Klarna Group plc (KLAR) vs Nelnet, Inc. (NNI)
- Klarna Group plc KLAR 13.02 −3.63%
- Nelnet, Inc. NNI 127.57 −0.35%
Klarna Group plc and Nelnet, Inc. are both Credit Services companies. Klarna Group plc is the larger, with a market value of $5.1B against $4.6B — 1.1× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; Nelnet, Inc. trades at 15.3×. Klarna Group plc grew revenue faster over the last twelve months: 34.2% against −6.25%. Nelnet, Inc. has the higher net margin (14.4% vs −3.52%) and the higher return on invested capital (3.14% vs 0.00%). Across the 16 metrics below, Nelnet, Inc. leads on 13 and Klarna Group plc on 3.
Valuation
Profitability
| Metric | KLAR | NNI | Credit Services median |
|---|---|---|---|
| Gross margin | 58.18% | 78.28% | 77.13% |
| Operating margin | (1.21%) | 0.00% | 0.34% |
| Net margin | (3.52%) | 14.35% | 9.25% |
| Free cash flow margin | (94.31%) | 13.85% | 12.91% |
| Return on equity | (5.67%) | 8.49% | 8.49% |
| Return on assets | (0.77%) | 2.16% | 2.16% |
| Return on invested capital | 0.00% | 3.14% | 4.09% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack