Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 12.2% from fiscal 2024.
- Revenue
- +17.0%
- EPS
- +1.25%
- Free cash flow
- +92.4%
Quarter to September 2026, against a year earlier
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Live Oak Bancshares, Inc. (LOB) P/E ratio
As of 5 November 2026, Live Oak Bancshares, Inc. (LOB) trades at a P/E ratio of 11.7×. Over the past ten years it has ranged from 4.8× (December 2018) to 154× (September 2020); the current reading is higher than 20% of that period. That is in line with the Banks Regional industry median of 12.0× and in line with the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 15.3× | (33.45%) |
| FY2024 | 23.0× | (14.73%) |
| FY2023 | 27.0× | 257.94% |
| FY2022 | 7.5× | (66.53%) |
| FY2021 | 22.6× | (31.09%) |
| FY2020 | 32.7× | (22.52%) |
| FY2019 | 42.2× | 267.96% |
| FY2018 | 11.5× | 25.16% |
| FY2017 | 9.2× | (79.60%) |
| FY2016 | 45.0× | 115.35% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Sep 2026 | 12.5× | (11.60%) |
| Jun 2026 | 14.2× | 13.20% |
| Mar 2026 | 12.5× | (18.31%) |
| Dec 2025 | 15.3× | (34.69%) |
| 43 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| CASH Pathward Financial, Inc. compare | 9.4× |
| AVAL Grupo Aval Acciones y Valores S.A. compare | 10.5× |
| CNOB ConnectOne Bancorp, Inc. compare | 11.3× |
| LOB Live Oak Bancshares, Inc. | 11.7× |
| QCRH QCR Holdings, Inc. compare | 11.9× |
| HOPE Hope Bancorp, Inc. compare | 13.1× |
| RBCAA Republic Bancorp, Inc. compare | 13.9× |
| BFC Bank First National Corporation compare | 19.3× |
| NBHC National Bank Holdings Corporation compare | 29.6× |
| Banks Regional industry median | 12.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)