MBIA, Inc. MBI

4.39 (0.04) (0.90%) as of 25 Sep
Market cap
$226.0M
P/E
0.0×
Growth Flags show if company had growth for consecutive years

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 16.59%

Capital & Financial Ratios

Market Cap 226.00
Revenue 94.00
Net Income (150.00)
Free Cash Flow 43.00
Net Debt 3,273.00
Current Ratio 0.53
Debt/Equity (1.46)
P/E ratio 0.00
P/S ratio 2.34
P/B ratio 0.00
Past 5Y EPS Growth (16.29%)
This Y EPS Growth (191.85%)
Next Y EPS Growth 10.36%
Next 5Y EPS Growth 54.95%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield 0.00%
total individual payouts
2023 0.00
8.00
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 104 87 71 117
Receivables 364 346 198 201
Inventory — — — —
Other — — — —
468 433 269 318
2023 2024 2025 Q'26
Payables 705 725 626 605
ST’ Debt — — — —
Other — — — —
705 725 626 605
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (21.08%) (22.27%) (19.61%)
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 0.00% 0.00% 0.00%

Revenue

Mar Jun Sep Dec Year
’26 24 27 — — —
’25 14 23 15 28 80
’24 13 — 29 37 42
’23 2 28 8 — 7
’22 40 40 17 57 154
’21 72 18 72 27 189
’20 (6) 114 71 103 282
in millions of $ · fiscal quarters ending in the months shown
value withheld pending a data check

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (33) (4) — — —
’25 (43) 1 90 (10) 38
’24 (30) (10) (139) 3 (176)
’23 (36) (42) (115) (2) (195)
’22 273 (41) (92) (558) (418)
’21 529 16 (186) 152 511
’20 (82) (7) (299) (2) (390)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (33) (4) — — —
’25 (43) 1 90 (10) 38
’24 (30) (10) (139) 3 (176)
’23 (36) (42) (115) (2) (195)
’22 273 (41) (92) (558) (418)
’21 529 16 (186) 151 510
’20 (82) (7) (299) (2) (390)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 (0.80) (0.91) — — —
’25 (1.28) (1.12) (0.17) (1.01) (3.58)
’24 (1.84) (5.34) (1.18) (1.07) (9.43)
’23 (1.86) (1.46) (3.94) (2.94) (10.18)
’22 (1.48) (0.72) (0.67) (1.05) (3.92)
’21 (2.16) (1.23) (2.49) (3.12) (8.99)
’20 (4.62) (1.69) (1.11) (1.64) (9.78)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
5.51 6.04 6.88 8.41 4.93 5.96 8.91 5.78 3.22 3.86

Analyst estimates 2026–2028

Powerpack
Low Price
11.46 11.65 11.62 10.90 9.72 16.41 17.90 14.37 7.16 8.26
High Price
164 103 96 93 89 87 75 61 57 57
Employees
2 4 2 3 3 2 2 0 1 1
Revenue/Emp
294 433 162 280 282 189 154 7 42 80
Revenue
25.17% (57.74%) 61.11% 13.57% (87.94%) (85.19%) 75.32% (2,428.57%) (338.10%) 125.00%
Gross Margin
(339) (661) (296) (357) (578) (445) (148) (484) (441) (181)
EBT
(115.31%) (152.66%) (182.72%) (127.50%) (204.96%) (235.45%) (96.10%) (6,914.29%) (1,050.00%) (226.25%)
EBT Margin
(338) (1,605) (296) (359) (578) (445) (203) (487) (444) (183)
Net Income
— — — — — — — — — —
Depreciation
2.21 3.64 1.82 3.46 4.77 3.82 3.09 0.15 0.89 1.62
Revenue/Sh
(2.54) (13.50) (3.33) (4.43) (9.78) (8.99) (3.92) (10.18) (9.43) (3.58)
Earnings/Sh
(1.12) (5.48) (3.58) (4.54) (6.60) 10.33 (8.39) (4.04) (3.71) 0.77
Cash Flow/Sh
(0.01) (0.01) (0.01) 0.00 0.00 (0.02) 0.00 0.00 0.00 0.00
Capex/Sh
(1.13) (5.49) (3.59) (4.54) (6.60) 10.31 (8.39) (4.04) (3.71) 0.77
Free CF/Sh
24.35 11.98 12.72 10.36 2.52 (6.06) (17.59) (34.16) (43.76) (45.25)
Book Value/Sh
133 119 89 81 59 49 50 48 47 49
Shares
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PE Ratio
4.97 2.07 4.89 2.69 1.38 4.13 4.07 38.58 7.30 4.41
PS Ratio
0.45 0.63 0.70 0.90 2.61 0.00 0.00 0.00 0.00 0.00
PB Ratio
21.75 13.69 32.27 18.28 13.42 20.28 23.79 475.58 85.82 44.96
EV/Sales
(42.35) (9.06) (16.28) (13.83) (9.65) 7.55 (8.70) (16.81) (20.14) 102.77
EV/FCF
(149) (652) (319) (368) (390) 511 (418) (195) (176) 38
Op' Cash Flow
(1) (1) (1) — — (1) — — — —
Capex
(150) (653) (320) (368) (390) 510 (418) (195) (176) 38
FCF
667 974 791 779 835 495 (264) (237) (292) (357)
Working Cap'
5,122 5,175 4,715 4,447 3,562 3,212 3,103 3,163 3,385 3,489
Total Debt
4,935 5,029 4,435 4,364 3,395 3,052 3,037 3,059 3,298 3,418
Net Debt
3,239 1,425 1,132 839 149 (300) (876) (1,647) (2,076) (2,230)
Sh' Equity
(2.60%) (15.87%) (3.44%) (4.67%) (8.87%) (8.52%) (4.83%) (16.42%) (18.73%) (8.47%)
ROA
(0.89%) (3.77%) (0.03%) (0.89%) (6.17%) (6.00%) 0.93% (12.08%) (11.87%) 0.84%
ROIC
(9.68%) (68.83%) (23.15%) (36.43%) (117.00%) 589.40% 33.16% 38.92% 24.01% 8.22%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

MBIA, Inc. (MBI) key facts

  • MBIA, Inc. (MBI) is an Insurance Specialty company in the Financial sector, listed on the New York Stock Exchange.
  • MBIA, Inc. reported a net loss of $183.0 million, or a loss of $3.58 per share, for fiscal 2025.
  • As of September 25, 2026, MBI traded at $4.39, a market capitalization of $226.0 million.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 2.3× sales.
  • Return on equity was 8.22% and debt-to-equity -1.46.

Source: company filings (standardised) and stockrow calculations.

MBIA, Inc. (MBI) Latest News

News by impact score

Fine-tune

14 Aug

3 transcript

MBIA (MBI) released its Q2 2026 earnings call transcript covering financial results and management commentary. Quarterly earnings calls deliver updates on results that typically produce moderate short-term market reaction without guaranteeing structural change.

8 Aug

3 transcript

MBIA reported Q2 results highlighting insurance portfolio performance, investment income trends, and comments on capital position and loss reserves. Quarterly earnings details can shift near-term sentiment and valuation but rarely alter long-term trajectory for the company.

7 Aug

3

MBIA Inc narrowed losses in Q2 2026 earnings call while reporting strategic progress amid ongoing operations. Narrowing losses and strategic progress point to moderate effects on financial trajectory and sentiment.

3 transcript

MBIA Inc. held its Q2 2026 earnings call covering quarterly financial results, operational updates and forward outlook. Quarterly earnings releases and guidance directly inform near-term valuation and trading activity for MBIA shares.

3

MBIA, Inc. reported its Q2 earnings, highlighting key financial metrics and performance indicators. The company experienced fluctuations in revenue and net income compared to previous quarters, reflecting ongoing challenges in the market. Analysts are closely monitoring MBIA's strategies to navigate these conditions and improve its financial standing moving forward. Fluctuations in revenue and net income indicate a moderately noticeable influence on financial performance and market sentiment.

6 Aug

4

MBIA Inc. reported its second quarter 2026 financial results. Quarterly financial results directly shape investor views and valuation metrics.

3

MBIA, Inc. reported its financial results for the second quarter of 2025, highlighting key metrics such as revenue, net income, and changes in assets. The company experienced fluctuations in its financial performance compared to previous quarters, with notable developments in its insurance segment. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and addressing market challenges. Overall, the report reflects MBIA's ongoing efforts to navigate a competitive landscape while maintaining financial stability. Financial performance fluctuations and strategic initiatives may moderately influence MBIA's competitive positioning and market sentiment.

1 Jun

3 transcript

MBIA Inc. held its Q1 2026 earnings call and released the full transcript detailing financial results and outlook. Quarterly earnings transcripts routinely supply updated metrics and guidance that can shift near-term investor views.

11 May

4

MBIA released Q1 earnings call highlights covering financial results, insurance segment performance, and outlook amid legacy exposures. Q1 earnings highlights detail financial performance and guidance, significantly influencing investor sentiment and stock trajectory.

9 May

3

MBIA Inc. (MBI) Q1 2026 earnings call highlights strategies to navigate financial challenges amid ongoing operations. Earnings call highlights detail strategic responses to financial challenges, moderately affecting financial performance and investor sentiment.

7 May

4

MBIA Inc. reported first quarter 2026 financial results. Quarterly earnings reports like Q1 2026 results typically drive significant shifts in stock price and investor sentiment for financial firms.

3

MBIA (MBI) reported a Q1 net loss but surpassed revenue estimates. Q1 loss offsets revenue beat, creating moderate influence on financial performance and investor sentiment.

28 Feb

3

MBIA's Q4 earnings call highlighted financial results, including net income, book value changes, loss reserves, and strategic updates on insurance operations and capital management. Q4 earnings highlights impact financial performance and investor sentiment but are limited to quarterly results without transformative shifts.

27 Feb

4

MBIA Inc. (MBI) Q4 2025 earnings call highlights focus on navigating substantial losses through key strategic decisions amid ongoing challenges. Q4 losses combined with strategic decisions represent major financial and operational shifts poised to alter MBIA's trajectory and investor sentiment.

4 transcript

MBIA Inc. (MBI) released the transcript of its Q4 2025 earnings call. Q4 2025 earnings call transcript details financial results, corporate legacy runoff strategy, and outlook, significantly influencing future performance and investor sentiment.

4

MBIA Inc. released Q4 2025 earnings call summary detailing financial results, corporate legacy runoff progress, and outlook amid insurance operations. Q4 2025 earnings disclosure reveals financial performance and strategic updates poised to significantly sway MBIA's stock trajectory and investor confidence.

26 Feb

4

MBIA Inc. reported full-year and fourth-quarter 2025 financial results. Full-year and Q4 financial results directly shape investor sentiment, stock valuation, and future performance expectations for MBIA.

3

MBIA Inc. (MBI) reported a fourth-quarter net loss but beat revenue estimates. Quarterly loss despite revenue beat signals mixed financial results with moderately noticeable influence on performance and sentiment.

3

MBIA Inc. (MBI) released Q4 earnings snapshot reporting quarterly financial results. Q4 earnings directly influence financial performance and investor sentiment with moderate effect.

9 Jan

3

MBIA, Inc. (MBI) experienced a notable increase of 10.3% in its stock price, raising questions about the sustainability of this upward momentum. Analysts are evaluating the factors contributing to this rise and whether it reflects a lasting trend or a temporary spike. Market sentiment appears cautiously optimistic, but uncertainties remain regarding the company's future performance and external market conditions. The stock price increase indicates a moderately noticeable influence on market sentiment and potential financial performance.

7 Nov

4

MBIA, Inc. reported a significant turnaround in its financial performance for Q3 2025, highlighting improved earnings and strategic initiatives that have positively impacted its operations. The company emphasized its focus on enhancing shareholder value and navigating market challenges effectively. Analysts noted the potential for sustained growth as MBIA continues to implement its recovery strategies and strengthen its market position. The turnaround in financial performance and strategic initiatives are likely to significantly impact MBIA's future trajectory and investor sentiment.

6 Nov

3

MBIA, Inc. continues to face persistent losses, raising concerns about its high valuation. Investors are increasingly cautious as the company's financial performance remains under scrutiny, leading to a negative sentiment surrounding its future prospects. Persistent losses and high valuation are likely to moderately influence investor sentiment and financial performance.

4 Nov

3

MBIA, Inc. (MBI) reported a loss in Q3, falling short of revenue estimates. The company's financial performance has raised concerns among investors, as it continues to face challenges in its operations. Analysts are closely monitoring the situation to assess potential impacts on future performance. The reported loss and revenue shortfall may moderately influence investor sentiment and financial performance.

3

MBIA, Inc. reported its Q3 earnings, highlighting key financial metrics and performance indicators. The results showed fluctuations in revenue and net income compared to previous quarters, reflecting ongoing challenges in the market. Analysts are assessing the implications of these results on the company's future strategies and market positioning. Fluctuations in revenue and net income indicate moderate influence on financial performance and market sentiment.

3

MBIA, Inc. reported its financial results for the third quarter of 2025, highlighting key metrics such as revenue, net income, and changes in assets. The company experienced fluctuations in its financial performance compared to previous quarters, influenced by market conditions and operational adjustments. Management provided insights into strategic initiatives aimed at enhancing future growth and addressing challenges in the current economic landscape. Financial performance fluctuations and strategic initiatives may moderately influence MBIA's future trajectory.

26 Aug

3

Puerto Rico utility bondholders have terminated negotiations with the oversight board following the removal of key members. This decision comes amid ongoing financial struggles and restructuring efforts in Puerto Rico, raising concerns about the future of bondholder agreements and the stability of the island's utility sector. The breakdown of negotiations could moderately affect MBIA's financial performance and market sentiment regarding its exposure to Puerto Rican bonds.

10 May

3

MBIA Inc (MBI) reported a consolidated GAAP net loss of $62 million for Q1 2025, an improvement from a loss of $86 million in Q1 2024. Adjusted net loss also decreased to $8 million. Book value per share fell to negative $42.22. National's gross par amount outstanding declined by $500 million to about $25 billion, with a leverage ratio of 27:1. Statutory net income for MBIA Insurance Corp improved to $2 million, up from a loss of $35 million a year prior. Despite these improvements, the company faces uncertainties regarding its PREPA exposure and reported unfavorable variances in foreign exchange and investments. The reduction in net losses and improvements in statutory income indicate a moderately positive influence on financial performance.

8 May

3

MBIA (MBI) reported a quarterly loss of $0.16 per share, worse than the Zacks Consensus Estimate of a loss of $0.07, and compared to a loss of $0.52 per share a year ago. The company posted revenues of $27 million, exceeding estimates by 28.57%, but down from $32 million year-over-year. MBIA shares have declined 28.2% since the start of the year. The current consensus EPS estimate for the next quarter is -$0.07 on $21 million in revenues. The Zacks Rank for MBIA is #3 (Hold), indicating expected performance in line with the market. The Insurance - Multi line industry is currently in the top 30% of Zacks industries, which may influence MBIA's stock performance. The mixed earnings outlook and recent performance suggest a moderately noticeable influence on MBIA's future.

3

MBIA, Inc. reported its Q1 earnings, highlighting key financial metrics and performance indicators. The company showed improvements in revenue and net income compared to the previous quarter, reflecting a positive trend in its operations. Analysts noted the impact of recent strategic initiatives on the company's financial health. The earnings report also included insights into future expectations and market conditions affecting MBIA's business. The earnings report indicates moderate improvements in financial performance, which may influence investor sentiment and operational aspects.

3

MBIA, Inc. reported its financial results for the first quarter of 2025, highlighting key metrics such as revenue, net income, and changes in assets. The company showed improvements in its financial performance compared to the previous quarter, driven by strategic initiatives and market conditions. Management expressed optimism about future growth and ongoing efforts to enhance operational efficiency. Financial performance improvements indicate a moderately noticeable influence on the company's trajectory.

stockrow.com/MBI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com