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Investors Title Company

ITIC Financial Insurance Specialty

Investors Title Company’s revenue for fiscal 2025 (year ended December 2025) was $272.8 million, up 5.60% from fiscal 2024. In the quarter to June 2026, revenue grew 17.5%, EPS grew 19.1% and free cash flow fell 18.5%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

290.10 1.95 +0.68%
Market cap
$544.0M
P/E
13.5×
Fwd P/E
5.6×
Dividend yield
0.63%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.23
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — 1 — — 1 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 24.79%

Capital & Financial Ratios $m

Market Cap 544.03
Revenue 293.06
Net Income 40.43
Free Cash Flow 26.45
Net Debt (20.46)
Current Ratio 0.52
Debt/Equity 0.00
P/E ratio 13.55
Fwd P/E 5.59
P/S ratio 1.87
P/B ratio 1.91
Past 5Y EPS Growth (2.24%) (below 0%: weak)
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth 39.17% (at or above 10%: strong)
Next 5Y EPS Growth 4.00%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 56.91%
10-year low 10-year high
P/S against its own 10 years 73.31%
10-year low 10-year high
P/B against its own 10 years 85.33%
10-year low 10-year high

Dividends

Payout Ratio 0.09
Annual Dividend Rate 1.84
Annual Dividend Yield 0.63%
total individual payouts
2026 1.38
0.46
0.46
0.46
2025 1.84
0.46
0.46
0.46
0.46
2024 1.38
0.46
0.46
0.46
14.00
2023 1.38
0.46
0.46
0.46
4.00
2022 1.84
0.46
0.46
0.46
0.46
2021 1.82
0.44
0.46
0.46
0.46
2020 1.32
0.44
0.44
0.44
15.00
2019 1.20
0.40
0.40
0.40
8.00
2018 1.60
0.40
0.40
0.40
0.40
2017 1.35
0.20
0.35
0.40
0.40
2016 0.72
0.16
0.16
0.20
0.20
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 24 25 21 20
Receivables 14 16 19 19
Inventory — — — —
Other — — — —
38 41 40 40
2023 2024 2025 Q'26
Payables 69 71 80 77
ST’ Debt — — — —
Other — — — —
69 71 80 77

Compound Annual Growth %

10y 5y 3y
Sales 7.93% 2.90% (1.27%)
Cash Flow 6.22% (1.92%) (5.10%)
Earnings 10.87% (2.25%) 13.75%
Book Value 6.51% 6.01% 3.64%

Revenue $m

Mar Jun Sep Dec Year
’26 64 87 — — —
’25 57 74 73 70 273
’24 53 65 69 71 258
’23 51 58 61 54 225
’22 69 71 78 65 283
’21 72 85 81 91 329
’20 30 62 68 77 236
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 2 8 — — —
’25 0 9 17 5 31
’24 1 8 8 12 30
’23 (13) 6 1 14 7
’22 1 7 12 16 36
’21 8 8 19 16 52
’20 2 14 6 12 34
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 1 6 — — —
’25 (1) 8 16 4 26
’24 (1) 6 6 11 23
’23 (15) 3 (1) 12 (1)
’22 0 5 11 14 31
’21 7 9 18 18 52
’20 1 13 5 11 31
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 3.20 7.73 — — —
’25 1.67 6.48 6.45 3.97 18.57
’24 2.40 4.70 4.92 4.41 16.43
’23 0.62 4.00 3.75 3.09 11.45
’22 3.25 1.20 4.17 3.97 12.59
’21 7.29 10.42 7.63 9.94 35.28
’20 (3.71) 7.65 8.07 8.77 20.80
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 76.35 118.10 156.00 134.04 96.45 140.25 125.80 127.71 146.41 190.20

Analyst estimates 2026–2028

Powerpack
High 174.10 203.97 221.88 184.49 194.26 248.00 213.45 167.84 290.40 288.98
People
People Employees 320 383 385 402 456 562 655 571 550 574
Revenue/emp, $m 0.43 0.42 0.41 0.46 0.52 0.59 0.43 0.39 0.47 0.48
Income, $m
Income, $m Revenue 138 162 156 184 236 329 283 225 258 273
Gross margin, % 53.87 55.48 58.12 58.41 52.62 54.93 55.60 60.78 56.69 56.64
EBT 28 30 27 40 50 85 30 26 39 45
EBT margin, % 20.31 18.73 17.32 21.70 21.01 25.78 10.62 11.67 15.28 16.33
Net income 20 26 22 31 39 67 24 22 31 35
Depreciation 2 3 3 3 3 3 4 0 1 3
Per share, $
Per share, $ Revenue 72.58 85.70 82.81 97.19 124.95 173.97 149.39 118.73 137.03 144.54
Earnings 10.23 13.63 11.60 16.66 20.84 35.38 12.60 11.45 16.48 18.64
Cash flow 11.83 10.55 12.92 11.08 18.02 27.42 19.08 3.92 15.83 16.40
Capex (1.24) (1.50) (0.95) (0.63) (1.65) 0.11 (2.98) (4.57) (3.79) (2.67)
Free cash flow 10.59 9.05 11.97 10.45 16.37 27.53 16.10 (0.65) 12.04 13.72
Book value 81.31 94.34 93.08 101.36 105.93 120.95 127.05 132.89 133.57 142.18
Shares, m 2 2 2 2 2 2 2 2 2 2
Valuation, ×
Valuation, × P/E 15.46 14.56 15.23 9.56 7.35 5.57 11.67 14.28 14.36 13.39
P/S 2.19 2.32 2.13 1.64 1.22 1.13 0.98 1.38 1.73 1.73
P/B 1.96 2.10 1.90 1.57 1.44 1.63 1.16 1.23 1.77 1.76
EV/Sales 1.99 2.19 2.01 1.50 1.17 1.02 0.86 1.27 1.63 1.65
EV/FCF 13.63 20.76 13.93 13.92 8.90 6.45 7.97 (232.20) 18.58 17.38
Cash, $m
Cash, $m Operating cash flow 23 20 24 21 34 52 36 7 30 31
Capex (2) (3) (2) (1) (3) 0 (6) (9) (7) (5)
Free cash flow 20 17 23 20 31 52 31 (1) 23 26
Balance, $m
Balance, $m Working capital (25) (32) (29) (21) (36) (21) (29) (31) (30) (40)
Total debt — — — 3 3 4 5 — — —
Net debt (28) (20) (19) (26) (14) (37) (35) (24) (25) (21)
Shareholders’ equity 155 178 176 191 200 229 241 252 252 268
Returns, %
Returns, % ROA 8.86 10.76 8.88 12.38 14.42 21.82 7.12 6.47 9.36 10.10
ROIC 13.82 12.00 10.78 15.05 16.62 27.66 9.15 7.21 10.86 11.25
ROE 13.11 15.44 12.38 17.14 20.12 31.21 10.17 8.81 12.35 13.53
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Investors Title Company vs peers in Insurance Specialty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
AGO Assured Guaranty Ltd. $3.1B 9.5× 11.8× −30.60% (below 0%: shrinking) −57.89% (below 0%: shrinking) −48.72% (below 0%: shrinking) 97.95% 42.05% Compare
NMIH NMI Holdings Inc $3.0B 7.9× 7.1× +8.12% (above 0%: growing) +13.82% (above 0%: growing) +10.69% (above 0%: growing) 93.00% 76.67% Compare
EIG Employers Holdings Inc $906.1M 73.2× 18.2× −10.60% (below 0%: shrinking) +29.03% (above 0%: growing) −1,111.11% (below 0%: shrinking) 16.35% 16.35% Compare
TIPT Tiptree Financial Inc. $618.6M 1.5× — (loss-making) +64.86% (above 0%: growing) +1,976.00% (above 0%: growing) +179.79% (above 0%: growing) 100.00% 0.00% Compare
ITIC Investors Title Company $544.0M 13.5× 5.6× +17.45% (above 0%: growing) +19.05% (above 0%: growing) −18.47% (below 0%: shrinking) 55.58% 22.48%
AMSF AMERISAFE, Inc. $464.1M 10.1× 16.0× +13.42% (above 0%: growing) +8.22% (above 0%: growing) +118.79% (above 0%: growing) 29.93% 19.86% Compare
MBI MBIA, Inc. $224.0M — (loss-making) — (loss-making) +17.39% (above 0%: growing) n/m −500.00% (below 0%: shrinking) 66.67% 22.22% Compare
OSG Octave Specialty Group, Inc. $207.2M — (loss-making) — (loss-making) +51.02% (above 0%: growing) n/m −576.08% (below 0%: shrinking) 76.26% (0.47%) Compare
JRVR James River Group Holdings, Ltd. $171.6M 7.5× 5.5× −7.72% (below 0%: shrinking) +66.67% (above 0%: growing) −124.07% (below 0%: shrinking) 38.58% 9.26% Compare
Median of peers $541.3M 8.7× 11.8× +10.77% +21.43% −86.39% 71.47% 18.11%

All 17 Insurance Specialty stocks →

Investors Title Company (ITIC) key facts

  • Strength: Investors Title Company’s revenue for fiscal 2025 (year ended December 2025) was $272.8 million, up 5.60% from fiscal 2024.
  • Strength: Net income was $35.2 million, or $18.64 per share (basic), a net margin of 12.9%.
  • Investors Title Company (ITIC) is an Insurance Specialty company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, ITIC traded at $290.10, a market capitalization of $544.0 million.
  • At that price the stock trades at 13.5× trailing-twelve-month earnings and 1.9× sales; its P/E is higher than 57% of its own readings over the past ten years.
  • Investors Title Company pays an annual dividend of $1.84 per share, a yield of 0.63%, with a payout ratio of 8.62%.
  • Return on equity was 13.5% and debt-to-equity 0.00.
  • Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Investors Title Company (ITIC) Latest News

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stockrow.com/ITIC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com