Employers Holdings Inc EIG

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Insider Decisions

Total buys 0.28
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 1
Sell
Insider Ownership 4.11%

Capital & Financial Ratios

Market Cap 866.06
Revenue 837.60
Net Income 7.50
Free Cash Flow 19.70
Net Debt 11.50
Current Ratio 0.37
Debt/Equity 0.15
P/E ratio 68.89
P/S ratio 1.05
P/B ratio 1.02
Past 5Y EPS Growth (0.51%)
This Y EPS Growth 147.32%
Next Y EPS Growth 8.66%
Next 5Y EPS Growth 47.81%
in millions of $

Dividends

Payout Ratio 0.23
Annual Dividend Rate 1.12
Annual Dividend Yield 2.69%
total individual payouts
2027 ‡‡‡‡
2026 1.34
2025 1.26
2024 1.18
2023 1.10
2022 1.03
2021 1.00
2020 1.00
2019 0.88
2018 0.80
2017 0.60
2016 0.36
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 227 69 160 114
Receivables 793 779 727 719
Inventory
Other
1,020 848 887 832
2023 2024 2025 Q'26
Payables 2,290 2,232 2,221 2,179
ST’ Debt 16
Other 66 66 60 55
2,356 2,297 2,297 2,234
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 208 220
’25 203 246 239 171 859
’24 223 217 224 217 881
’23 207 215 204 226 851
’22 152 135 204 222 714
’21 164 171 168 200 703
’20 127 211 182 191 711
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 2 (10)
’25 15 0 29 1 45
’24 1 12 51 13 76
’23 4 (8) 25 28 49
’22 17 21 30 32 100
’21 (11) (14) 15 20 11
’20 16 13 20 (15) 33
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 1 (11)
’25 14 (1) 29 1 43
’24 (1) 11 50 11 72
’23 4 (8) 24 27 47
’22 16 20 29 32 97
’21 (12) (14) 15 19 7
’20 14 11 19 (16) 28
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.52 1.59
’25 0.52 1.23 (0.36) (1.06) 0.46
’24 1.11 1.25 1.21 1.14 4.71
’23 0.86 1.30 0.54 1.77 4.45
’22 (0.08) (0.56) 0.70 1.72 1.75
’21 0.80 0.92 0.53 1.94 4.17
’20 (1.14) 1.97 1.05 2.19 3.97
fiscal quarters ending in the months shown

Target Price Range

High ‡‡‡‡‡ ‡‡‡‡
Average ‡‡‡‡‡ ‡‡‡‡
Low ‡‡‡‡‡ ‡‡‡‡

Recommendation Rating

2.5
1Buy 2 3Hold 4 5Sell
Powerpack only forecast
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ 32.58 35.43 38.38 35.73
Low Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ 46.73 46.12 54.44 52.29
High Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 676 717 715 623
Employees
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.06 1.19 1.23 1.38
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 713.50 850.90 880.70 858.70 ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.31% 19.41% 16.67% 1.58%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 55.80 148.40 146.70 12.00
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 7.82% 17.44% 16.66% 1.40% ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 48.40 118.10 118.60 10.80 ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 24.70 23.90 15.70 8.70
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 25.94 32.27 35.16 36.72 ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡‡ ‡‡‡‡ ‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 1.76 4.48 4.73 0.46 ‡‡‡‡ ‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.63 1.87 3.05 1.91
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (0.09) (0.08) (0.20) (0.09) ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.53 1.79 2.85 1.82
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 34.33 38.45 42.66 40.87
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 27.50 26.37 25.05 23.39 ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 24.08 8.83 10.83 126.97 ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.66 1.23 1.46 1.18 ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.26 1.03 1.20 1.06 ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.84 1.04 1.45 1.03 ‡‡‡‡ ‡‡‡
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 13.47 18.77 17.90 20.81
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 99.80 49.40 76.40 44.70 ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (2.60) (2.20) (4.90) (2.20)
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 97.20 47.20 71.50 42.50
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (1,540.50) (1,336.50) (1,449.80) (1,410.00)
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 193.00 35.00
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 103.60 (226.60) (68.50) (125.00)
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 944.20 1,013.90 1,068.70 955.70
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.29% 3.25% 3.34% 0.31%
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.33% 12.65% 9.17% 0.99%
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.49% 12.06% 11.39% 1.07%
ROE
predictions in italic, sparklines do not include predictions
Fiscal years to Dec 2025 · latest quarter Jun 2026

Employers Holdings Inc (EIG) Latest News

News by impact score

Fine-tune

22 Sep

3

StockStory identifies three low-volatility stocks to avoid, including Employers Holdings (EIG). EIG is a Nevada-based workers’ compensation insurer with about 45% of premiums from California. The article argues EIG will underperform due to plateaued net premiums earned over the past two years, rising expenses eroding margins (pre-tax margin down 24.5 percentage points over five years), and a 22.7% annual drop in EPS despite revenue growth. At $48.48, EIG trades about 1x forward P/B. It suggests there are better opportunities than EIG. Weak premium growth and rising costs threaten profitability and may constrain EIG's valuation.

7 Aug

3 transcript

Employers Holdings Inc (EIG) released its Q2 2026 earnings call transcript, detailing quarterly financial results, operational performance, and forward-looking guidance. Quarterly earnings transcript supplies updated financial metrics and management outlook that moderately shape near-term investor sentiment and valuation.

31 Jul

4

Employers Holdings Inc delivered Q2 results driven by focused underwriting, new product launches, and expense discipline. New product launches combined with underwriting focus and cost control indicate strategic moves likely to shift company trajectory and investor views.

3

Employers Holdings Inc (EIG) released Q2 earnings call highlights covering financial results, operational metrics, and forward outlook. Quarterly earnings updates deliver financial details that can shift near-term sentiment without altering long-term company trajectory.

30 Jul

3 transcript

Employers Holdings Inc (EIG) held its Q2 2026 earnings call covering financial results, operations and outlook. Earnings call updates on results and outlook typically affect near-term market views without major structural change.

29 Jul

3

Employers Holdings Inc posted Q2 earnings and revenues above analyst estimates. Q2 earnings and revenue beat signals moderately positive financial performance that may lift near-term investor sentiment.

3

Employers Holdings Inc (EIG) reported Q2 CY2026 sales that exceeded expectations. Sales beat creates moderate positive effect on near-term stock sentiment and performance.

3

Employers Holdings Inc reported second quarter 2026 results with earnings per share growing 29% and declared a regular quarterly dividend of $0.34 per share. 29% earnings per share growth with dividend declaration moderately affects financial performance and investor sentiment.

28 Jul

4

Employers Holdings (EIG) is scheduled to report earnings tomorrow. Earnings releases frequently trigger major stock price shifts and revised investor outlooks.

2 May

4

Employers Holdings Inc (EIG) Q1 performance shaped by strong underwriting discipline amid evolving market dynamics. Q1 underwriting discipline and market dynamics represent significant shifts influencing EIG's financial performance and competitive positioning.

1 May

3

Employers Holdings Inc (EIG) Q1 earnings call highlights key financial results, premium growth, underwriting performance, and future outlook. Q1 earnings highlights impact financial performance and investor sentiment but remain part of routine quarterly reporting.

30 Apr

4

Employers Holdings, Inc. released Q1 2026 earnings call summary, highlighting financial results, premium growth, underwriting performance, investment income, and outlook amid favorable market conditions. Quarterly earnings summaries reveal key financial metrics and guidance that significantly sway stock performance and investor confidence.

29 Apr

4

Employers Holdings, Inc. reported first quarter 2026 results, declared a regular quarterly dividend increase to $0.34 per share, and announced a new $125 million share repurchase authorization. Dividend increase and $125 million share repurchase signal strong financial health, enhancing shareholder value and market sentiment.

3

Employers Holdings Inc (EIG) reported first-quarter earnings and revenue below analyst estimates. Missing Q1 earnings and revenue estimates affects financial performance and investor sentiment moderately without fundamentally altering long-term trajectory.

3

Employers Holdings (NYSE:EIG) reported Q1 CY2026 revenue below analyst estimates. Missing revenue estimates indicates weaker financial results, likely affecting short-term investor sentiment and stock performance.

28 Apr

3

Employers Holdings Inc (EIG) nears Q1 earnings release, with analysts projecting revenue growth, stable net premiums earned, and EPS around key benchmarks amid workers' compensation insurance trends. Q1 earnings expectations moderately influence EIG's financial performance and short-term market sentiment.

21 Apr

4

EMPLOYERS® becomes the first insurance carrier to launch a quoting app in the ChatGPT App Directory, enabling workers' compensation insurance quotes via ChatGPT. First-mover launch of AI-integrated quoting app in ChatGPT strengthens EIG's digital innovation and competitive positioning in insurance.

22 Feb

4

Employers Holdings Inc (EIG) Q4 earnings call highlights key financial results, operational updates, and forward guidance for the workers' compensation insurer. Q4 earnings call highlights disclose financial performance, premiums, and outlook that significantly shape EIG's future trajectory and investor sentiment.

20 Feb

4

Employers Holdings Inc (EIG) Q4 2025 earnings call highlights navigating challenges through strategic adjustments amid economic pressures and competitive dynamics. Q4 earnings highlights detail challenges and strategies significantly impacting EIG's financial trajectory and investor sentiment.

3

Employers Holdings, Inc. released summary of Q4 2025 earnings call highlighting financial results, performance metrics, and outlook. Q4 earnings call summary impacts financial performance and investor sentiment moderately through results and guidance.

19 Feb

4

Employers Holdings Inc (EIG) beat Q4 earnings estimates. Topping Q4 earnings estimates signals strong financial performance, likely boosting investor sentiment and stock price significantly.

4

Employers Holdings Inc reported Q4 earnings with net income and key financial metrics in its snapshot. Q4 earnings snapshot reveals financial performance metrics that significantly shape investor expectations and stock trajectory for Employers Holdings Inc.

4

Employers Holdings, Inc. reported fourth quarter 2025 and full-year financial results, declared a quarterly cash dividend of $0.32 per share, and announced completion of its $125 million recapitalization plan. Financial results reporting, dividend increase, and $125 million recapitalization completion represent major strategic financial enhancements boosting future performance and investor confidence.

3

Employers Holdings (NYSE:EIG) missed Q4 CY2025 revenue estimates. Revenue miss in Q4 highlights weaker financial results, moderately impacting investor sentiment and near-term stock performance.

18 Feb

4

EMPLOYERS® enters excess workers’ compensation insurance market, leveraging over a century of workers’ comp expertise to serve self-insured employers. Strategic expansion into excess workers’ comp diversifies revenue streams and taps self-insurance growth using core competencies.

8 Feb

4

Employers Holdings Inc (EIG) is highlighted as a strong insurance stock due to its competitive advantages, including a solid market position and effective risk management strategies. In contrast, two other companies in the sector are facing significant headwinds, such as regulatory challenges and market volatility, which could hinder their performance. EIG's resilience in the face of industry challenges positions it favorably for future growth. EIG's competitive advantages and market position are likely to significantly influence its future performance amidst industry challenges.

30 Jan

4

Insider buying at Employers Holdings Inc (EIG) has sparked interest, suggesting potential confidence in the company's future. Additionally, a key trend breakout indicates a shift in market dynamics that could favor EIG's performance. These developments may signal a positive outlook for investors. Insider buying and trend breakouts are significant indicators that could alter investor sentiment and the company's trajectory.

28 Jan

3

Employers Holdings Inc (EIG) is highlighted as a stable investment option for long-term investors, emphasizing its consistent performance and reliable dividends. However, there are concerns regarding two other stocks that may not offer the same level of security or growth potential. The article suggests that while EIG remains a solid choice, investors should be cautious about the other mentioned stocks due to potential risks. EIG's stability and consistent performance may positively influence its market position, but concerns about other stocks limit the overall impact.

23 Jan

3

Employers Holdings Inc (EIG) has seen a 10% decline in its stock price over the past year. Despite this downturn, a fund has made a new investment of $3 million in the company, indicating continued interest from investors. The investment may reflect confidence in EIG's long-term prospects, even amid current market challenges. The new investment suggests moderate confidence in EIG's future, but the stock's decline indicates underlying challenges.

21 Jan

3

AM Best has affirmed the credit ratings of Employers Holdings, Inc. and its subsidiaries, indicating a stable outlook for the company. This affirmation reflects the company's strong balance sheet, solid operating performance, and favorable business profile within the workers' compensation insurance sector. The ratings are supported by the company's consistent underwriting results and adequate risk-adjusted capitalization. The affirmation of credit ratings suggests a stable financial position, which may moderately influence investor sentiment and operational aspects.