AMERISAFE, Inc. (AMSF) vs MBIA, Inc. (MBI)
AMERISAFE, Inc. and MBIA, Inc. are both Insurance Specialty companies. AMERISAFE, Inc. is the larger, with a market value of $441.7M against $226.0M — 2.0× the size. MBIA, Inc. has negative trailing earnings, so its P/E is not meaningful; AMERISAFE, Inc. trades at 9.5×. AMERISAFE, Inc. grew revenue faster over the last twelve months: 9.54% against −8.74%. AMERISAFE, Inc. has the higher net margin (14.0% vs −154.3%) and the higher return on invested capital (19.9% vs 3.08%). Only AMERISAFE, Inc. pays a dividend (9.92%). Across the 21 metrics below, AMERISAFE, Inc. leads on 12 and MBIA, Inc. on 9.
Valuation
Profitability
| Metric | AMSF | MBI | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 28.37% | 131.91% | 73.81% |
| Operating margin | 17.46% | 50.00% | 17.70% |
| Net margin | 14.00% | (154.26%) | 13.80% |
| Free cash flow margin | 5.75% | 45.74% | 34.47% |
| Return on equity | 18.23% | 6.47% | 12.01% |
| Return on assets | 4.12% | (7.05%) | 4.12% |
| Return on invested capital | 19.85% | 3.08% | 8.77% |
Growth
Health
Dividend
Size
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