Assured Guaranty Ltd. AGO
- Market cap
- $3.0B
- P/E
- 9.3×
Follow AGO
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 21.79 | 33.53 | 32.97 | 37.66 | 13.64 | 30.48 | 45.91 | 45.21 | 72.57 | 74.09 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 39.03 | 45.73 | 43.40 | 50.77 | 49.47 | 56.95 | 67.13 | 75.08 | 96.60 | 96.50 |
High Price
|
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| 300 | 310 | 312 | 441 | 412 | 407 | 411 | 350 | 361 | 367 |
Employees
|
|||
| 6 | 6 | 3 | 2 | 3 | 2 | 2 | 4 | 2 | 3 |
Revenue/Emp
|
|||
| 1,677 | 1,739 | 1,001 | 963 | 1,115 | 848 | 723 | 1,373 | 872 | 1,110 |
Revenue
|
|||
| 82.41% | 77.69% | 93.61% | 90.34% | 81.79% | 125.94% | 97.79% | 88.20% | 102.98% | 94.95% |
Gross Margin
|
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| 1,017 | 991 | 580 | 464 | 413 | 477 | 148 | 668 | 488 | 662 |
EBT
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| 60.64% | 56.99% | 57.94% | 48.18% | 37.04% | 56.25% | 20.47% | 48.65% | 55.96% | 59.64% |
EBT Margin
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| 881 | 730 | 521 | 401 | 368 | 419 | 137 | 761 | 392 | 543 |
Net Income
|
|||
| (34) | (46) | (31) | (35) | (9) | — | 5 | (37) | (23) | (62) |
Depreciation
|
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| 12.61 | 14.42 | 9.10 | 9.70 | 13.04 | 11.54 | 11.49 | 23.51 | 16.36 | 23.08 |
Revenue/Sh
|
|||
| 6.56 | 5.96 | 4.68 | 4.00 | 4.19 | 5.23 | 1.92 | 12.30 | 6.87 | 10.26 |
Earnings/Sh
|
|||
| (0.99) | 3.59 | 4.20 | (5.13) | (9.98) | (26.35) | (39.41) | 7.89 | 0.88 | 5.38 |
Cash Flow/Sh
|
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| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex/Sh
|
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| (0.99) | 3.59 | 4.20 | (5.13) | (9.98) | (26.35) | (39.41) | 7.89 | 0.88 | 5.38 |
Free CF/Sh
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| 48.90 | 56.71 | 59.59 | 66.92 | 78.18 | 88.14 | 84.13 | 98.72 | 104.18 | 120.35 |
Book Value/Sh
|
|||
| 133 | 121 | 110 | 99 | 86 | 74 | 63 | 58 | 53 | 48 |
Shares
|
|||
| 5.89 | 5.78 | 8.23 | 12.16 | 7.24 | 9.28 | 31.59 | 6.02 | 13.20 | 8.78 |
PE Ratio
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|||
| 3.09 | 2.36 | 4.21 | 5.05 | 2.41 | 4.35 | 5.33 | 3.18 | 5.50 | 3.89 |
PS Ratio
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| 0.80 | 0.60 | 0.64 | 0.73 | 0.40 | 0.57 | 0.73 | 0.76 | 0.86 | 0.75 |
PB Ratio
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| 3.80 | 3.02 | 5.33 | 6.16 | 3.37 | 6.18 | 7.50 | 4.34 | 7.31 | 5.08 |
EV/Sales
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| (48.25) | 12.13 | 11.56 | (11.66) | (4.40) | (2.71) | (2.19) | 12.92 | 135.65 | 21.77 |
EV/FCF
|
|||
| (132) | 433 | 462 | (509) | (853) | (1,937) | (2,479) | 461 | 47 | 259 |
Op' Cash Flow
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| — | — | — | — | — | — | — | — | — | — | Capex | |||
| (132) | 433 | 462 | (509) | (853) | (1,937) | (2,479) | 461 | 47 | 259 |
FCF
|
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| (2,789) | (2,416) | (2,504) | (2,281) | (2,201) | (2,224) | (2,511) | (2,093) | (2,047) | (1,665) |
Working Cap'
|
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| 1,306 | 1,292 | 1,233 | 1,235 | 1,224 | 1,673 | 1,675 | 1,694 | 1,699 | 1,704 |
Total Debt
|
|||
| 1,188 | 1,148 | 1,129 | 1,066 | 1,062 | 1,553 | 1,568 | 1,597 | 1,578 | 1,316 |
Net Debt
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| 6,504 | 6,839 | 6,555 | 6,645 | 6,684 | 6,478 | 5,292 | 5,765 | 5,553 | 5,789 |
Sh' Equity
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| 6.14% | 5.11% | 3.72% | 2.88% | 2.44% | 2.32% | 0.71% | 5.03% | 3.08% | 4.18% |
ROA
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| 9.09% | 8.51% | 5.47% | 4.45% | 3.80% | 5.02% | 2.44% | 6.20% | 4.53% | 5.71% |
ROIC
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| 14.02% | 10.94% | 7.78% | 6.09% | 5.43% | 5.91% | 2.11% | 13.37% | 6.64% | 8.87% |
ROE
|
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Assured Guaranty Ltd. peers in Insurance Specialty
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| NMIH NMI Holdings Inc | $3.1B | 8.0× | Compare |
| RDN Radian Group Inc. | $4.4B | 8.4× | Compare |
| ESNT Essent Group Ltd. | $5.8B | 8.8× | Compare |
| MTG MGIC Investment Corporation | $5.9B | 8.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ACT Enact Holdings, Inc. | $6.5B | 9.8× | Compare |
| FAF First American Financial Corporation | $6.7B | 9.2× | Compare |
| AXS Axis Capital Holdings Limited | $6.9B | 6.7× | Compare |
| RYAN Ryan Specialty Holdings Inc. | $9.4B | 49.2× | Compare |
Assured Guaranty Ltd. (AGO) key facts
- Assured Guaranty Ltd. (AGO) is an Insurance Specialty company in the Financial sector, listed on the New York Stock Exchange.
- Assured Guaranty Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 27.3% from fiscal 2024.
- Net income was $543.0 million, or $10.26 per share (basic), a net margin of 45.3%.
- As of September 25, 2026, AGO traded at $69.49, a market capitalization of $3.0 billion.
- At that price the stock trades at 9.3× trailing-twelve-month earnings and 3.3× sales.
- Assured Guaranty Ltd. pays an annual dividend of $1.12 per share, a yield of 1.36%, with a payout ratio of 21.1%.
- Return on equity was 8.87% and debt-to-equity 0.31.
Assured Guaranty Ltd. (AGO) Latest News
25 Sep
Assured Guaranty (AGO) issued a statement on Brightline Florida Holdings LLC’s restructuring and Chapter 11 filings. Brightline Trains Florida LLC (OpCo), the obligor on AG-insured senior bonds, has not filed for Chapter 11, while other Brightline Florida entities did; their filings do not alter AG-insured debt obligations. A restructuring support agreement provides $490 million of new capital for OpCo—$350 million of junior debt and $140 million of senior debt—with AG committing $70 million of the new senior debt. About $258 million of post-petition funding is to be provided during the bankruptcy, with AG contributing up to $178 million; both funding tranches are pari passu with OpCo’s existing senior debt and repaid on exit. A limited deferral of interest will be offered on some bonds, with AG guaranteeing timely payment of deferred insured interest and continuing to guarantee scheduled interest for non-deferring bondholders. AG notes its majority voting position on insured debt and its financial strength, aiming to protect bondholders and minimize potential losses. Substantial insured exposure and large new and post-petition capital commitments create meaningful risk and potential impact on AG’s liquidity and earnings.
Brightline reaches a restructuring deal that injects $490 million of new capital and reduces debt. Assured Guaranty said financing commitments include $350 million of new junior debt and $140 million of additional senior debt. Brightline Trains Florida LLC, which runs the service, has not filed for Chapter 11, but related Brightline entities did. Miami-to-Orlando operations will remain unaffected. Year-to-date ridership rose 14% through August, with revenue up 17% versus last year. CEO Patrick Goddard called the agreement a sign of momentum, noting Brightline began Miami–Orlando in 2023 and Miami–West Palm Beach in 2018. Brightline's recapitalization lowers its debt burden and could reduce AGO's guarantee risk, producing a moderate impact on AGO's outlook.
Brightline Florida and certain affiliates reached a Restructuring Support Agreement with creditors, including Assured Guaranty, to deleverage and boost liquidity. The package includes $490 million of new capital for Brightline Trains Florida LLC (consisting of $140 million senior debt and $350 million junior debt). The existing $2.2 billion Brightline Trains Florida LLC Series 2024 bonds and the Assured Guaranty bond insurance remain in place through the restructuring, while the $985 million Series 2025B, $925 million Series 2024, and $285.7 million Series 2024A bonds stay outstanding with no principal reductions. Prearranged Chapter 11 filings will be pursued for some Brightline parent entities in New Jersey; Brightline Trains Florida LLC will not file. Brightline will continue growth plans, including new stations, commuter access in Miami-Dade, Broward and Palm Beach, and expansion to Tampa. 2026 year-to-date ridership up 14% and revenue up 17% through August. Deleveraging Brightline and preserving insured bonds reduces Assured Guaranty's credit risk, though CH11 filings for some parents introduce uncertainty.
17 Aug
Assured Guaranty Ltd. (AGO) delivered a record-setting quarter backed by standout financial metrics. Record quarterly results point to materially stronger earnings momentum and improved investor perception for AGO.
14 Aug
Assured Guaranty Ltd. (AGO) released its Q2 2026 earnings call transcript covering financial results, strategic updates, and executive commentary. Earnings transcripts deliver performance data that can shift near-term investor sentiment without altering long-term strategy.
11 Aug
Assured Guaranty Ltd. Q2 results reflect new business growth offset by investment volatility. Q2 business growth and investment volatility affect Assured Guaranty financial performance.
10 Aug
Assured Guaranty (AGO) may be 18% undervalued after reporting second quarter earnings. Post-earnings valuation reassessment signals moderate influence on near-term investor sentiment and share price.
7 Aug
Assured Guaranty Ltd reported record book value and 48% surge in Q2 2026 earnings call. Record book value and 48% surge signal strong financial results likely to lift stock and investor outlook.
Assured Guaranty Ltd. released Q2 earnings call highlights covering financial results, operational metrics, and strategic commentary for the quarter. Q2 earnings data can moderately shift near-term investor views on performance and valuation.
Assured Guaranty Ltd. conducted its Q2 2026 earnings call covering financial results, performance metrics and forward outlook. Quarterly earnings call delivers updated financial data and guidance that moderately influences investor views and near-term stock movement.
6 Aug
Assured Guaranty Ltd. reported its financial results for the second quarter of 2026. Quarterly results can shift near-term market views on performance without altering long-term trajectory.
6 Jun
Assured Guaranty Ltd. (AGO) shows strong new business momentum paired with a fresh shelf registration, prompting updated valuation assessment. Business momentum and shelf registration point to moderate growth and market perception effects.
9 May
Assured Guaranty Ltd. (AGO) Q1 earnings call highlights key financial results, including revenue growth, net income, underwriting performance, and outlook amid favorable market conditions. Q1 earnings highlights directly impact financial performance metrics and investor sentiment, potentially shifting stock trajectory.
Assured Guaranty Ltd. (AGO) Q1 2026 earnings call highlights strong new business growth amid challenges. Strong new business growth represents a major positive shift in AGO's revenue trajectory and market positioning.
7 May
Assured Guaranty Ltd. (AGO) reported Q1 earnings that topped analyst estimates. Q1 earnings beating estimates directly enhances AGO's financial outlook and investor sentiment.
Assured Guaranty Ltd. (NYSE:AGO) reported strong Q1 CY2026 financial results, highlighting robust performance in its core guaranty operations. Strong Q1 earnings signal improved financial health and positive market sentiment, likely driving significant stock performance gains.
Assured Guaranty Ltd. (AGO) reported first quarter 2026 results, highlighting key financial metrics and performance indicators for the period. Q1 2026 earnings results significantly affect AGO's financial performance, shareholder value, and stock trajectory.
23 Apr
Assured Guaranty Ltd. (AGO) named oversold stock poised for comeback amid positive outlook, while two other stocks recommended to avoid. Bullish designation as comeback stock likely boosts investor sentiment and stock trajectory significantly.
5 Mar
Top 5 analyst questions from Assured Guaranty Ltd. (AGO) Q4 earnings call probe key issues in financial performance, risk exposure, capital management, growth prospects, and market outlook. Q4 earnings call analyst questions moderately influence investor sentiment on AGO's financial health and trajectory.
3 Mar
Assured Guaranty Ltd. (AGO) reported record gains and strategic expansions in its Q4 2025 earnings call highlights. Record gains strengthen financial position and strategic expansions enhance long-term growth prospects.
27 Feb
Assured Guaranty Ltd. delivered strong Q4 results with net income of $374 million versus $222 million prior year, fueled by $210 million in gross written premiums up 11% and net investment gains. The company announced a $140 million special dividend and reaffirmed $0.28 quarterly dividend, highlighting robust underwriting discipline, favorable market conditions, and $10.5 billion shareholder equity amid ongoing U.S. municipal bond opportunities. Strong Q4 earnings beat expectations with doubled net income and special dividend, signaling enhanced financial strength and positive market outlook.
Assured Guaranty Ltd. (AGO) released its Q4 2025 earnings call transcript detailing financial results, management's commentary, and future outlook. Q4 2025 earnings transcript reveals financial performance, strategic updates, and guidance that can significantly sway investor sentiment and stock trajectory.
Assured Guaranty Ltd. Q4 2025 earnings call summary details financial results, including revenue growth, net income, book value per share, and outlook amid favorable insurance dynamics. Q4 earnings summary discloses key financial metrics and guidance that could significantly sway investor confidence and stock performance.
26 Feb
Assured Guaranty Ltd. (AGO) reported Q4 earnings and revenues that surpassed analyst estimates. Q4 earnings and revenues beating estimates indicates strong financial performance likely to enhance investor sentiment and stock trajectory.
Assured Guaranty Ltd. released its Q4 earnings snapshot, detailing quarterly financial results. Q4 earnings snapshot provides critical financial metrics that significantly influence shareholder value and market performance.
Assured Guaranty Ltd. (NYSE:AGO) reported strong Q4 CY2025 results, surprising the market with better-than-expected performance. Strong Q4 earnings surprise signals robust financial health, likely driving significant positive shifts in stock price and investor sentiment.
Assured Guaranty Ltd. reports financial results for fourth quarter 2025 and full year 2025. Quarterly and annual earnings disclosures significantly impact financial performance and investor sentiment.
25 Feb
Assured Guaranty Ltd. (AGO) Q4 earnings preview outlines key expectations including revenue growth, loss provisions, and investment income amid favorable market conditions and strategic underwriting. Q4 earnings expectations directly influence AGO's financial performance outlook and investor sentiment ahead of the report.
20 Feb
Assured Guaranty Ltd. (AGO) raised its quarterly dividend by 12% to $0.38 per common share. A 12% dividend increase signals financial strength and may positively influence investor sentiment and stock performance.
12 Feb
Assured Guaranty Ltd. (AGO) has experienced recent share price softness, prompting a reassessment of its valuation. Analysts are evaluating the company's financial health and market position in light of current economic conditions and potential risks. The article highlights key factors influencing AGO's performance, including changes in the insurance and financial markets, as well as the company's strategic initiatives aimed at maintaining competitiveness. Investors are advised to consider these elements when making decisions regarding AGO shares. Current market conditions and strategic initiatives may moderately influence AGO's financial performance and competitive positioning.