Investors Title Company (ITIC) vs MBIA, Inc. (MBI)

Investors Title Company and MBIA, Inc. are both Insurance Specialty companies. Investors Title Company is the larger, with a market value of $542.3M against $226.0M — 2.4× the size. MBIA, Inc. has negative trailing earnings, so its P/E is not meaningful; Investors Title Company trades at 13.4×. Investors Title Company grew revenue faster over the last twelve months: 8.67% against −8.74%. Investors Title Company has the higher net margin (13.8% vs −154.3%) and the higher return on invested capital (12.2% vs 3.08%). Only Investors Title Company pays a dividend (1.11%). Across the 21 metrics below, Investors Title Company leads on 12 and MBIA, Inc. on 9.

Valuation

Metric ITIC MBI Insurance Specialty median
P/E 13.36 n/m 9.15
P/S 1.84 2.34 1.84
P/B 1.88 n/m 1.16
Price to free cash flow 20.42 5.51 8.16
EV/EBITDA 9.47 74.33 7.51
EV/Sales 1.77 37.16 2.17
Earnings yield 7.48% (65.83%) 10.79%
Free cash flow yield 4.90% 18.15% 11.79%

Profitability

Metric ITIC MBI Insurance Specialty median
Gross margin 56.22% 131.91% 73.81%
Operating margin 17.70% 50.00% 17.70%
Net margin 13.80% (154.26%) 13.80%
Free cash flow margin 9.02% 45.74% 34.47%
Return on equity 14.63% 6.47% 12.01%
Return on assets 11.14% (7.05%) 4.12%
Return on invested capital 12.18% 3.08% 8.77%

Growth

Metric ITIC MBI Insurance Specialty median
Revenue growth (TTM) 8.67% (8.74%) 7.53%
EPS growth (last fiscal year) 13.02% 62.04% —
Revenue growth, 5-year CAGR 2.90% (22.27%) 2.24%
Net income growth, 5-year CAGR (2.25%) 0.00% 0.00%

Health

Metric ITIC MBI Insurance Specialty median
Debt to equity 0.00 (1.46) 0.15
Current ratio 0.52 0.53 0.53
Net debt to EBITDA (0.44) 213.63 0.28

Dividend

Metric ITIC MBI Insurance Specialty median
Dividend yield 1.11% 0.00% 2.60%
Payout ratio 0.14 0.00 0.21

Size

Metric ITIC MBI Insurance Specialty median
Market cap 542.31m 226.00m 3.13b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack