stockrowEsquire Financial Holdings, Inc. (ESQ) vs Live Oak Bancshares, Inc. (LOB)
- Esquire Financial Holdings, Inc. ESQ 128.70 +1.41%
- Live Oak Bancshares, Inc. LOB 33.81 −0.27%
Esquire Financial Holdings, Inc. and Live Oak Bancshares, Inc. are both Banks Regional companies. Esquire Financial Holdings, Inc. and Live Oak Bancshares, Inc. are of similar size ($1.6B and $1.5B). Live Oak Bancshares, Inc. trades at the lower P/E: 11.7× against 19.7×. Esquire Financial Holdings, Inc. grew revenue faster over the last twelve months: 20.0% against 14.6%. Esquire Financial Holdings, Inc. has the higher net margin (29.3% vs 11.7%) and the higher return on invested capital (61.2% vs 54.1%). Both pay a dividend; Esquire Financial Holdings, Inc. yields more (0.61% vs 0.35%). Across the 18 metrics below, Esquire Financial Holdings, Inc. leads on 11 and Live Oak Bancshares, Inc. on 7.
Valuation
Profitability
| Metric | ESQ | LOB | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.70% | 57.84% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 29.30% | 11.66% | 18.82% |
| Free cash flow margin | 35.75% | 27.59% | 17.97% |
| Return on equity | 18.26% | 11.28% | 10.28% |
| Return on assets | 2.31% | 0.83% | 1.13% |
| Return on invested capital | 61.15% | 54.08% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack