Assured Guaranty Ltd. (AGO) vs MBIA, Inc. (MBI)
Assured Guaranty Ltd. and MBIA, Inc. are both Insurance Specialty companies. Assured Guaranty Ltd. is the larger, with a market value of $3.0B against $226.0M — 13.3× the size. MBIA, Inc. has negative trailing earnings, so its P/E is not meaningful; Assured Guaranty Ltd. trades at 9.3×. MBIA, Inc. grew revenue faster over the last twelve months: −8.74% against −10.6%. Assured Guaranty Ltd. has the higher net margin (37.3% vs −154.3%) and the higher return on invested capital (3.91% vs 3.08%). Only Assured Guaranty Ltd. pays a dividend (1.36%). Across the 21 metrics below, MBIA, Inc. leads on 11 and Assured Guaranty Ltd. on 10.
Valuation
Profitability
| Metric | AGO | MBI | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 99.04% | 131.91% | 73.81% |
| Operating margin | 46.38% | 50.00% | 17.70% |
| Net margin | 37.34% | (154.26%) | 13.80% |
| Free cash flow margin | 34.47% | 45.74% | 34.47% |
| Return on equity | 6.21% | 6.47% | 12.01% |
| Return on assets | 2.84% | (7.05%) | 4.12% |
| Return on invested capital | 3.91% | 3.08% | 8.77% |
Growth
Health
Dividend
Size
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