Klarna Group plc (KLAR) vs Sezzle Inc. (SEZL)
Klarna Group plc and Sezzle Inc. are both Credit Services companies. Klarna Group plc is the larger, with a market value of $4.9B against $3.8B — 1.3× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; Sezzle Inc. trades at 23.6×. Sezzle Inc. grew revenue faster over the last twelve months: 43.1% against 34.2%. Sezzle Inc. has the higher net margin (30.4% vs −3.52%) and the higher return on invested capital (49.7% vs 0.00%). Across the 17 metrics below, Sezzle Inc. leads on 13 and Klarna Group plc on 4.
Valuation
Profitability
| Metric | KLAR | SEZL | Credit Services median |
|---|---|---|---|
| Gross margin | 58.18% | 82.59% | 77.13% |
| Operating margin | (1.21%) | 40.39% | 0.34% |
| Net margin | (3.52%) | 30.35% | 9.25% |
| Free cash flow margin | (94.31%) | 51.12% | 13.03% |
| Return on equity | (5.67%) | 88.85% | 8.49% |
| Return on assets | (0.77%) | 40.01% | 2.29% |
| Return on invested capital | 0.00% | 49.69% | 4.09% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack