Bank First National Corporation (BFC) vs Live Oak Bancshares, Inc. (LOB)
Bank First National Corporation and Live Oak Bancshares, Inc. are both Banks Regional companies. Bank First National Corporation and Live Oak Bancshares, Inc. are of similar size ($1.7B and $1.7B). Live Oak Bancshares, Inc. trades at the lower P/E: 13.0× against 19.8×. Bank First National Corporation grew revenue faster over the last twelve months: 22.8% against 12.0%. Bank First National Corporation has the higher net margin (27.6% vs 12.3%) and the lower return on invested capital (10.9% vs 29.7%). Both pay a dividend; Bank First National Corporation yields more (1.71% vs 0.32%). Across the 20 metrics below, Live Oak Bancshares, Inc. leads on 14 and Bank First National Corporation on 6.
Valuation
Profitability
| Metric | BFC | LOB | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.46% | 57.11% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 27.57% | 12.25% | 18.66% |
| Free cash flow margin | 14.58% | 23.01% | 21.18% |
| Return on equity | 11.27% | 11.57% | 10.64% |
| Return on assets | 1.56% | 0.89% | 1.13% |
| Return on invested capital | 10.90% | 29.70% | 8.33% |
Growth
Health
Dividend
Size
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