AMERISAFE, Inc. AMSF
- Market cap
- $441.7M
- P/E
- 9.5×
Follow AMSF
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 46.88 | 51.20 | 50.45 | 53.43 | 48.02 | 50.56 | 44.06 | 45.34 | 41.97 | 36.34 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 66.30 | 69.40 | 67.96 | 71.99 | 80.65 | 67.10 | 60.49 | 57.06 | 60.24 | 53.27 |
High Price
|
|||
| 439 | 438 | 429 | 434 | 395 | 379 | 366 | 362 | 370 | — |
Employees
|
|||
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
Revenue/Emp
|
|||
| 397 | 375 | 378 | 370 | 339 | 316 | 295 | 307 | 309 | 317 |
Revenue
|
|||
| 35.78% | 30.05% | 31.16% | 39.64% | 40.73% | 34.51% | 32.88% | 35.08% | 33.38% | 29.82% |
Gross Margin
|
|||
| 113 | 82 | 88 | 116 | 107 | 79 | 68 | 77 | 69 | 59 |
EBT
|
|||
| 28.44% | 21.92% | 23.18% | 31.19% | 31.50% | 25.15% | 22.95% | 25.22% | 22.35% | 18.55% |
EBT Margin
|
|||
| 78 | 46 | 72 | 93 | 87 | 66 | 56 | 62 | 55 | 47 |
Net Income
|
|||
| 17 | 15 | 12 | 10 | 9 | 10 | 8 | 4 | 3 | 1 |
Depreciation
|
|||
| 20.76 | 19.58 | 19.67 | 19.24 | 17.60 | 16.34 | 15.32 | 16.02 | 16.20 | 16.72 |
Revenue/Sh
|
|||
| 4.08 | 2.41 | 3.73 | 4.82 | 4.49 | 3.40 | 2.89 | 3.24 | 2.91 | 2.48 |
Earnings/Sh
|
|||
| 5.98 | 6.83 | 5.12 | 4.10 | 3.29 | 1.96 | 1.47 | 1.56 | 1.27 | 0.58 |
Cash Flow/Sh
|
|||
| (0.09) | (0.02) | (0.06) | (0.05) | (0.05) | (0.07) | (0.11) | (0.03) | (0.04) | (0.11) |
Capex/Sh
|
|||
| 5.89 | 6.80 | 5.06 | 4.04 | 3.24 | 1.90 | 1.36 | 1.53 | 1.22 | 0.47 |
Free CF/Sh
|
|||
| 23.87 | 22.20 | 21.33 | 22.35 | 22.75 | 20.66 | 16.50 | 15.27 | 13.49 | 13.26 |
Book Value/Sh
|
|||
| 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 |
Shares
|
|||
| 15.45 | 24.81 | 15.20 | 13.70 | 12.79 | 15.83 | 18.01 | 14.46 | 17.71 | 15.49 |
PE Ratio
|
|||
| 3.04 | 3.05 | 2.88 | 3.43 | 3.26 | 3.29 | 3.41 | 2.93 | 3.18 | 2.30 |
PS Ratio
|
|||
| 2.64 | 2.69 | 2.66 | 2.95 | 2.52 | 2.61 | 3.16 | 3.08 | 3.82 | 2.90 |
PB Ratio
|
|||
| 2.89 | 2.91 | 2.78 | 3.31 | 3.08 | 3.07 | 3.20 | 2.81 | 3.04 | 2.10 |
EV/Sales
|
|||
| 10.18 | 8.37 | 10.79 | 15.77 | 16.74 | 26.42 | 36.13 | 29.41 | 40.21 | 74.77 |
EV/FCF
|
|||
| 114 | 131 | 98 | 79 | 63 | 38 | 28 | 30 | 24 | 11 |
Op' Cash Flow
|
|||
| (2) | 0 | (1) | (1) | (1) | (1) | (2) | (1) | (1) | (2) |
Capex
|
|||
| 113 | 130 | 97 | 78 | 62 | 37 | 26 | 29 | 23 | 9 |
FCF
|
|||
| (660) | (695) | (718) | (701) | (646) | (611) | (577) | (565) | (542) | (491) |
Working Cap'
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | — | — | — |
Total Debt
|
|||
| (59) | (56) | (40) | (44) | (62) | (71) | (61) | (39) | (44) | (62) |
Net Debt
|
|||
| 456 | 425 | 410 | 430 | 439 | 399 | 317 | 292 | 257 | 252 |
Sh' Equity
|
|||
| 5.16% | 3.04% | 4.72% | 6.16% | 5.84% | 4.58% | 4.16% | 4.97% | 4.64% | 4.12% |
ROA
|
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| 17.75% | 13.90% | 14.82% | 18.68% | 17.72% | 15.11% | 16.52% | 19.06% | 20.23% | 19.39% |
ROIC
|
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| 17.11% | 10.49% | 17.15% | 22.07% | 19.93% | 15.69% | 15.51% | 20.37% | 20.17% | 18.53% |
ROE
|
|||
AMERISAFE, Inc. peers in Insurance Specialty
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ITIC Investors Title Company | $542.3M | 13.4× | Compare |
| TIPT Tiptree Financial Inc. | $632.3M | 1.6× | Compare |
| EIG Employers Holdings Inc | $854.4M | 67.6× | Compare |
| MBI MBIA, Inc. | $226.0M | 0.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| OSG Octave Specialty Group, Inc. | $186.5M | 0.0× | Compare |
| JRVR James River Group Holdings, Ltd. | $163.3M | 6.9× | Compare |
| AGO Assured Guaranty Ltd. | $3.0B | 9.3× | Compare |
| NMIH NMI Holdings Inc | $3.1B | 8.0× | Compare |
AMERISAFE, Inc. (AMSF) key facts
- AMERISAFE, Inc. (AMSF) is an Insurance Specialty company in the Financial sector, listed on Nasdaq.
- AMERISAFE, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $317.3 million, up 2.66% from fiscal 2024.
- Net income was $47.1 million, or $2.48 per share (basic), a net margin of 14.9%.
- As of September 25, 2026, AMSF traded at $23.51, a market capitalization of $441.7 million.
- At that price the stock trades at 9.5× trailing-twelve-month earnings and 1.3× sales.
- AMERISAFE, Inc. pays an annual dividend of $1.36 per share, a yield of 9.92%, with a payout ratio of 38.4%.
- Return on equity was 18.5% and debt-to-equity 0.00.
AMERISAFE, Inc. (AMSF) Latest News
22 Jul
AMERISAFE Inc reported strong premium growth in Q2 2026 earnings call despite market challenges. Strong premium growth signals improved revenue that may lift near-term financial results and sentiment.
AMERISAFE Q2 earnings call highlighted financial results and operational updates for the period. Quarterly earnings updates typically provide moderate insight into performance that can affect short-term stock movement.
AMERISAFE Q2 earnings missed estimates despite strong premium growth. Q2 earnings miss offset by premium growth points to moderate effects on company trajectory.
AMERISAFE, Inc. reported Q2 2026 financial results and outlook during its earnings call. Q2 2026 earnings call updates financial results and outlook with moderate effects on performance and sentiment.
21 Jul
AMERISAFE, Inc. (AMSF) reported its second quarter 2026 financial results. Quarterly results update financial performance and may shift near-term investor views.
16 Jul
AMERISAFE faces Q2 expense headwinds that higher premiums may offset, affecting near-term underwriting margins and profitability. Q2 premium and expense dynamics can influence reported earnings and short-term stock sentiment but are unlikely to shift overall company trajectory.
13 Jul
AMERISAFE, Inc. (AMSF) confronts challenges sustaining growth amid a difficult workers' compensation market. Difficult workers' compensation market challenges AMSF's ability to sustain growth.
9 Jul
AMSF GL segment outperforms industry benchmarks while the stock trades at a discount, creating a potential entry point for investors. AMSF valuation discount combined with segment outperformance can moderately lift near-term investor interest and share price.
23 Apr
AMERISAFE, Inc. (AMSF) released Q1 earnings call highlights detailing financial performance, operational updates, and future outlook. Q1 earnings call highlights cover financial results and guidance, likely driving significant shifts in investor sentiment and stock trajectory.
AMERISAFE, Inc. released Q1 2026 earnings call summary detailing financial performance, operational highlights, and forward guidance. Quarterly earnings summaries disclose financial results and outlook that significantly sway investor sentiment and stock trajectory.
AMERISAFE Inc (AMSF) highlighted strong premium growth in Q1 2026 earnings call amid a competitive market. Strong premium growth in Q1 2026 despite competition signals significant positive impact on financial performance and investor sentiment.
22 Apr
AMERISAFE, Inc. (AMSF) announced first quarter 2026 results. Quarterly earnings announcements deliver critical financial data that significantly sway investor sentiment and stock trajectory for AMERISAFE.
AMERISAFE, Inc. (AMSF) Q1 earnings missed analyst estimates due to higher costs and soft underwriting results. Q1 earnings miss driven by higher costs and soft underwriting moderately impacts financial performance and market sentiment.
AMERISAFE (AMSF) Q1 earnings missed estimates due to higher costs and soft underwriting. Q1 earnings miss from higher costs and soft underwriting will moderately impact financial performance and investor sentiment.
Amerisafe (AMSF) reported Q1 earnings and revenue below analyst estimates. Missing Q1 earnings and revenue estimates indicates weaker financial results, likely influencing short-term market sentiment and performance.
26 Feb
AMERISAFE Inc (AMSF) Q4 2025 earnings call highlights strong premium growth and robust ROE. Strong premium growth and robust ROE demonstrate significant positive impact on AMSF's financial trajectory and investor sentiment.
AMERISAFE (AMSF) released the transcript of its Q4 2025 earnings call, detailing financial results, operational updates, and forward-looking guidance. Q4 2025 earnings transcript discloses financial metrics, management commentary, and outlook that significantly shape investor expectations and stock trajectory.
AMERISAFE, Inc. (AMSF) released highlights from its Q4 earnings call, covering financial results, operational updates, and forward-looking statements. Q4 earnings call highlights detail financial performance and guidance, significantly influencing investor sentiment and stock trajectory.
AMERISAFE, Inc. (AMSF) released Q4 2025 earnings call summary detailing financial performance, operational highlights, and future outlook. Q4 2025 earnings disclosure provides key financial metrics and guidance directly shaping investor expectations and stock trajectory.
AMERISAFE (AMSF) missed Q4 earnings expectations despite rising premiums, but hiked its dividend. Earnings miss affects financial performance and investor sentiment, balanced somewhat by dividend increase.
25 Feb
AMERISAFE, Inc. (AMSF) announced fourth quarter and full-year 2025 financial results. Q4 and year-end earnings releases significantly impact stock price, investor sentiment, and future performance projections.
Amerisafe (AMSF) Q4 earnings missed analyst estimates. Q4 earnings miss indicates weaker-than-expected financial performance, moderately affecting investor sentiment and stock trajectory.
AMERISAFE, Inc. (AMSF) released its Q4 earnings snapshot detailing quarterly financial results. Q4 earnings snapshots reveal financial performance that moderately influences stock price and investor outlook.
24 Feb
AMERISAFE faces rising expenses in Q4, but higher premiums may offset the impact and support profitability. Higher premiums potentially offsetting Q4 expense increases moderately influences financial performance.
16 Feb
Updated fair value estimate reframes AMERISAFE (AMSF) investment story, potentially shifting investor perceptions and market outlook. Fair value update influences investor sentiment and valuation views but remains balanced by broader market factors.
19 Jan
AMERISAFE, Inc. (AMSF) is experiencing valuation resets that are reshaping its market narrative. The company is navigating changes in the insurance sector, which may influence its financial outlook and investor sentiment. Analysts are closely monitoring these developments as they could lead to significant shifts in AMERISAFE's competitive positioning and overall market performance. Valuation resets and changes in the insurance sector are likely to significantly impact AMERISAFE's future performance and investor sentiment.
10 Jan
AMERISAFE, Inc. (NASDAQ: AMSF) has experienced recent stock weakness, raising questions about its market perception. Despite this decline, the company's financial prospects appear stable, suggesting that the market may be undervaluing its potential. Analysts are evaluating whether the current stock price reflects the true value of AMERISAFE's operations and future growth opportunities. The stock's recent weakness and stable financial outlook indicate a moderately noticeable influence on AMERISAFE's market performance.
30 Nov
Recent analyst updates indicate a positive outlook for AMERISAFE, Inc. (AMSF), highlighting improvements in operational efficiency and potential growth in market share. Analysts have adjusted their price targets and earnings forecasts, reflecting confidence in the company's strategic initiatives and financial health. The updates suggest that AMERISAFE is well-positioned to navigate industry challenges and capitalize on emerging opportunities, which may enhance investor sentiment and market performance. Analyst updates indicate significant improvements in operational efficiency and growth potential, likely impacting investor sentiment and market performance.
28 Nov
AMERISAFE, Inc. (AMSF) has seen a 2.4% increase in its stock price since the last earnings report, attributed to positive market sentiment and strong performance indicators. The company continues to focus on its core operations in the workers' compensation insurance sector, which has shown resilience amid economic fluctuations. Analysts remain optimistic about AMSF's growth potential, citing effective management strategies and a solid financial foundation as key drivers of its recent stock performance. The stock price increase reflects moderate positive sentiment and performance, but does not indicate a fundamental shift in the company's trajectory.
16 Nov
AMERISAFE, Inc. (AMSF) is facing increased caution from analysts amid pressures in the insurance sector. Concerns about underwriting performance and market conditions are leading to a reevaluation of the company's outlook. Analysts are adjusting their ratings and price targets, reflecting a more cautious stance on AMSF's future performance. The shifting narrative highlights the challenges the company may encounter in maintaining its competitive position and financial stability in a turbulent market environment. Analyst caution and sector pressures are expected to moderately influence AMERISAFE's financial performance and market sentiment.