FirstSun Capital Bancorp FSUN

39.74 0.50 1.27% as of 25 Sep
Market cap
$1.7B
P/E
19.9×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.05
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — 1 — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 40.26%

Capital & Financial Ratios

Market Cap 1,720.00
Revenue 707.74
Net Income 46.71
Free Cash Flow 1,156.89
Net Debt (784.25)
Current Ratio 0.92
Debt/Equity 0.11
P/E ratio 19.87
P/S ratio 2.62
P/B ratio 1.01
Past 5Y EPS Growth 21.16%
This Y EPS Growth (6.95%)
Next Y EPS Growth 41.89%
Next 5Y EPS Growth 10.09%
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 479 616 653 990
Receivables — — — —
Inventory — — — —
Other — — — —
6,757 6,998 7,374 12,585
2023 2024 2025 Q'26
Payables 6,374 6,672 7,107 13,418
ST’ Debt — — — —
Other — — — —
6,538 6,845 7,295 13,675
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 13.29% 16.92%
Cash Flow — 0.00% 4.78%
Earnings — 15.53% 18.28%
Book Value — 18.88% 14.19%

Revenue

Mar Jun Sep Dec Year
’26 143 271 — — —
’25 132 144 147 146 570
’24 133 138 141 138 549
’23 114 126 125 127 493
’22 68 86 99 104 356
’21 76 72 72 73 294
’20 — 82 82 — 305
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (12) 1,104 — — —
’25 26 15 49 21 111
’24 27 21 48 5 101
’23 25 41 19 41 125
’22 15 18 9 55 97
’21 25 27 30 30 113
’20 — 23 3 (26) (1)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (14) 1,104 — — —
’25 24 13 48 19 104
’24 26 20 47 3 96
’23 24 41 18 38 121
’22 15 18 8 54 95
’21 25 27 29 29 110
’20 — 23 0 (26) (4)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.76 (0.49) — — —
’25 0.83 0.93 0.82 0.88 3.47
’24 0.45 0.88 0.79 0.58 2.69
’23 1.03 1.11 1.00 0.94 4.08
’22 0.41 0.02 1.04 1.02 2.48
’21 0.76 0.60 0.47 0.47 2.30
’20 — 0.79 0.81 — 2.58
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — — 24.00 23.00 33.00 29.95

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — — 38.00 36.45 44.37 45.32
High Price
— — — — — 1,063 1,171 1,128 1,142 1,186
Employees
— — — 0 0 0 0 0 0 0
Revenue/Emp
— — — 227 305 294 356 493 549 570
Revenue
— — — 87.38% 93.16% 95.19% 92.93% 75.60% 70.39% 73.60%
Gross Margin
— — — 22 57 52 74 131 95 123
EBT
— — — 9.67% 18.73% 17.66% 20.77% 26.68% 17.31% 21.57%
EBT Margin
— — — 21 48 43 59 104 76 98
Net Income
— — — 13 21 12 15 11 11 16
Depreciation
— — — 11.60 16.66 16.02 15.33 19.76 20.02 20.50
Revenue/Sh
— — — 1.05 2.60 2.36 2.55 4.15 2.76 3.52
Earnings/Sh
— — — 0.20 (0.03) 6.17 4.17 5.02 3.69 4.01
Cash Flow/Sh
— — — (0.26) (0.18) (0.19) (0.09) (0.17) (0.20) (0.27)
Capex/Sh
— — — (0.06) (0.20) 5.99 4.07 4.85 3.49 3.74
Free CF/Sh
— — — 0.00 26.51 28.60 33.32 35.18 37.96 41.51
Book Value/Sh
— — — 20 18 18 23 25 27 28
Shares
— — — 17.23 17.23 17.23 14.32 8.19 14.54 10.69
PE Ratio
— — — 1.99 1.99 1.99 2.38 1.72 2.00 1.84
PS Ratio
— — — 0.82 0.82 0.82 1.09 0.97 1.06 0.91
PB Ratio
— — — 1.08 1.08 1.08 3.45 1.69 1.26 0.75
EV/Sales
— — — 3.60 3.60 3.60 12.96 6.89 7.25 4.13
EV/FCF
— — — 4 (1) 113 97 125 101 111
Op' Cash Flow
— — — (5) (3) (3) (2) (4) (5) (7)
Capex
— — — (1) (4) 110 95 121 96 104
FCF
— — — — (161) (257) 344 220 153 78
Working Cap'
— — — — 139 109 724 465 211 37
Total Debt
— — — — (63) (559) 381 (15) (405) (616)
Net Debt
— — — 0 486 524 775 877 1,041 1,153
Sh' Equity
— — — 0.00% 1.91% 0.81% 0.90% 1.35% 0.95% 1.18%
ROA
— — — 0.00% 8.45% 0.00% 5.02% 9.53% 10.64% 14.61%
ROIC
— — — 0.00% 0.00% 8.55% 9.11% 12.54% 7.88% 8.92%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

FirstSun Capital Bancorp peers in Banks Regional

All 325 Banks Regional stocks →

FirstSun Capital Bancorp (FSUN) key facts

  • FirstSun Capital Bancorp (FSUN) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • FirstSun Capital Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $569.6 million, up 3.70% from fiscal 2024.
  • Net income was $97.9 million, or $3.52 per share (basic), a net margin of 17.2%.
  • As of September 25, 2026, FSUN traded at $39.74, a market capitalization of $1.7 billion.
  • At that price the stock trades at 19.9× trailing-twelve-month earnings and 2.6× sales.
  • Return on equity was 8.92% and debt-to-equity 0.11.

Source: company filings (standardised) and stockrow calculations.

FirstSun Capital Bancorp (FSUN) Latest News

News by impact score

Fine-tune

3 Aug

3

FirstSun Capital Bancorp’s Q2 earnings call featured five key analyst questions on performance and outlook. Q2 earnings call questions can highlight analyst focus areas that modestly shape near-term investor sentiment on FSUN.

29 Jul

3

FSUN Q2 performance centered on acquisition integration efforts alongside multiple credit events affecting results. Acquisition integration and credit events can moderately affect FSUN financials and positioning without fully redefining long-term trajectory.

28 Jul

3 transcript

FirstSun Capital Bancorp reported Q2 2026 earnings call results focused on navigating ongoing challenges while addressing operational and financial pressures. Q2 earnings discussion covers financial performance and strategic responses that may moderately influence near-term investor sentiment and operations.

3 transcript

FirstSun Capital Bancorp held its Q2 earnings call, presenting financial results, operational updates, and forward outlook for the company. Q2 earnings call highlights deliver financial metrics and guidance that can moderately shift near-term investor sentiment and valuation for FSUN.

3 transcript

FirstSun Capital Bancorp Q2 2026 earnings call covered financial results and future outlook. Q2 earnings data and guidance typically affect near-term stock movement and sentiment without major strategic shifts.

27 Jul

4

FirstSun Capital Bancorp reported second quarter 2026 results. Its board authorized a $150 million share repurchase program. The $150 million share repurchase authorization is a major capital allocation move that can lift stock valuation and investor sentiment.

5 Jun

4

Sunflower Bank, part of FirstSun Capital Bancorp, closed the sale of approximately $890 million in multifamily commercial real estate loans to Brookfield. The $890 million loan portfolio sale constitutes a major balance-sheet transaction that can materially shift FSUN's capital, liquidity, and risk profile.

17 May

3

FirstSun Capital Bancorp reports Q1 earnings, prompting assessment of buy, sell or hold decision for FSUN shares amid resulting performance data and market reaction. Q1 earnings data and subsequent buy-sell-hold analysis can shift near-term investor sentiment and trading activity for FSUN.

8 May

4

FirstSun Capital Bancorp (FSUN) reported mixed Q1 results alongside progress in acquisition integration, with key implications for shareholders amid ongoing strategic developments. Mixed Q1 results and acquisition integration progress signal major strategic shifts that could significantly alter FSUN's trajectory and market performance.

29 Apr

4

FirstSun Capital Bancorp (FSUN) reported strong loan growth in Q1 2026 earnings call highlights. Strong loan growth indicates significant positive momentum for FSUN's financial performance and investor sentiment.

4

FirstSun Capital Bancorp's Q1 results showcase successful acquisition integration and robust loan growth, fueling optimistic near-term outlook. Acquisition integration and loan growth represent major strategic successes boosting FSUN's financial performance and market positioning.

28 Apr

4

FirstSun Capital Bancorp released Q1 earnings call highlights detailing financial results, loan growth, deposit trends, and strategic outlook. Q1 earnings highlights disclose financial performance and guidance directly shaping investor sentiment and stock trajectory.

3

FirstSun Capital Bancorp reported rising charge-offs amid an uneven first quarter. Rising charge-offs highlight increased credit losses and uneven performance, moderately impacting financial results and investor sentiment.

3

FirstSun Capital Bancorp (FSUN) released Q1 2026 earnings call summary detailing financial performance, strategic updates, and outlook. Q1 earnings call summary influences financial performance perception and investor sentiment moderately.

27 Apr

4

FirstSun Capital Bancorp (NASDAQ:FSUN) Q1 CY2026 sales beat analyst estimates. Beating Q1 CY2026 sales estimates indicates strong financial performance likely to enhance investor sentiment and stock trajectory.

3

FirstSun Capital Bancorp (FSUN) Q1 earnings compared to analyst estimates, with key metrics analyzed. Q1 earnings versus estimates directly influences FSUN's financial performance and investor sentiment.

3

FirstSun Capital Bancorp reported first quarter 2026 results, highlighting key financial metrics and performance updates. Quarterly earnings reports influence financial performance perceptions and market sentiment without fundamentally altering long-term trajectory.

26 Apr

4

FirstSun Capital Bancorp (FSUN) reports Q1 results tomorrow, marking an earnings event to watch. Upcoming Q1 earnings report could significantly sway FSUN's financial trajectory and investor sentiment.

3 Apr

4

FirstSun Capital Bancorp (FSUN) merges with First Foundation, reshaping the regional bank's structure, operations, and valuation profile. Merger constitutes a major strategic move that significantly alters FSUN's competitive positioning, financial profile, and investor sentiment.

1 Apr

4

FirstSun Capital Bancorp (FSUN) and First Foundation Inc. completed their merger, uniting their banking operations, assets, and client bases into a larger financial entity. Merger completion with First Foundation Inc. delivers major strategic growth for FirstSun Capital Bancorp by expanding scale, assets, and market footprint.

18 Mar

3

Q4 rundown compares FirstSun Capital Bancorp (NASDAQ:FSUN) performance metrics and stock trends against other regional banks. Q4 performance comparison to peers influences financial perception and investor sentiment moderately.

12 Mar

5

FirstSun Capital Bancorp (FSUN) and First Foundation Inc. announce receipt of all bank regulatory approvals needed to complete their proposed merger. Regulatory approvals clear the path for merger completion, profoundly expanding FSUN's scale, market position, and long-term prospects.

28 Feb

4

FirstSun Capital Bancorp secures OCC approval, spotlighting its pending merger with First Foundation and potential shareholder returns. OCC approval advances critical merger, enabling expansion and improved returns for FSUN.

27 Feb

4

FirstSun Capital Bancorp (FSUN) shareholders approved a merger deal and related charter changes at a special meeting. Shareholder approval of the merger deal marks a major strategic move poised to significantly alter FSUN's trajectory and investor sentiment.

25 Feb

4

FirstSun Capital Bancorp and First Foundation Inc. announce receipt of regulatory approval for their bank merger. Regulatory approval enables a major strategic merger that expands FirstSun Capital Bancorp's operations and market presence.

15 Feb

4

Zacks upgraded FirstSun Capital Bancorp (FSUN) to Strong Buy with upward earnings revisions, expected to drive positive investor sentiment and stock performance. Zacks' Strong Buy upgrade and upward earnings revisions signal robust growth expectations, significantly boosting FSUN's investor appeal and market trajectory.

3

Zacks upgrades FirstSun Capital Bancorp (FSUN) rank and raises earnings estimates, leading to a valuation review highlighting improved outlook. Zacks Rank upgrade and earnings estimate increases signal analyst optimism that could moderately boost FSUN's valuation and market sentiment.

3

FirstSun Capital Bancorp (FSUN) faces margin strain amid rising hopes for strong earnings. Margin strain pressures profitability while elevated earnings expectations offer potential offset.

13 Feb

4

FirstSun Capital Bancorp (FSUN) has been identified as a strong buy stock for February 13th, indicating positive market sentiment and potential for growth. Analysts suggest that the company's financial health and strategic positioning make it an attractive investment opportunity at this time. Strong buy recommendations typically indicate significant potential for future growth and positive market performance.

12 Feb

3

FirstSun Capital Bancorp (FSUN) reported its Q4 earnings, prompting discussions on whether to buy, sell, or hold the stock. Analysts are evaluating the financial results and their implications for the company's future performance and market position. The earnings report includes key metrics that may influence investor sentiment and strategic decisions moving forward. The Q4 earnings report is expected to moderately influence financial performance and market sentiment.

stockrow.com/FSUN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com