Bank First National Corporation BFC

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Insider Decisions

Total buys 0.28
Total sells 2.66
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 2 1
Sell 1 1
Insider Ownership 10.47%

Capital & Financial Ratios

Market Cap 1,690.00
Revenue 292.66
Net Income 81.06
Free Cash Flow 42.66
Net Debt (241.68)
Current Ratio 0.93
Debt/Equity 0.03
P/E ratio 19.79
P/S ratio 5.77
P/B ratio 2.06
Past 5Y EPS Growth 10.90%
This Y EPS Growth 34.03%
Next Y EPS Growth 13.78%
Next 5Y EPS Growth 17.13%
in millions of $

Dividends

Payout Ratio 0.20
Annual Dividend Rate 1.20
Annual Dividend Yield 1.71%
total individual payouts
2027 ‡‡‡
2026 2.28
2025 5.30
2024 1.55
2023 1.45
2022 0.94
2021 0.85
2020 0.81
2019 0.80
2018 0.68
2017 0.64
2016 0.59
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 247.47 261.33 243.21 266.52
Receivables
Inventory
Other
3,549.85 3,737.44 3,809.73 4,737.02
2023 2024 2025 Q'26
Payables 3,432.92 3,661.07 3,695.79 4,987.58
ST’ Debt
Other
3,543.94 3,796.45 3,805.75 5,067.58
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Book Value ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 84.14 85.72
’25 61.64 59.50 61.41 61.39 243.94
’24 53.67 55.22 58.93 58.27 226.09
’23 46.75 50.48 52.24 91.12 240.60
’22 29.45 31.37 35.91 39.50 136.24
’21 30.79 30.65 29.93 30.54 121.91
’20 27.19 32.15 31.04 29.21 119.59
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (11.65) 24.44
’25 6.17 11.86 15.45 29.01 62.48
’24 1.33 14.93 18.78 30.80 65.85
’23 4.11 11.05 17.48 20.30 52.95
’22 2.49 7.59 9.92 20.01 40.01
’21 6.13 5.51 13.03 15.62 40.28
’20 (2.11) 21.10 3.33 21.64 43.96
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 (16.89) 20.76
’25 4.01 8.24 12.47 26.32 51.04
’24 0.55 16.11 16.94 27.41 61.00
’23 1.41 7.00 12.92 18.13 39.46
’22 1.48 6.65 6.54 18.47 33.14
’21 5.26 5.10 11.95 9.80 32.11
’20 (3.87) 19.27 1.43 19.05 35.88
in millions of $

EPS

Mar Jun Sep Dec Year
’26 1.78 2.21
’25 1.82 1.71 1.83 1.87 7.23
’24 1.51 1.59 1.65 1.75 6.50
’23 1.09 1.37 1.43 3.39 7.28
’22 1.34 1.55 1.26 1.43 5.58
’21 1.49 1.50 1.46 1.46 5.92
’20 1.02 1.11 1.42 1.49 5.07

Target Price Range

High ‡‡‡‡‡ ‡‡‡‡‡
Average ‡‡‡‡‡ ‡‡‡‡‡
Low ‡‡‡‡ ‡‡‡‡‡

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
Powerpack only forecast
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 68.28 65.00 74.90 92.49
Low Price
‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ 99.84 93.15 110.49 139.71
High Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 382 379 366 380
Employees
‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.36 0.63 0.62 0.64
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 136.24 240.60 226.09 243.94 ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 90.86% 79.63% 69.66% 71.28%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 59.63 98.79 79.51 88.17
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 43.77% 41.06% 35.17% 36.14% ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 45.21 74.51 65.56 71.50 ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.95 8.16 6.81 6.15
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.93 23.65 22.54 24.78 ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 5.58 7.28 6.55 7.23 ‡‡‡‡ ‡‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.97 5.20 6.57 6.35
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (0.85) (1.33) (0.48) (1.16) ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.12 3.88 6.08 5.18
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 56.32 60.92 63.78 65.40
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.04 10.17 10.03 9.84 ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.41 11.90 15.24 16.85 ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡ ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.41 3.67 4.40 4.92 ‡‡‡ ‡‡‡
PS Ratio
‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.63 1.43 1.55 1.86 ‡‡‡ ‡‡‡
PB Ratio
‡‡‡ ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.43 2.79 3.37 4.04 ‡‡‡‡ ‡‡‡‡
EV/Sales
‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 22.32 16.98 12.50 19.32
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 40.01 52.95 65.85 62.48 ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (6.87) (13.48) (4.84) (11.44)
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 33.14 39.46 61.00 51.04
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (168.06) 5.91 (59.01) 3.97
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 122.50 16.12 12.00 12.00
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.15 (231.34) (249.33) (231.21)
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 453.10 619.80 639.68 643.84
Sh' Equity
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.36% 1.88% 1.50% 1.58%
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.17% 15.90% 12.73% 13.35%
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 11.57% 13.81% 10.36% 11.09%
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

Bank First National Corporation (BFC) exemplifies regional banking resilience in the Midwest, thriving through COVID-19 and 2023’s SVB crisis via prudent lending and strategic expansions. Revenue surged from $54 million in 2016 to $241 million in 2023—a 77% year-over-year leap—driven by acquisitions and operational efficiency, with revenue per employee hitting $635,000. Despite a 2024 dip to $226 million and $66 million net income, forecasts predict a rebound to $277 million revenue and $120 million net income by 2027, doubling EPS to $10.76 amid 26% CAGR, supported by 40%+ EBT margins and a fortress balance sheet with $249 million excess cash.

BFC’s stock has soared over 200% since 2016 to $74.90, tracking fundamentals like 173% revenue-per-share growth and 211% book-value-per-share rise, trading at attractive 15x PE, 1.5-2x PB, and 12.5x EV/FCF—undervalued versus peers. Free cash flow per share climbed 189%, ROE holds at 10-15%, and insider buys in 2025-2026 signal boardroom confidence despite minor selling.

Poised for dominance, BFC benefits from tech efficiencies, normalizing rates, and regulatory tailwinds, with analyst targets implying 3-10% upside. This Midwest powerhouse offers 20%+ annualized return potential as banking stabilizes—explore the full analysis for the bull case details.

Bank First National Corporation (BFC) Latest News

News by impact score

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24 Jul

3 , 10:29 AM

Bank First National Corporation announced its net income for the second quarter of 2026. Quarterly net income release delivers core financial results that shape near-term investor views on performance.

19 May

4 PR Newswire, 5:30 PM

Bank First Corporation signs agreement to acquire PSB Holdings, Inc. Acquisition agreement represents major strategic expansion with direct effects on operations and market position.

20 Apr

3 , 6:04 AM

Bank First Corporation missed earnings expectations, but analysts have updated their models. Earnings miss affects financial performance and market sentiment, moderated by analyst model updates.

16 Apr

4 PR Newswire, 4:10 PM

Bank First National Corporation (BFC) announced net income for the first quarter of 2026. Quarterly net income announcement signals financial health and influences investor sentiment and stock performance.

3 Zacks, 5:20 PM

Bank First Corporation (BFC) reported Q1 earnings and revenues below analyst estimates. Q1 earnings miss affects financial performance and investor sentiment moderately.

28 Jan

4 Zacks, 12:20 PM

Earnings estimates for Bank First National Corporation (BFC) are on the rise, indicating positive market sentiment and potential growth for the company. Analysts are increasingly optimistic about BFC's financial performance, suggesting that it may be a good time for investors to consider buying shares. The upward revision in earnings estimates reflects confidence in the bank's operational strategies and market positioning. Rising earnings estimates indicate significant positive sentiment and potential growth for the company's future performance.

4 Zacks, 12:00 PM

Bank First National Corporation (BFC) has been identified as a strong buy stock due to its robust financial performance, strategic growth initiatives, and favorable market conditions. Analysts highlight the company's solid earnings growth, effective management, and expansion plans that position it well for future success. The positive outlook is supported by strong customer relationships and a commitment to community banking, which enhances its competitive edge in the market. Significant growth initiatives and strong financial performance are likely to alter the company's trajectory and investor sentiment.

26 Jan

4 Simply Wall St., 6:33 AM

Bank First National Corporation (BFC) is highlighted as an undervalued asset in the US market for January 2026, with analysts noting its strong fundamentals and growth potential. The bank's strategic initiatives and focus on community banking are expected to drive future performance. Investors are encouraged to consider BFC as a promising opportunity amidst broader market trends. BFC's strategic initiatives and growth potential are likely to significantly influence its future performance and investor sentiment.

22 Jan

4 Zacks, 6:15 PM

Bank First National Corporation (BFC) reported strong Q4 earnings, surpassing both earnings and revenue estimates. The company's performance reflects robust growth and effective management strategies, contributing to positive investor sentiment. This financial success positions BFC favorably in the competitive banking landscape. Strong Q4 earnings and revenue growth indicate significant positive momentum for the company's future performance.

4 Associated Press FinanceAssociated Press FinanceAssociated Press FinanceAssociated Press FinanceMT NewswiresMT NewswiresAssociated Press FinanceMT Newswires, 5:24 PM

Bank First National Corporation reported its Q4 earnings, showcasing a strong financial performance with notable increases in net income and assets. The bank's strategic initiatives and focus on community banking have contributed to its growth, positioning it favorably in the competitive landscape. Management expressed optimism about future growth opportunities and maintaining strong customer relationships. Strong financial performance and strategic initiatives indicate significant potential for future growth and market positioning.

4 PR Newswire, 4:00 PM

Bank First National Corporation (BFC) reported its net income for the fourth quarter of 2025, showcasing a strong financial performance. The results indicate growth in key areas, reflecting the bank's strategic initiatives and market positioning. Management expressed optimism about future prospects and ongoing efforts to enhance operational efficiency. Overall, the report highlights BFC's resilience and commitment to delivering value to shareholders. Strong financial performance and management's optimism indicate significant potential for future growth and market impact.

21 Jan

3 , 12:38 PM

Bank First National Corporation (BFC) is identified as potentially undervalued by up to 40.9% based on intrinsic value estimates. Analysts suggest that the stock's current price does not reflect its true worth, indicating a possible investment opportunity for value-focused investors. The analysis highlights BFC's financial metrics and market position, suggesting that the stock may be trading below its fair value. The identification of BFC as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.

2 Jan

4 PR Newswire, 9:40 AM

Bank First National Corporation has successfully completed its acquisition of Centre 1 Bancorp, Inc., enhancing its market presence and expanding its service offerings. This strategic move is expected to strengthen Bank First's position in the financial sector and provide additional resources for growth. The acquisition is a significant strategic move that could enhance market positioning and investor sentiment.

21 Nov

4 Simply Wall St., 6:35 AM

Bank First National Corporation (BFC) is highlighted among three growth companies with high insider ownership, projecting earnings growth of up to 67%. This significant growth expectation is attributed to strong management confidence and strategic initiatives aimed at enhancing financial performance. Insider ownership is seen as a positive indicator of alignment between management and shareholder interests, potentially boosting investor sentiment. High insider ownership coupled with strong earnings growth projections indicates a significant potential impact on future performance and investor confidence.

13 Nov

4 Zacks, 9:40 AM

Bank First National Corporation (BFC) has shown strong performance this year, outpacing many of its finance peers. The company's stock has demonstrated resilience amid market fluctuations, driven by strategic initiatives and solid financial fundamentals. Analysts are optimistic about BFC's growth potential, highlighting its effective management and competitive positioning within the finance sector. As the company continues to adapt to changing market conditions, it remains a noteworthy player in the industry. BFC's strong performance and strategic initiatives are likely to significantly impact its future trajectory and investor sentiment.

3 Zacks, 9:40 AM

Bank First National Corporation (BFC) is currently being evaluated for potential undervaluation in the stock market. Analysts are examining various financial metrics and market conditions to determine if the stock price reflects the company's true value. Factors such as recent performance, growth prospects, and industry trends are being considered in this assessment. Investors are advised to weigh these insights when making decisions about BFC shares. Current evaluations suggest a moderate influence on BFC's financial performance and market sentiment.

28 Oct

3 ZacksZacksZacks, 9:40 AM

Bank First National Corporation (BFC) is facing challenges as finance stocks generally lag behind this year. The performance of BFC is being compared to broader trends in the financial sector, highlighting concerns about its competitive positioning and market sentiment. Analysts are observing the potential implications for BFC's future growth and profitability amidst these market dynamics. The performance of finance stocks relative to BFC indicates a moderately noticeable influence on its competitive positioning and market sentiment.

24 Oct

4 Simply Wall St., 1:10 AM

Bank First National Corporation (BFC) reported strong Q3 earnings, showcasing robust loan growth and an optimistic outlook for future performance. The bank's financial results indicate a solid trajectory, with increased lending activity expected to bolster its market position. Analysts are encouraged by these developments, suggesting that BFC is well-positioned for continued success in the competitive banking landscape. Strong Q3 earnings and positive loan growth outlook are likely to significantly impact future performance and investor sentiment.

23 Oct

4 Simply Wall St., 7:35 AM

Bank First National Corporation (BFC) is highlighted as one of three top growth companies where insiders are making significant investments. The article emphasizes the confidence that company executives and insiders have in BFC's future performance, suggesting strong growth potential driven by strategic initiatives and market positioning. This insider activity is often viewed as a positive indicator for investors, reflecting optimism about the company's prospects in the financial sector. Insider investments typically signal strong confidence in future growth and can significantly influence market sentiment and performance.

3 Simply Wall St., 4:09 AM

Bank First National Corporation (BFC) faces challenges to its bullish growth narrative due to a dip in margins, despite strong revenue and earnings forecasts. The company is navigating pressures that could impact its financial performance, raising concerns among investors about its future trajectory. The margin dip could moderately influence financial performance and investor sentiment.

21 Oct

4 Zacks, 6:20 PM

Bank First National Corporation (BFC) reported Q3 earnings and revenue that exceeded analysts' expectations, showcasing strong financial performance. The results reflect the company's effective management strategies and growth initiatives, contributing to positive market sentiment around its future prospects. Surpassing earnings and revenue estimates indicates significant operational strength and potential for future growth.

4 Associated Press FinanceAssociated Press FinanceMT NewswiresAssociated Press FinanceAssociated Press FinanceAssociated Press FinanceAssociated Press FinanceMT Newswires, 5:22 PM

Bank First National Corporation reported its Q3 earnings, showcasing a notable increase in net income and total assets compared to the previous year. The bank's strong performance was attributed to growth in loans and deposits, alongside effective cost management strategies. Additionally, the company highlighted its commitment to expanding its market presence and enhancing customer service. Overall, the results reflect a positive trajectory for Bank First, indicating resilience in a competitive banking environment. The significant increase in net income and assets suggests a strong strategic position that could influence future performance.

4 PR Newswire, 4:10 PM

Bank First National Corporation (BFC) reported a net income of $X million for the third quarter of 2025, reflecting a Y% increase compared to the same period last year. The growth was attributed to strong loan demand and improved asset quality. Additionally, the bank's total assets reached $Z billion, indicating robust financial health. Management expressed optimism about future performance, citing ongoing investments in technology and customer service enhancements. The significant increase in net income and asset growth indicates a strong financial position that could positively influence investor sentiment and market performance.

16 Oct

4 PR NewswireMT NewswiresMT NewswiresBanking DiveBanking DiveBanking DiveMT Newswires, 9:43 PM

Bank First National Corporation has received regulatory approval to acquire Centre 1 Bancorp, Inc., marking a significant step in its expansion strategy. This acquisition is expected to enhance Bank First's market presence and operational capabilities, aligning with its growth objectives. The acquisition is a major strategic move that could significantly alter the company's trajectory and investor sentiment.

6 Oct

3 Simply Wall St., 1:38 PM

Bank First National Corporation (BFC) is highlighted alongside two other stocks that may be undervalued in the current market. The article discusses potential investment opportunities based on the estimated value of these stocks, suggesting that they could be trading below their intrinsic worth. Investors are encouraged to consider these stocks for potential gains as market conditions evolve. Identified undervaluation may influence investor sentiment and financial performance moderately.

22 Sep

4 , 1:36 PM

Bank First National Corporation (BFC) is highlighted as a leading growth stock for September 2025, noted for its significant insider ownership. The article emphasizes the potential for strong performance driven by insider confidence and strategic initiatives. BFC's growth trajectory is supported by its robust financials and market positioning, making it an attractive option for investors looking for stocks with substantial insider investment. Significant insider ownership often indicates confidence in the company's future performance and can influence investor sentiment positively.

21 Aug

3 , 1:41 PM

Bank First National Corporation (BFC) is highlighted as one of three growth companies with significant insider ownership, reaching up to 33%. This level of insider ownership is often viewed positively by investors, as it suggests that executives have a vested interest in the company's performance. The article emphasizes the potential for growth in BFC, driven by strong management alignment with shareholder interests. Insider ownership can influence investor sentiment and confidence, but its overall impact on BFC's trajectory is expected to be limited.

23 Jul

3 , 7:35 AM

Bank First National Corporation (BFC) and two other growth stocks are seeing strong insider ownership, indicating confidence from executives in the company's future. Insiders are holding onto their shares, which often suggests a positive outlook on the company's performance and potential growth. This trend may reflect the overall health of the company and its strategic direction, potentially influencing investor sentiment. Insider ownership can signal confidence in the company's future, which may moderately influence market sentiment and performance.

22 Jul

3 Simply Wall St., 9:06 AM

Bank First Corporation (NASDAQ:BFC) reported disappointing second-quarter results, with revenue falling 5.1% short of estimates at US$42m and earnings per share missing forecasts by 5.5%. Analysts now predict revenues of US$172.9m for 2025, a 4.2% increase, and earnings per share of US$7.10, a 2.3% rise. Prior estimates were higher, indicating a slight downgrade in sentiment. Despite this, the consensus price target increased by 8.8% to US$136, suggesting a stable long-term outlook. Revenue growth is expected to slow to 8.5% annually, aligning with industry trends. Analysts express concerns over reduced earnings estimates, indicating potential headwinds for the company. Reduced earnings forecasts suggest potential challenges for financial performance.

20 Jul

3 Simply Wall St., 8:08 AM

Bank First National Corporation (BFC) reported second quarter 2025 results with revenue of $41.4 million, up 6.5% year-over-year, and net income of $16.9 million, up 5.6%. However, both revenue and earnings per share (EPS) missed analyst expectations by 5.1% and 5.5%, respectively. The profit margin remained steady at 41%, and EPS increased to $1.70 from $1.59 in the previous year. Looking ahead, revenue is projected to grow at an average rate of 7.5% annually over the next two years, slightly below the 7.6% growth forecast for the US banking industry. The company's shares have risen 5.2% over the past week. Missed earnings and revenue expectations may moderately influence investor sentiment and financial performance.