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Friday 6 November 2026 Export FSUN’s income statement to Excel — free account

FirstSun Capital Bancorp

FSUN Financial Banks Regional

FirstSun Capital Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $569.6 million, up 3.70% from fiscal 2024.

Revenue
+88.2%
EPS
−151.6%
Free cash flow
+8,384.0%
Total debt
+169.8%

Quarter to June 2026, against a year earlier

39.67 1.05 −2.58%
Market cap
$1.8B
P/E
19.8×
Fwd P/E
19.8×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.05
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — 1 — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 38.10%

Capital & Financial Ratios $m

Size
Market Cap 1,810.00
Revenue ttm 707.74
Net income ttm 46.71
Free cash flow ttm 1,156.89
Net debt Q (784.25)
Valuation
P/E 19.84
Forward P/E 19.80
Price / sales 2.62
Forward P/S Powerpack
Price / FCF 1.60
Price / book 1.01
Financial health
Current ratio Q 0.92
Debt / equity Q 0.11
Interest coverage Q —
Growth
Revenue growth Q +88.18% (above 0%: growing)
Operating income growth Q −11.00% (below 0%: shrinking)
EPS, this year −4.63% (below 0%: weak)
EPS, next year A +31.81% (at or above 15%: strong)
Revenue, next year A +15.81% (at or above 10%: strong)
EPS, past 5 yrs +6.14%
EPS, next 5 yrs A +10.30%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 92.90%
10-year low 10-year high
P/S against its own 10 years 93.08%
10-year low 10-year high
P/B against its own 10 years 67.76%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 479 616 653 990
Receivables — — — —
Inventory — — — —
Other — — — —
6,757 6,998 7,374 12,585
2023 2024 2025 Q'26
Payables 6,374 6,672 7,107 13,418
ST’ Debt — — — —
Other — — — —
6,538 6,845 7,295 13,675

Compound Annual Growth %

10y 5y 3y
Sales — 13.29% 16.92%
Cash Flow — 0.00% 4.78%
Earnings — 15.53% 18.28%
Book Value — 18.88% 14.19%

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 0.98 Actual 1.03

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 0.86 0.95 Beat by 0.09
Q1 FY26 0.90 0.84 Miss by 0.06
Q2 FY26 0.17 0.45 Beat by 0.28
Q3 FY26 0.98 1.03 Beat by 0.05
Q4 FY26 1.05 — Reports 25 January 2027

EPS $

Mar Jun Sep Dec Year
’26 0.76 (0.49) — — —
’25 0.83 0.93 0.82 0.88 3.47
’24 0.45 0.88 0.79 0.58 2.69
’23 1.03 1.11 1.00 0.94 4.08
’22 0.41 0.02 1.04 1.02 2.48
’21 0.76 0.60 0.47 0.47 2.30
’20 — 0.79 0.81 — 2.58
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 143 271 — — —
’25 132 144 147 146 570
’24 133 138 141 138 549
’23 114 126 125 127 493
’22 68 86 99 104 356
’21 76 72 72 73 294
’20 — 82 82 — 305
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (12) 1,104 — — —
’25 26 15 49 21 111
’24 27 21 48 5 101
’23 25 41 19 41 125
’22 15 18 9 55 97
’21 25 27 30 30 113
’20 — 23 3 (26) (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (14) 1,104 — — —
’25 24 13 48 19 104
’24 26 20 47 3 96
’23 24 41 18 38 121
’22 15 18 8 54 95
’21 25 27 29 29 110
’20 — 23 0 (26) (4)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — 227 305 294 356 493 549 570 708 +16.6% 660 742 771 +10.6%
Gross margin, % — — — 87.38 93.16 95.19 92.93 75.60 70.39 73.60 72.28 (13.8) pt
EBT — — — 22 57 52 74 131 95 123 59 +33.3%
EBT margin, % — — — 9.67 18.73 17.66 20.77 26.68 17.31 21.57 8.29 +11.9 pt
Net income — — — 21 48 43 59 104 76 98 47 +29.8%
Per share, $
Per share, $ Revenue — — — 11.60 16.66 16.02 15.33 19.76 20.02 20.50 15.15 +10.0%
Earnings — — — 1.05 2.60 2.36 2.55 4.15 2.76 3.52 2.00 +22.4%
Cash flow — — — 0.20 (0.03) 6.17 4.17 5.02 3.69 4.01 24.87 +64.9%
Capex — — — (0.26) (0.18) (0.19) (0.09) (0.17) (0.20) (0.27) (0.11) +0.3%
Free cash flow — — — (0.06) (0.20) 5.99 4.07 4.85 3.49 3.74 24.76 n/m
Book value — — — 0.00 26.51 28.60 33.32 35.18 37.96 41.51 39.33 n/m
Shares, m — — — 20 18 18 23 25 27 28 33 +6.0%
Valuation, ×
Valuation, × P/E — — — 17.23 17.23 17.23 14.32 8.19 14.54 10.69 19.84 14.2
P/S — — — 1.99 1.99 1.99 2.38 1.72 2.00 1.84 2.62 2.0
P/B — — — 0.82 0.82 0.82 1.09 0.97 1.06 0.91 1.01 0.9
EV/Sales — — — 1.08 1.08 1.08 3.45 1.69 1.26 0.75 — 1.5
EV/FCF — — — 3.60 3.60 3.60 12.96 6.89 7.25 4.13 — 6.0
Cash, $m
Cash, $m Operating cash flow — — — 4 (1) 113 97 125 101 111 1,162 +74.9%
Capex — — — (5) (3) (3) (2) (4) (5) (7) (5) +6.4%
Free cash flow — — — (1) (4) 110 95 121 96 104 1,157 n/m
Balance, $m
Balance, $m Working capital — — — — (161) (257) 344 220 153 78 (1,090) n/m
Net debt — — — — (63) (559) 381 (15) (405) (616) (784) +57.7%
Shareholders’ equity — — — — 486 524 775 877 1,041 1,153 1,837 +18.9%
Returns, %
Returns, % ROA — — — 0.00 1.91 0.81 0.90 1.35 0.95 1.18 0.39 +1.2 pt
ROIC — — — 0.00 8.45 0.00 5.02 9.53 10.64 14.61 7.20 +14.6 pt
ROE — — — 0.00 0.00 8.55 9.11 12.54 7.88 8.92 3.19 +8.9 pt
People
People Employees — — — — — 1,063 1,171 1,128 1,142 1,186 — +2.8%
Revenue/emp, $m — — — 0.00 0.00 0.28 0.30 0.44 0.48 0.48 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

FirstSun Capital Bancorp vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BLX Bladex Inc. $2.3B 8.1× 7.6× +12.12% (above 0%: growing) +13.49% (above 0%: growing) −117.11% (below 0%: shrinking) 42.29% 0.00% Compare
TBBK The Bancorp, Inc. $2.0B 8.4× 7.8× −18.88% (below 0%: shrinking) +28.59% (above 0%: growing) −31.16% (below 0%: shrinking) 100.00% 0.00% Compare
GABC German American Bancorp, Inc. $1.9B 13.3× 12.4× +3.05% (above 0%: growing) +21.43% (above 0%: growing) +110.42% (above 0%: growing) 78.75% 0.00% Compare
HAPN Happen Inc. $1.9B 8.9× 8.2× +2.52% (above 0%: growing) +31.59% (above 0%: growing) +10.37% (above 0%: growing) 73.43% 0.00% Compare
DCOM Dime Community Bancshares, Inc. $1.9B 13.8× 12.4× +5.20% (above 0%: growing) +52.54% (above 0%: growing) +106.33% (above 0%: growing) 68.53% 0.00% Compare
OCFC OceanFirst Financial Corp. $1.8B 21.6× 16.6× +32.21% (above 0%: growing) n/m +27.08% (above 0%: growing) 59.64% 0.00% Compare
FSUN FirstSun Capital Bancorp $1.8B 19.8× 19.8× +88.18% (above 0%: growing) n/m +8,383.96% (above 0%: growing) 67.96% 0.00%
STBA S&T Bancorp, Inc. $1.8B 12.8× 12.3× +0.71% (above 0%: growing) +19.78% (above 0%: growing) −0.50% (below 0%: shrinking) 73.62% 0.00% Compare
OBK Origin Bancorp, Inc. $1.7B 16.8× 12.3× +11.11% (above 0%: growing) +134.04% (above 0%: growing) +57.26% (above 0%: growing) 71.20% 0.00% Compare
Median of peers $1.9B 13.1× 12.3× +4.12% +28.59% +18.73% 72.32% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 21 April 2026

Ownership

Directors and executive officers, together 10.49%
JLL / FCH Holdings I, LLC5 7.94%
Wellington Management6 6.78%
Mollie H. Carter3 5.80%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

FirstSun Capital Bancorp (FSUN) Latest News

2 Nov

Impact 3 · · StockStory

27 Oct

Impact 4 · · Simply Wall St.
Impact 4 · · The Motley Fool transcript
Impact 4 · · MarketBeat transcript
Impact 4 · · Moby

26 Oct

Impact 3 · · Zacks earnings
Impact 3 · · StockStory

23 Oct

Impact 3 · · StockStory

19 Oct

Impact 3 · · StockStory

3 Aug

Impact 3 ·

29 Jul

Impact 3 ·

28 Jul

Impact 3 · transcript
Impact 3 · · MarketBeat transcript
Impact 3 · · Moby transcript

27 Jul

Impact 4 ·

5 Jun

Impact 4 · · Business Wire

17 May

Impact 3 · · StockStory

8 May

Impact 4 · · Simply Wall St.

29 Apr

Impact 4 · · GuruFocus.com
Impact 4 · · StockStory

28 Apr

Impact 4 · · MarketBeat
Impact 3 · · americanbanker.com
Impact 3 · · Moby

27 Apr

Impact 4 · · StockStory
Impact 3 · · Zacks
Impact 3 · · Business Wire

26 Apr

Impact 4 · · StockStory

3 Apr

Impact 4 · · Simply Wall St.

1 Apr

Impact 4 ·

18 Mar

Impact 3 ·
stockrow.com/FSUN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com