NNI Nelnet, Inc. compare 1.9×
ENVA Enova International, Inc. compare 3.4×
CACC Credit Acceptance Corporation compare 4.8×
OMF OneMain Holdings, Inc. 7.1×
Credit Services industry median 0.7×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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