TriCo Bancshares TCBK

52.38 0.28 0.54% as of 25 Sep
Market cap
$1.7B
P/E
12.5×
Growth Flags show if company had growth for consecutive years

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 8.53%

Capital & Financial Ratios

Market Cap 1,670.00
Revenue 549.40
Net Income 135.51
Free Cash Flow 133.14
Net Debt (53.46)
Current Ratio 0.87
Debt/Equity 0.04
P/E ratio 12.47
P/S ratio 3.04
P/B ratio 1.24
Past 5Y EPS Growth 2.84%
This Y EPS Growth 15.73%
Next Y EPS Growth 2.34%
Next 5Y EPS Growth 6.31%
in millions of $

Dividends

Payout Ratio 0.30
Annual Dividend Rate 1.20
Annual Dividend Yield 3.64%
total individual payouts
2027 Powerpack
2026 1.45
0.36
0.36
0.36
2025 1.38
0.33
0.33
0.36
0.36
2024 1.32
0.33
0.33
0.33
0.33
2023 1.20
0.30
0.30
0.30
0.30
2022 1.10
0.25
0.25
0.30
0.30
2021 1.00
0.25
0.25
0.25
0.25
2020 0.88
0.22
0.22
0.22
0.22
2019 0.82
0.19
0.19
0.22
0.22
2018 0.70
0.17
0.17
0.17
0.19
2017 0.66
0.15
0.17
0.17
0.17
2016 0.60
0.15
0.15
0.15
0.15
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 99 145 157 105
Receivables — — — —
Inventory — — — —
Other — — — —
6,809 6,824 7,179 7,322
2023 2024 2025 Q'26
Payables 7,834 8,088 8,264 8,369
ST’ Debt — — — —
Other — — — —
7,842 8,099 8,273 8,376
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 10.05% 10.82% 8.79%
Cash Flow 9.29% 3.03% (6.47%)
Earnings 10.74% 13.40% (1.04%)
Book Value 11.38% 7.50% 8.27%

Revenue

Mar Jun Sep Dec Year
’26 135 139 — — —
’25 130 133 138 137 539
’24 131 133 134 133 531
’23 117 123 128 132 500
’22 84 103 112 119 419
’21 84 84 85 88 341
’20 78 79 81 85 322
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 34 25 — — —
’25 25 29 45 34 133
’24 25 32 29 24 110
’23 39 17 46 37 139
’22 35 37 36 55 163
’21 41 18 41 32 132
’20 34 30 15 36 115
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 33 23 — — —
’25 23 28 43 34 128
’24 24 31 27 23 105
’23 38 15 46 36 134
’22 41 36 35 54 166
’21 41 20 40 31 132
’20 33 30 14 36 112
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.04 1.06 — — —
’25 0.80 0.84 1.04 1.03 3.70
’24 0.83 0.87 0.88 0.88 3.46
’23 1.07 0.75 0.92 0.78 3.52
’22 0.67 0.93 1.12 1.09 3.83
’21 1.13 0.95 0.92 0.94 3.94
’20 0.53 0.25 0.59 0.79 2.16
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
23.47 32.66 31.05 33.41 23.05 34.43 37.41 28.66 31.73 35.20

Analyst estimates 2026–2028

Powerpack
Low Price
34.59 43.80 40.38 41.42 40.97 51.66 58.62 52.66 51.06 50.61
High Price
1,063 1,023 1,174 1,184 1,068 1,094 1,231 1,231 1,201 1,148
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
218 231 277 326 322 341 419 500 531 539
Revenue
97.38% 97.06% 95.36% 95.28% 97.07% 98.38% 97.72% 83.66% 74.54% 77.78%
Gross Margin
73 78 93 127 87 164 174 161 155 166
EBT
33.23% 33.58% 33.67% 38.91% 27.10% 48.05% 41.55% 32.20% 29.21% 30.83%
EBT Margin
45 41 68 92 65 118 125 117 115 122
Net Income
13 11 13 15 15 19 19 13 11 10
Depreciation
9.57 10.08 10.43 10.70 10.78 11.46 12.85 15.03 16.05 16.49
Revenue/Sh
1.96 1.77 2.57 3.02 2.17 3.95 3.85 3.53 3.47 3.72
Earnings/Sh
2.11 2.42 3.42 3.37 3.84 4.45 5.00 4.18 3.32 4.08
Cash Flow/Sh
(0.41) (0.52) (0.28) (0.14) (0.09) (0.02) 0.09 (0.15) (0.14) (0.16)
Capex/Sh
1.71 1.90 3.15 3.23 3.74 4.43 5.09 4.03 3.18 3.92
Free CF/Sh
20.92 22.08 31.11 29.75 30.92 33.65 32.11 34.87 36.90 40.65
Book Value/Sh
23 23 27 30 30 30 33 33 33 33
Shares
17.19 21.53 13.20 13.47 16.26 10.88 13.11 12.25 12.59 12.73
PE Ratio
3.52 3.78 3.24 3.82 3.27 3.75 3.90 2.88 2.72 2.87
PS Ratio
1.61 1.73 1.09 1.37 1.14 1.28 1.56 1.24 1.18 1.17
PB Ratio
2.46 3.67 2.68 3.20 1.46 1.81 4.52 4.15 2.81 2.68
EV/Sales
13.78 19.44 8.89 10.59 4.20 4.68 11.39 15.47 14.19 11.28
EV/FCF
48 55 91 103 115 132 163 139 110 133
Op' Cash Flow
(9) (12) (7) (4) (3) 0 3 (5) (5) (5)
Capex
39 44 84 99 112 132 166 134 105 128
FCF
(849) (801) (1,128) (792) (1,140) (1,746) (1,844) (1,034) (1,275) (1,094)
Working Cap'
74 179 73 76 85 108 366 734 191 53
Total Debt
(231) (26) (155) (201) (585) (660) 258 635 46 (104)
Net Debt
477 506 827 907 925 1,000 1,046 1,160 1,221 1,328
Sh' Equity
1.03% 0.87% 1.23% 1.44% 0.92% 1.45% 1.35% 1.18% 1.17% 1.25%
ROA
18.43% 10.11% 8.67% 11.23% 16.05% 30.10% 8.33% 5.60% 7.65% 8.48%
ROIC
9.64% 8.25% 10.25% 10.62% 7.08% 12.22% 12.26% 10.64% 9.65% 9.54%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

TriCo Bancshares (TCBK) key facts

  • TriCo Bancshares (TCBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • TriCo Bancshares' revenue for fiscal 2025 (year ended December 2025) was $538.9 million, up 1.48% from fiscal 2024.
  • Net income was $121.6 million, or $3.72 per share (basic), a net margin of 22.6%.
  • As of September 25, 2026, TCBK traded at $52.38, a market capitalization of $1.7 billion.
  • At that price the stock trades at 12.5× trailing-twelve-month earnings and 3.0× sales.
  • TriCo Bancshares pays an annual dividend of $1.20 per share, a yield of 3.64%, with a payout ratio of 29.8%.
  • Return on equity was 9.54% and debt-to-equity 0.04.

Source: company filings (standardised) and stockrow calculations.

TriCo Bancshares (TCBK) Latest News

News by impact score

Fine-tune

23 Aug

3

TriCo Bancshares (TCBK) stock has gained 75% yet remains undervalued according to current analysis. Valuation commentary after major price rise can moderately affect near-term investor sentiment for TCBK.

28 Jul

5

TriCo Bancshares enters $2.02 billion acquisition by First Hawaiian with Sterlington advising its senior management team. The $2.02 billion acquisition by First Hawaiian ends TriCo Bancshares independent operations and fundamentally redefines its market position.

23 Jul

4

TriCo Bancshares reported second quarter 2026 net income of $34.2 million and diluted EPS of $1.06 following a merger announcement. Merger announcement represents major strategic move with significant potential to alter company trajectory and investor sentiment.

3

TriCo Bancshares (TCBK) exceeded Q2 earnings and revenue estimates. Earnings beat signals better-than-expected quarterly results with moderate effects on stock performance.

14 Jul

4

TriCo Bancshares (TCBK) agreed to a $2b deal, prompting questions on whether its stock trades above fair value. $2b deal marks major strategic move likely to shift company trajectory and investor views.

13 Jul

5

First Hawaiian launches $2B bid to acquire TriCo Bancshares, marking its entry into mainland U.S. banking. Proposed $2B acquisition by First Hawaiian will transform TriCo Bancshares' corporate structure and market position.

5

First Hawaiian acquires TriCo Bancshares to expand into California. Deal transfers TriCo ownership and ends its independent operations.

5

First Hawaiian will acquire TriCo Bancshares in a $2 billion all-stock deal, creating a major Pacific coast banking franchise. The acquisition ends TriCo's independent existence and immediately alters its competitive position and shareholder value.

5

First Hawaiian acquires TriCo Bancshares in an all-stock deal. Acquisition by First Hawaiian transforms TriCo's ownership, structure and long-term trajectory.

5

First Hawaiian acquires TriCo Bancshares in an all-stock deal. All-stock acquisition ends TriCo Bancshares independent operations and fully redefines its market position.

5

First Hawaiian acquires TriCo Bancshares. First Hawaiian releases preliminary 2026 second quarter results. Acquisition ends TriCo Bancshares independent operations and fundamentally redefines its market position.

4

TriCo Bancshares will merge with First Hawaiian in a $2B all-stock deal. The $2B merger is a major strategic move that will significantly alter TriCo Bancshares trajectory.

4

TriCo Bancshares agrees to all-stock merger with First Hawaiian, triggering drop in First Hawaiian shares. All-stock merger agreement marks major strategic expansion that will significantly reshape TriCo Bancshares operations and market position.

3

TriCo Bancshares (TCBK) stock surges today on positive developments driving investor buying and lifting share price sharply. Stock price rise signals moderate short-term sentiment boost without evidence of major strategic or structural shifts.

12 Jul

5

First Hawaiian acquires TriCo Bancshares in a $2 billion deal, making TriCo a subsidiary of the Hawaii-based bank. The $2 billion acquisition ends TriCo's independent status and fully integrates its operations and market presence into First Hawaiian.

26 Apr

4

TriCo Bancshares (TCBK) beat earnings expectations. Analysts predict future developments following the strong results. Beating earnings expectations signals robust financial performance and shapes positive analyst outlooks for stock trajectory.

23 Apr

4

TriCo Bancshares (TCBK) Q1 earnings beat estimates with EPS of $1.64 versus $1.55 expected and revenue of $90.4 million topping $88.8 million forecast, as key metrics paint a positive surprise picture with efficient growth. Q1 earnings beat and favorable key metrics significantly influence TCBK's financial performance, investor sentiment, and stock trajectory.

4

TriCo Bancshares (TCBK) Q1 earnings and revenues beat analyst estimates. Beating Q1 earnings and revenue estimates signals strong financial performance, likely driving positive stock reaction and enhanced investor sentiment.

4

TriCo Bancshares reported first quarter 2026 net income of $33.7 million and diluted EPS of $1.04. Strong quarterly net income and EPS figures signal robust financial health, likely driving positive investor sentiment and stock performance.

11 Feb

4

TriCo Bancshares (TCBK) is highlighted as a strong investment choice due to its solid financial performance, strategic growth initiatives, and favorable market conditions. The bank's focus on expanding its services and enhancing customer experience positions it well for future success. Analysts suggest that TCBK's robust fundamentals and proactive management make it an attractive option for investors seeking stability and growth in the banking sector. Significant growth initiatives and favorable market conditions are expected to positively influence TCBK's future performance.

3

TriCo Bancshares (TCBK) faces scrutiny as analysts express concerns about its future performance amid broader market challenges. The company is highlighted in a discussion of three Russell 2000 stocks that may not be favorable investments at this time. Factors influencing this sentiment include competitive pressures and potential impacts on financial stability, leading to a cautious outlook for investors considering TCBK. Concerns about competitive pressures and financial stability may moderately influence TriCo Bancshares' performance.

4 Feb

3

TriCo Bancshares (TCBK) has experienced notable share price momentum recently, prompting an assessment of its valuation. Analysts are evaluating the factors contributing to this price movement, including market conditions and company performance metrics. The analysis aims to determine whether the current valuation reflects the bank's growth potential and financial health, considering both short-term trends and long-term prospects. Recent share price momentum indicates a moderately noticeable influence on the company's financial performance and market sentiment.

2 Feb

3

TriCo Bancshares (TCBK) is highlighted as a stock under $50 worth considering, while two other stocks are noted to be facing headwinds. The article emphasizes TCBK's potential for growth and stability in the current market environment, contrasting it with the challenges faced by the other companies mentioned. TCBK's potential for growth is notable, but the overall market conditions and competition may limit its impact.

26 Jan

4

TriCo Bancshares (TCBK) is highlighted as a strong momentum stock due to its impressive financial performance, including consistent revenue growth and robust earnings. The bank's strategic initiatives, such as expanding its loan portfolio and enhancing digital banking services, contribute to its competitive edge. Analysts express optimism about TCBK's ability to navigate market challenges and capitalize on growth opportunities, making it an attractive investment option for momentum-focused investors. Significant strategic initiatives and strong financial performance are likely to influence future market positioning.

4

TriCo Bancshares (TCBK) is highlighted as a high-growth dividend stock, showcasing strong financial performance and a commitment to returning value to shareholders. The company has demonstrated consistent revenue growth and profitability, making it an attractive option for investors seeking both capital appreciation and dividend income. Analysts emphasize the potential for continued expansion and the sustainability of its dividend policy, positioning TCBK favorably in the competitive banking sector. Strong financial performance and commitment to dividends indicate significant potential for future growth and investor interest.

24 Jan

3

DA Davidson has raised the price target for TriCo Bancshares (TCBK) from $51 to $54, reflecting a positive outlook for the company's stock performance. The price target increase indicates a moderately positive sentiment towards the company's future performance.

23 Jan

3

TriCo Bancshares (TCBK) has experienced a strong recent share price performance, raising questions about whether this pricing fully reflects the company's current value and future prospects. Analysts are evaluating the sustainability of this performance in light of market conditions and the bank's operational strategies. Recent share price performance may influence investor sentiment and financial performance, but broader market factors could balance its overall impact.

22 Jan

4

TriCo Bancshares (NASDAQ:TCBK) reported its Q4 CY2025 earnings, surpassing market expectations. The bank demonstrated strong financial performance, driven by increased loan demand and effective cost management strategies. Analysts noted improvements in net interest margins and a reduction in non-performing loans, contributing to a positive outlook for the company. The results have bolstered investor confidence, leading to a rise in stock prices following the announcement. Strong financial performance and improved metrics indicate significant potential for future growth and investor sentiment.

4

TriCo Bancshares (TCBK) reported Q4 earnings and revenues that exceeded analysts' expectations, showcasing strong financial performance. The results indicate robust growth and effective management strategies, positioning the company favorably in the market. Investors reacted positively to the news, reflecting confidence in the bank's future prospects. Strong earnings performance is likely to significantly enhance investor sentiment and the company's market position.

3

TriCo Bancshares (TCBK) reported its Q4 earnings, highlighting key financial metrics that reflect the company's performance. The results indicate growth in various areas, including net income and loan portfolio expansion. Management provided insights into strategic initiatives and market conditions that may influence future operations. Overall, the earnings report suggests a positive outlook for the bank amidst a competitive landscape. The earnings report indicates moderate growth and strategic insights that could influence future performance.

stockrow.com/TCBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com