Saturday 17 October 2026 Export MBI’s income statement to Excel — free account

MBIA, Inc.

In the quarter to June 2026, revenue grew 17.4%, EPS grew 18.8%, free cash flow fell 500.0% and total debt rose 3.73%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years.

4.41 0.02 +0.46%

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Market cap: $224.0M
P/E: 0.0×
Fwd P/E: −1.7×
Dividend yield: —
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 16.59%

Capital & Financial Ratios $m

Market Cap 223.96

Revenue 94.00

Net Income (150.00)

Free Cash Flow 43.00

Net Debt 3,273.00

Current Ratio 0.53

Debt/Equity (1.46)

P/E ratio 0.00

Fwd P/E (1.66)

P/S ratio 2.36

P/B ratio 0.00

Past 5Y EPS Growth —

This Y EPS Growth (191.85%)

Next Y EPS Growth 10.36%

Next Y revenue growth 36.38%

Next 5Y EPS Growth 54.95%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 33.14%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2023	0.00	8.00
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2017	Powerpack

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	104	87	71	117
Receivables	364	346	198	201
Inventory	—	—	—	—
Other	—	—	—	—
	468	433	269	318

	2023	2024	2025	Q'26
Payables	705	725	626	605
ST’ Debt	—	—	—	—
Other	—	—	—	—
	705	725	626	605

Compound Annual Growth %

	10y	5y	3y
Sales	(21.08%)	(22.27%)	(19.61%)
Cash Flow	0.00%	0.00%	0.00%
Earnings	0.00%	0.00%	0.00%
Book Value	0.00%	0.00%	0.00%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	24	27	—	—	—
’25	14	23	15	28	80
’24	13	—	29	37	42
’23	2	28	8	—	7
’22	40	40	17	57	154
’21	72	18	72	27	189
’20	(6)	114	71	103	282

Fiscal quarters ending in the months shown.

value withheld pending a data check

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(33)	(4)	—	—	—
’25	(43)	1	90	(10)	38
’24	(30)	(10)	(139)	3	(176)
’23	(36)	(42)	(115)	(2)	(195)
’22	273	(41)	(92)	(558)	(418)
’21	529	16	(186)	152	511
’20	(82)	(7)	(299)	(2)	(390)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(33)	(4)	—	—	—
’25	(43)	1	90	(10)	38
’24	(30)	(10)	(139)	3	(176)
’23	(36)	(42)	(115)	(2)	(195)
’22	273	(41)	(92)	(558)	(418)
’21	529	16	(186)	151	510
’20	(82)	(7)	(299)	(2)	(390)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	(0.80)	(0.91)	—	—	—
’25	(1.28)	(1.12)	(0.17)	(1.01)	(3.58)
’24	(1.84)	(5.34)	(1.18)	(1.07)	(9.43)
’23	(1.86)	(1.46)	(3.94)	(2.94)	(10.18)
’22	(1.48)	(0.72)	(0.67)	(1.05)	(3.92)
’21	(2.16)	(1.23)	(2.49)	(3.12)	(8.99)
’20	(4.62)	(1.69)	(1.11)	(1.64)	(9.78)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	5.51	6.04	6.88	8.41	4.93	5.96	8.91	5.78	3.22	3.86	Analyst estimates 2026–2028 Powerpack
	High	11.46	11.65	11.62	10.90	9.72	16.41	17.90	14.37	7.16	8.26
People
People	Employees	164	103	96	93	89	87	75	61	57	57
	Revenue/emp, $m	1.79	4.20	1.69	3.01	3.17	2.17	2.05	0.11	0.74	1.40
Income, $m
Income, $m	Revenue	294	433	162	280	282	189	154	7	42	80
	Gross margin, %	25.17	(57.74)	61.11	13.57	(87.94)	(85.19)	75.32	(2,428.57)	(338.10)	125.00
	EBT	(339)	(661)	(296)	(357)	(578)	(445)	(148)	(484)	(441)	(181)
	EBT margin, %	(115.31)	(152.66)	(182.72)	(127.50)	(204.96)	(235.45)	(96.10)	(6,914.29)	(1,050.00)	(226.25)
	Net income	(338)	(1,605)	(296)	(359)	(578)	(445)	(203)	(487)	(444)	(183)
	Depreciation	—	—	—	—	—	—	—	—	—	—
Per share, $
Per share, $	Revenue	2.21	3.64	1.82	3.46	4.77	3.82	3.09	0.15	0.89	1.62
	Earnings	(2.54)	(13.50)	(3.33)	(4.43)	(9.78)	(8.99)	(3.92)	(10.18)	(9.43)	(3.58)
	Cash flow	(1.12)	(5.48)	(3.58)	(4.54)	(6.60)	10.33	(8.39)	(4.04)	(3.71)	0.77
	Capex	(0.01)	(0.01)	(0.01)	0.00	0.00	(0.02)	0.00	0.00	0.00	0.00
	Free cash flow	(1.13)	(5.49)	(3.59)	(4.54)	(6.60)	10.31	(8.39)	(4.04)	(3.71)	0.77
	Book value	24.35	11.98	12.72	10.36	2.52	(6.06)	(17.59)	(34.16)	(43.76)	(45.25)
	Shares, m	133	119	89	81	59	49	50	48	47	49
Valuation, ×
Valuation, ×	P/E	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	P/S	4.97	2.07	4.89	2.69	1.38	4.13	4.07	38.58	7.30	4.41
	P/B	0.45	0.63	0.70	0.90	2.61	0.00	0.00	0.00	0.00	0.00
	EV/Sales	21.75	13.69	32.27	18.28	13.42	20.28	23.79	475.58	85.82	44.96
	EV/FCF	(42.35)	(9.06)	(16.28)	(13.83)	(9.65)	7.55	(8.70)	(16.81)	(20.14)	102.77
Cash, $m
Cash, $m	Operating cash flow	(149)	(652)	(319)	(368)	(390)	511	(418)	(195)	(176)	38
	Capex	(1)	(1)	(1)	—	—	(1)	—	—	—	—
	Free cash flow	(150)	(653)	(320)	(368)	(390)	510	(418)	(195)	(176)	38
Balance, $m
Balance, $m	Working capital	667	974	791	779	835	495	(264)	(237)	(292)	(357)
	Total debt	5,122	5,175	4,715	4,447	3,562	3,212	3,103	3,163	3,385	3,489
	Net debt	4,935	5,029	4,435	4,364	3,395	3,052	3,037	3,059	3,298	3,418
	Shareholders’ equity	3,239	1,425	1,132	839	149	(300)	(876)	(1,647)	(2,076)	(2,230)
Returns, %
Returns, %	ROA	(2.60)	(15.87)	(3.44)	(4.67)	(8.87)	(8.52)	(4.83)	(16.42)	(18.73)	(8.47)
	ROIC	(0.89)	(3.77)	(0.03)	(0.89)	(6.17)	(6.00)	0.93	(12.08)	(11.87)	0.84
	ROE	(9.68)	(68.83)	(23.15)	(36.43)	(117.00)	589.40	33.16	38.92	24.01	8.22

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AGO Assured Guaranty Ltd.	$3.1B	9.5×	11.8×	−30.60% (below 0%: shrinking)	−57.89% (below 0%: shrinking)	−48.72% (below 0%: shrinking)	97.95%	42.05%	Compare
NMIH NMI Holdings Inc	$3.0B	7.9×	7.1×	+8.12% (above 0%: growing)	+13.82% (above 0%: growing)	+10.69% (above 0%: growing)	93.00%	76.67%	Compare
EIG Employers Holdings Inc	$906.1M	73.2×	18.2×	−10.60% (below 0%: shrinking)	+29.03% (above 0%: growing)	−1,111.11% (below 0%: shrinking)	16.35%	16.35%	Compare
TIPT Tiptree Financial Inc.	$618.6M	1.5×	— (loss-making)	+64.86% (above 0%: growing)	+1,976.00% (above 0%: growing)	+179.79% (above 0%: growing)	100.00%	0.00%	Compare
ITIC Investors Title Company	$544.0M	13.5×	5.6×	+17.45% (above 0%: growing)	+19.05% (above 0%: growing)	−18.47% (below 0%: shrinking)	55.58%	22.48%	Compare
AMSF AMERISAFE, Inc.	$464.1M	10.1×	16.0×	+13.42% (above 0%: growing)	+8.22% (above 0%: growing)	+118.79% (above 0%: growing)	29.93%	19.86%	Compare
MBI MBIA, Inc.	$224.0M	— (loss-making)	— (loss-making)	+17.39% (above 0%: growing)	n/m	−500.00% (below 0%: shrinking)	66.67%	22.22%
OSG Octave Specialty Group, Inc.	$207.2M	— (loss-making)	— (loss-making)	+51.02% (above 0%: growing)	n/m	−576.08% (below 0%: shrinking)	76.26%	(0.47%)	Compare
JRVR James River Group Holdings, Ltd.	$171.6M	7.5×	5.5×	−7.72% (below 0%: shrinking)	+66.67% (above 0%: growing)	−124.07% (below 0%: shrinking)	38.58%	9.26%	Compare
Median of peers	$581.3M	9.5×	9.4×	+10.77%	+19.05%	−33.59%	65.92%	18.11%

All 17 Insurance Specialty stocks →

MBIA, Inc. (MBI) key facts

Concern: MBIA, Inc. reported a net loss of $183.0 million, or a loss of $3.58 per share, for fiscal 2025.
MBIA, Inc. (MBI) is an Insurance Specialty company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, MBI traded at $4.41, a market capitalization of $224.0 million.
Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 2.4× sales.
Return on equity was 8.22% and debt-to-equity -1.46.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.