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Friday 6 November 2026 Export KLAR’s income statement to Excel — free account

Klarna Group plc

KLAR Financial Credit Services

Klarna Group plc’s revenue for fiscal 2025 (year ended December 2025) was $3.5 billion, up 24.8% from fiscal 2024.

Revenue
+26.6%
EPS
+107.1%
Free cash flow
−129.2%

Quarter to June 2026, against a year earlier

13.63 0.10 +0.74%
Market cap
$7.7B
P/E
0.0×
Fwd P/E
8.2×
Dividend yield
—
F-score
2/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Klarna Group plc (KLAR) Free cash flow margin

Alert me on Free cash flow margin

Klarna Group plc's free cash flow margin over the twelve months to 30 June 2026 was −94.3%, down 64.0 percentage points from fiscal 2025 (−30.3%). That is below the Credit Services industry median of 8.73% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 −30.3% (49.55)
FY2024 19.3% (12.53)
FY2023 31.8% —

Free cash flow margin against peers

Company Free cash flow margin
ENVA Enova International, Inc. compare 54.9%
CACC Credit Acceptance Corporation compare 53.7%
OMF OneMain Holdings, Inc. compare 49.3%
BFH Bread Financial Holdings, Inc. compare 45.4%
ALLY Ally Financial Inc. compare 30.9%
FCFS FirstCash Holdings, Inc. compare 12.1%
NNI Nelnet, Inc. compare 0.00%
SEZL Sezzle Inc. compare −0.66%
KLAR Klarna Group plc −94.3%
Credit Services industry median 8.73%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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