Live Oak Bancshares, Inc.

LOB Financial Banks Regional

Live Oak Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 12.2% from fiscal 2024.

Revenue
+17.0%
EPS
+1.25%
Free cash flow
+92.4%

Quarter to September 2026, against a year earlier

33.81 1.34 −3.81%
Market cap
$1.6B
P/E
11.7×
Fwd P/E
12.7×
Dividend yield
0.35%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Live Oak Bancshares, Inc. (LOB) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, Live Oak Bancshares, Inc. (LOB) trades at a P/E ratio of 11.7×. Over the past ten years it has ranged from 4.8× (December 2018) to 154× (September 2020); the current reading is higher than 20% of that period. That is in line with the Banks Regional industry median of 12.0× and in line with the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 15.3× (33.45%)
FY2024 23.0× (14.73%)
FY2023 27.0× 257.94%
FY2022 7.5× (66.53%)
FY2021 22.6× (31.09%)
FY2020 32.7× (22.52%)
FY2019 42.2× 267.96%
FY2018 11.5× 25.16%
FY2017 9.2× (79.60%)
FY2016 45.0× 115.35%

Quarterly newest first

Period P/E ratio Change
Sep 2026 12.5× (11.60%)
Jun 2026 14.2× 13.20%
Mar 2026 12.5× (18.31%)
Dec 2025 15.3× (34.69%)
43 more quarters

Against its own ten years

Low 4.8× High 154×
Ten-year median 21.5×
Current reading's percentile 21

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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