Saturday 17 October 2026 Export ITIC’s income statement to Excel — free account

Investors Title Company

Investors Title Company’s revenue for fiscal 2025 (year ended December 2025) was $272.8 million, up 5.60% from fiscal 2024. In the quarter to June 2026, revenue grew 17.5%, EPS grew 19.1% and free cash flow fell 18.5%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

290.10 1.95 +0.68%

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Market cap: $544.0M
P/E: 13.5×
Fwd P/E: 5.6×
Dividend yield: 0.63%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.23

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	1	—	—	1	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 24.79%

Capital & Financial Ratios $m

Market Cap 544.03

Revenue 293.06

Net Income 40.43

Free Cash Flow 26.45

Net Debt (20.46)

Current Ratio 0.52

Debt/Equity 0.00

P/E ratio 13.55

Fwd P/E 5.59

P/S ratio 1.87

P/B ratio 1.91

Past 5Y EPS Growth (2.24%)

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth 39.17%

Next 5Y EPS Growth 4.00%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 56.91%

10-year low 10-year high

P/S against its own 10 years 73.31%

10-year low 10-year high

P/B against its own 10 years 85.33%

10-year low 10-year high

Dividends

Payout Ratio 0.09

Annual Dividend Rate 1.84

Annual Dividend Yield 0.63%

	total	individual payouts
2026	1.38	0.46 0.46 0.46
2025	1.84	0.46 0.46 0.46 0.46
2024	1.38	0.46 0.46 0.46 14.00
2023	1.38	0.46 0.46 0.46 4.00
2022	1.84	0.46 0.46 0.46 0.46
2021	1.82	0.44 0.46 0.46 0.46
2020	1.32	0.44 0.44 0.44 15.00
2019	1.20	0.40 0.40 0.40 8.00
2018	1.60	0.40 0.40 0.40 0.40
2017	1.35	0.20 0.35 0.40 0.40
2016	0.72	0.16 0.16 0.20 0.20

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	24	25	21	20
Receivables	14	16	19	19
Inventory	—	—	—	—
Other	—	—	—	—
	38	41	40	40

	2023	2024	2025	Q'26
Payables	69	71	80	77
ST’ Debt	—	—	—	—
Other	—	—	—	—
	69	71	80	77

Compound Annual Growth %

	10y	5y	3y
Sales	7.93%	2.90%	(1.27%)
Cash Flow	6.22%	(1.92%)	(5.10%)
Earnings	10.87%	(2.25%)	13.75%
Book Value	6.51%	6.01%	3.64%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	64	87	—	—	—
’25	57	74	73	70	273
’24	53	65	69	71	258
’23	51	58	61	54	225
’22	69	71	78	65	283
’21	72	85	81	91	329
’20	30	62	68	77	236

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	2	8	—	—	—
’25	0	9	17	5	31
’24	1	8	8	12	30
’23	(13)	6	1	14	7
’22	1	7	12	16	36
’21	8	8	19	16	52
’20	2	14	6	12	34

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	1	6	—	—	—
’25	(1)	8	16	4	26
’24	(1)	6	6	11	23
’23	(15)	3	(1)	12	(1)
’22	0	5	11	14	31
’21	7	9	18	18	52
’20	1	13	5	11	31

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	3.20	7.73	—	—	—
’25	1.67	6.48	6.45	3.97	18.57
’24	2.40	4.70	4.92	4.41	16.43
’23	0.62	4.00	3.75	3.09	11.45
’22	3.25	1.20	4.17	3.97	12.59
’21	7.29	10.42	7.63	9.94	35.28
’20	(3.71)	7.65	8.07	8.77	20.80

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	76.35	118.10	156.00	134.04	96.45	140.25	125.80	127.71	146.41	190.20	Analyst estimates 2026–2028 Powerpack
	High	174.10	203.97	221.88	184.49	194.26	248.00	213.45	167.84	290.40	288.98
People
People	Employees	320	383	385	402	456	562	655	571	550	574
	Revenue/emp, $m	0.43	0.42	0.41	0.46	0.52	0.59	0.43	0.39	0.47	0.48
Income, $m
Income, $m	Revenue	138	162	156	184	236	329	283	225	258	273
	Gross margin, %	53.87	55.48	58.12	58.41	52.62	54.93	55.60	60.78	56.69	56.64
	EBT	28	30	27	40	50	85	30	26	39	45
	EBT margin, %	20.31	18.73	17.32	21.70	21.01	25.78	10.62	11.67	15.28	16.33
	Net income	20	26	22	31	39	67	24	22	31	35
	Depreciation	2	3	3	3	3	3	4	0	1	3
Per share, $
Per share, $	Revenue	72.58	85.70	82.81	97.19	124.95	173.97	149.39	118.73	137.03	144.54
	Earnings	10.23	13.63	11.60	16.66	20.84	35.38	12.60	11.45	16.48	18.64
	Cash flow	11.83	10.55	12.92	11.08	18.02	27.42	19.08	3.92	15.83	16.40
	Capex	(1.24)	(1.50)	(0.95)	(0.63)	(1.65)	0.11	(2.98)	(4.57)	(3.79)	(2.67)
	Free cash flow	10.59	9.05	11.97	10.45	16.37	27.53	16.10	(0.65)	12.04	13.72
	Book value	81.31	94.34	93.08	101.36	105.93	120.95	127.05	132.89	133.57	142.18
	Shares, m	2	2	2	2	2	2	2	2	2	2
Valuation, ×
Valuation, ×	P/E	15.46	14.56	15.23	9.56	7.35	5.57	11.67	14.28	14.36	13.39
	P/S	2.19	2.32	2.13	1.64	1.22	1.13	0.98	1.38	1.73	1.73
	P/B	1.96	2.10	1.90	1.57	1.44	1.63	1.16	1.23	1.77	1.76
	EV/Sales	1.99	2.19	2.01	1.50	1.17	1.02	0.86	1.27	1.63	1.65
	EV/FCF	13.63	20.76	13.93	13.92	8.90	6.45	7.97	(232.20)	18.58	17.38
Cash, $m
Cash, $m	Operating cash flow	23	20	24	21	34	52	36	7	30	31
	Capex	(2)	(3)	(2)	(1)	(3)	0	(6)	(9)	(7)	(5)
	Free cash flow	20	17	23	20	31	52	31	(1)	23	26
Balance, $m
Balance, $m	Working capital	(25)	(32)	(29)	(21)	(36)	(21)	(29)	(31)	(30)	(40)
	Total debt	—	—	—	3	3	4	5	—	—	—
	Net debt	(28)	(20)	(19)	(26)	(14)	(37)	(35)	(24)	(25)	(21)
	Shareholders’ equity	155	178	176	191	200	229	241	252	252	268
Returns, %
Returns, %	ROA	8.86	10.76	8.88	12.38	14.42	21.82	7.12	6.47	9.36	10.10
	ROIC	13.82	12.00	10.78	15.05	16.62	27.66	9.15	7.21	10.86	11.25
	ROE	13.11	15.44	12.38	17.14	20.12	31.21	10.17	8.81	12.35	13.53

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AGO Assured Guaranty Ltd.	$3.1B	9.5×	11.8×	−30.60% (below 0%: shrinking)	−57.89% (below 0%: shrinking)	−48.72% (below 0%: shrinking)	97.95%	42.05%	Compare
NMIH NMI Holdings Inc	$3.0B	7.9×	7.1×	+8.12% (above 0%: growing)	+13.82% (above 0%: growing)	+10.69% (above 0%: growing)	93.00%	76.67%	Compare
EIG Employers Holdings Inc	$906.1M	73.2×	18.2×	−10.60% (below 0%: shrinking)	+29.03% (above 0%: growing)	−1,111.11% (below 0%: shrinking)	16.35%	16.35%	Compare
TIPT Tiptree Financial Inc.	$618.6M	1.5×	— (loss-making)	+64.86% (above 0%: growing)	+1,976.00% (above 0%: growing)	+179.79% (above 0%: growing)	100.00%	0.00%	Compare
ITIC Investors Title Company	$544.0M	13.5×	5.6×	+17.45% (above 0%: growing)	+19.05% (above 0%: growing)	−18.47% (below 0%: shrinking)	55.58%	22.48%
AMSF AMERISAFE, Inc.	$464.1M	10.1×	16.0×	+13.42% (above 0%: growing)	+8.22% (above 0%: growing)	+118.79% (above 0%: growing)	29.93%	19.86%	Compare
MBI MBIA, Inc.	$224.0M	— (loss-making)	— (loss-making)	+17.39% (above 0%: growing)	n/m	−500.00% (below 0%: shrinking)	66.67%	22.22%	Compare
OSG Octave Specialty Group, Inc.	$207.2M	— (loss-making)	— (loss-making)	+51.02% (above 0%: growing)	n/m	−576.08% (below 0%: shrinking)	76.26%	(0.47%)	Compare
JRVR James River Group Holdings, Ltd.	$171.6M	7.5×	5.5×	−7.72% (below 0%: shrinking)	+66.67% (above 0%: growing)	−124.07% (below 0%: shrinking)	38.58%	9.26%	Compare
Median of peers	$541.3M	8.7×	11.8×	+10.77%	+21.43%	−86.39%	71.47%	18.11%

All 17 Insurance Specialty stocks →

Investors Title Company (ITIC) key facts

Strength: Investors Title Company’s revenue for fiscal 2025 (year ended December 2025) was $272.8 million, up 5.60% from fiscal 2024.
Strength: Net income was $35.2 million, or $18.64 per share (basic), a net margin of 12.9%.
Investors Title Company (ITIC) is an Insurance Specialty company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, ITIC traded at $290.10, a market capitalization of $544.0 million.
At that price the stock trades at 13.5× trailing-twelve-month earnings and 1.9× sales; its P/E is higher than 57% of its own readings over the past ten years.
Investors Title Company pays an annual dividend of $1.84 per share, a yield of 0.63%, with a payout ratio of 8.62%.
Return on equity was 13.5% and debt-to-equity 0.00.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.