Tiptree Financial Inc. TIPT
- Market cap
- $632.3M
- P/E
- 1.6×
Follow TIPT
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4.74 | 5.70 | 5.01 | 5.35 | 4.45 | 4.82 | 9.84 | 12.12 | 14.96 | 17.07 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 7.15 | 7.60 | 7.10 | 8.30 | 8.14 | 17.30 | 15.17 | 19.51 | 24.09 | 27.41 |
High Price
|
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| 9 | 1,011 | 393 | 583 | 210 | 231 | 1,304 | 1,132 | 1,144 | 1,486 |
Employees
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| 56 | 1 | 2 | 1 | 4 | 5 | 1 | 0 | 0 | 0 |
Revenue/Emp
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| 506 | 582 | 626 | 773 | 810 | 1,201 | 1,398 | 2 | 2 | 0 |
Revenue
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| 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Gross Margin
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| 49 | (3) | (20) | 29 | (39) | 65 | 54 | (43) | (39) | (45) |
EBT
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| 9.70% | (0.57%) | (3.16%) | 3.77% | (4.79%) | 5.44% | 3.86% | (2,052.83%) | (2,536.97%) | (9,139.75%) |
EBT Margin
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| 32 | 5 | 30 | 20 | (25) | 44 | 4 | 14 | 53 | 35 |
Net Income
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| 32 | 34 | 15 | 15 | 21 | 29 | 25 | 0 | 1 | 1 |
Depreciation
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| 15.96 | 19.97 | 18.03 | 22.35 | 23.93 | 36.13 | 39.34 | 0.06 | 0.04 | 0.01 |
Revenue/Sh
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| 0.79 | 0.12 | 0.69 | 0.52 | (0.86) | 1.13 | (0.23) | 0.38 | 1.44 | 0.93 |
Earnings/Sh
|
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| 1.16 | 1.61 | 1.66 | 0.69 | 4.14 | 6.15 | 13.03 | 1.95 | 6.53 | 4.48 |
Cash Flow/Sh
|
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| 0.12 | 0.42 | 0.40 | 0.10 | (0.09) | (0.08) | (0.30) | (0.11) | 0.00 | 0.00 |
Capex/Sh
|
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| 1.28 | 2.03 | 2.06 | 0.78 | 4.04 | 6.07 | 12.73 | 1.84 | 6.53 | 4.48 |
Free CF/Sh
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| 12.30 | 13.62 | 11.50 | 11.90 | 11.03 | 12.04 | 15.02 | 15.71 | 17.81 | 20.03 |
Book Value/Sh
|
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| 32 | 29 | 35 | 35 | 34 | 33 | 36 | 37 | 37 | 38 |
Shares
|
|||
| 7.78 | 55.00 | 6.99 | 15.65 | 0.00 | 12.03 | 0.00 | 49.29 | 14.59 | 19.86 |
PE Ratio
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| 0.39 | 0.30 | 0.31 | 0.36 | 0.21 | 0.38 | 0.36 | 324.49 | 506.03 | 1,406.19 |
PS Ratio
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| 0.51 | 0.44 | 0.49 | 0.68 | 0.46 | 1.15 | 0.94 | 1.19 | 1.17 | 0.91 |
PB Ratio
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| 1.43 | 0.74 | 0.77 | 0.70 | 0.52 | 0.56 | 0.17 | 302.26 | 777.00 | 1,446.36 |
EV/Sales
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| 17.86 | 7.28 | 6.72 | 20.02 | 3.06 | 3.36 | 0.54 | 9.50 | 4.91 | 4.34 |
EV/FCF
|
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| 37 | 47 | 58 | 24 | 140 | 204 | 463 | 71 | 241 | 168 |
Op' Cash Flow
|
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| 4 | 12 | 14 | 3 | (3) | (3) | (11) | (4) | 0 | — |
Capex
|
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| 41 | 59 | 72 | 27 | 137 | 202 | 452 | 67 | 241 | 168 |
FCF
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| 986 | 908 | 945 | 1,069 | 1,326 | 1,636 | 1,556 | 2,177 | 34 | 44 |
Working Cap'
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| 555 | 346 | 354 | 374 | 366 | 393 | 259 | 402 | 427 | 72 |
Total Debt
|
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| 505 | 235 | 268 | 241 | 229 | 198 | (279) | (66) | 393 | 20 |
Net Debt
|
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| 390 | 397 | 399 | 411 | 374 | 400 | 534 | 577 | 657 | 752 |
Sh' Equity
|
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| 0.94% | 0.15% | 1.24% | 0.90% | (1.12%) | 1.16% | (0.22%) | 0.30% | 0.99% | 0.56% |
ROA
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| 3.48% | 1.16% | 0.68% | 5.38% | (0.65%) | 10.76% | 20.66% | (5.32%) | (2.40%) | (3.78%) |
ROIC
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| 6.43% | 0.92% | 6.01% | 4.53% | (7.43%) | 9.86% | (1.77%) | 2.51% | 8.65% | 4.96% |
ROE
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Tiptree Financial Inc. peers in Insurance Specialty
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ITIC Investors Title Company | $542.3M | 13.4× | Compare |
| EIG Employers Holdings Inc | $854.4M | 67.6× | Compare |
| AMSF AMERISAFE, Inc. | $441.7M | 9.5× | Compare |
| MBI MBIA, Inc. | $226.0M | 0.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| OSG Octave Specialty Group, Inc. | $186.5M | 0.0× | Compare |
| JRVR James River Group Holdings, Ltd. | $163.3M | 6.9× | Compare |
| AGO Assured Guaranty Ltd. | $3.0B | 9.3× | Compare |
| NMIH NMI Holdings Inc | $3.1B | 8.0× | Compare |
Tiptree Financial Inc. (TIPT) key facts
- Tiptree Financial Inc. (TIPT) is an Insurance Specialty company in the Financial sector, listed on Nasdaq.
- Net income was $34.9 million, or $0.93 per share (basic), a net margin of 7,157.2%.
- As of September 25, 2026, TIPT traded at $17.15, a market capitalization of $632.3 million.
- At that price the stock trades at 1.6× trailing-twelve-month earnings and 1,318× sales.
- Tiptree Financial Inc. pays an annual dividend of $0.20 per share, a yield of 1.22%, with a payout ratio of 31.6%.
- Return on equity was 4.96% and debt-to-equity 0.00.
Tiptree Financial Inc. (TIPT) Latest News
30 Jul
AM Best comments on credit ratings of Universal Shield Insurance Group subsidiaries following announced transaction with Tiptree Inc. Announced transaction with Universal Shield Insurance Group subsidiaries and related credit rating comments may moderately influence Tiptree operations and market perception.
29 Jul
Tiptree Financial Inc. reported second quarter 2026 results and acquired Universal Shield Insurance Group. Acquisition of Universal Shield Insurance Group constitutes a major strategic expansion for Tiptree's insurance operations.
1 Jun
South Korea’s DB Insurance completes $1.65bn acquisition of Fortegra from Tiptree Financial Inc. Tiptree sells its core Fortegra subsidiary in $1.65bn deal that fundamentally alters its business and valuation.
29 May
Tiptree Financial Inc. and Warburg Pincus closed the sale of Fortegra. Fortegra divestiture substantially alters Tiptree's business composition and cash position.
30 Apr
Tiptree Financial Inc. (TIPT) announced first quarter 2026 results. Quarterly earnings announcements influence financial performance and investor sentiment but represent routine reporting.
21 Apr
Several insiders at Tiptree Financial Inc. (TIPT) recently purchased shares, signaling confidence in upcoming positive developments. Insider purchases indicate internal optimism and can moderately boost investor sentiment and stock performance.
9 Apr
AM Best maintains 'Under Review With Positive Implications' status for The Fortegra Group, Inc.'s insurance subsidiaries. Positive rating outlook for Tiptree's key insurance subsidiary Fortegra supports financial stability and market sentiment without guaranteeing immediate upgrades.
6 Mar
Tiptree Financial Inc. (TIPT) released its Q4 earnings snapshot, detailing key financial metrics for the quarter. Q4 earnings snapshots reveal critical financial performance metrics that significantly sway investor sentiment and stock trajectory.
Tiptree Financial Inc. announced fourth quarter 2025 results, detailing financial performance for the period. Quarterly earnings announcements typically influence financial performance and market sentiment moderately.
30 Jan
Tiptree Financial Inc. (TIPT) is highlighted as one of the US undiscovered investment opportunities for January 2026, showcasing its potential for growth and value in the financial sector. The article emphasizes the company's strategic positioning and market dynamics that could favor its performance in the coming years, attracting investor interest. Tiptree Financial Inc. is positioned in a way that may moderately influence its financial performance and market sentiment.
8 Jan
Tiptree Financial Inc. (TIPT) is being evaluated for its strong financial prospects, which may suggest that the market's current perception could be misaligned with the company's potential. Analysts are considering various factors, including Tiptree's growth strategies and financial health, which could indicate a more favorable outlook than what is currently reflected in its stock price. Tiptree's attractive financial prospects and potential growth strategies could significantly influence its market performance.
18 Dec
Tiptree Financial Inc. (TIPT) is highlighted as one of three undervalued stocks to monitor closely, indicating potential for growth and investment opportunities. The article emphasizes the company's strategic positioning and market dynamics that could favor its performance in the near future. Tiptree's potential for growth is noted, but the overall impact on its trajectory remains limited by other market factors.
5 Dec
Tiptree Financial Inc. shareholders have approved the acquisition of Fortegra by DB Insurance. This decision marks a significant step in Tiptree's strategic plans, as the purchase is expected to enhance its insurance operations and market presence. The approval reflects shareholder confidence in the potential benefits of this transaction. The acquisition is a major strategic move that could significantly alter Tiptree's market positioning and financial performance.
4 Dec
Institutional investors hold a significant 40% stake in Tiptree Financial Inc. (NASDAQ:TIPT), indicating strong interest and confidence from large investment firms in the company's future prospects. The substantial institutional ownership may influence market sentiment and provide stability, but it is not expected to fundamentally alter the company's trajectory.
3 Dec
Tiptree Financial Inc. announced that shareholders have approved the proposed merger between its subsidiary Fortegra and DB Insurance. This merger is expected to enhance Fortegra's market position and operational capabilities, aligning with Tiptree's strategic growth objectives. The merger is a significant strategic move that could enhance Fortegra's competitive positioning and overall market performance.
1 Dec
Veradace Partners is urging Tiptree Financial Inc. shareholders to vote against the management's proposed sale of Fortegra, claiming it serves management's self-interests rather than those of the shareholders. The firm argues that the sale undervalues Fortegra and could harm Tiptree's long-term prospects. Veradace emphasizes the importance of shareholder votes in influencing the outcome of the sale and encourages active participation in the decision-making process. The proposed sale of Fortegra could significantly impact Tiptree's strategic direction and shareholder value.
24 Nov
Leading proxy advisory firms Glass Lewis and Egan-Jones have recommended that Tiptree Financial Inc. shareholders vote against the proposed sale of Fortegra to DB Insurance, raising concerns about the deal's implications for shareholder value and future company performance. The recommendations from prominent proxy advisory firms could significantly influence shareholder sentiment and the outcome of the proposed sale, impacting Tiptree's strategic direction.
Institutional Shareholder Services (ISS) has recommended that Tiptree Financial Inc. (TIPT) stockholders vote in favor of the merger between Fortegra and DB Insurance. This endorsement is seen as a significant step towards finalizing the merger, which aims to enhance the strategic positioning and operational capabilities of the combined entities. The merger could significantly alter Tiptree's strategic direction and market positioning.
13 Nov
Veradace Partners has released a presentation urging Tiptree Financial Inc. shareholders to vote against the proposed sale of Fortegra to DB Insurance, labeling the deal as deeply flawed. The presentation outlines concerns regarding the valuation and strategic implications of the sale, suggesting it may not be in the best interest of shareholders. The proposed sale's potential flaws could significantly impact Tiptree's strategic direction and shareholder value.
11 Nov
Tiptree Financial Inc. (TIPT) is highlighted as an undervalued asset in the US market for November 2025, with analysts suggesting that its diverse portfolio and strategic initiatives position it well for future growth. The company is noted for its strong fundamentals and potential for significant returns, making it an attractive option for investors seeking undiscovered opportunities. Tiptree's strategic initiatives and strong fundamentals are expected to significantly influence its future performance and investor sentiment.
10 Nov
Veradace Partners has issued a letter to Tiptree Financial Inc. shareholders concerning the proposed sale of Fortegra to DB Insurance. The letter raises concerns about the sale's implications for shareholder value and urges shareholders to consider the potential risks associated with the transaction. Veradace Partners is advocating for a thorough evaluation of the deal, emphasizing the importance of maximizing shareholder interests in the decision-making process. The proposed sale of Fortegra to DB Insurance could significantly impact Tiptree's financial performance and strategic direction.
2 Nov
Tiptree Financial Inc. (TIPT) has reported an expansion in profit margins, reinforcing its narrative of consistent earnings quality. This improvement is attributed to effective cost management and strategic initiatives that have enhanced operational efficiency. The company's focus on community engagement and sustainable practices has also contributed to its positive financial performance, positioning Tiptree favorably in the market. Investors are encouraged by these developments, which suggest a stable outlook for future earnings. Profit margin expansion indicates significant operational improvements that could enhance future performance and investor sentiment.
31 Oct
Tiptree Financial Inc. reported its Q3 earnings, showcasing a notable performance with increased revenues and improved net income compared to the previous quarter. The company highlighted strategic initiatives that contributed to its growth, including enhanced operational efficiencies and successful product offerings. Management expressed optimism about future prospects, citing a favorable market environment and ongoing investments in key areas. Overall, the earnings report reflects a positive trajectory for Tiptree, positioning it well for upcoming quarters. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.
Tiptree Financial Inc. (TIPT) reported its third quarter 2025 financial results, highlighting significant developments in its operations. The company also announced the sale of Reliance First Capital, a strategic move aimed at optimizing its portfolio and enhancing overall performance. These actions reflect Tiptree's ongoing efforts to streamline operations and focus on core business areas. The sale of Reliance First Capital represents a significant strategic move that could alter Tiptree's operational focus and market positioning.
Carrington Holding Company has entered into an agreement to acquire Reliance First Capital, a move that could enhance Carrington's position in the mortgage industry. The acquisition is expected to expand Carrington's service offerings and market reach, aligning with its growth strategy. Financial terms of the deal were not disclosed, but the acquisition is anticipated to close in the coming months, subject to regulatory approvals. The acquisition may moderately influence Tiptree Financial's competitive positioning and market dynamics in the mortgage sector.
10 Oct
Tiptree Financial Inc. (TIPT) is highlighted as one of three small-cap stocks with significant hidden potential in the U.S. market. The article emphasizes the company's strategic positioning and growth opportunities, suggesting that it may be undervalued compared to its peers. Investors are encouraged to consider TIPT as a promising option for long-term gains, particularly in the context of current market dynamics. Tiptree Financial's growth opportunities may moderately influence its financial performance and market positioning.
7 Oct
Fortegra, a subsidiary of Tiptree Financial Inc., has established a presence in the Lloyd's Underwriting Room, marking a significant step in its growth strategy. This move aims to enhance Fortegra's capabilities in the insurance market, allowing it to better serve clients and expand its offerings. The entry into Lloyd's is expected to strengthen Fortegra's position in the competitive landscape of insurance underwriting. Establishing a presence in the Lloyd's Underwriting Room is a significant strategic move that could enhance Fortegra's competitive positioning and market reach.
2 Oct
AM Best has placed the credit ratings of The Fortegra Group, Inc.’s insurance subsidiaries under review with positive implications, indicating a potential upgrade in their ratings. This review reflects Fortegra's strong financial performance and strategic initiatives that may enhance its creditworthiness. The positive review of Fortegra's credit ratings may moderately influence Tiptree Financial's market perception and financial performance.
AM Best has commented on the credit ratings of DB Insurance Co., Ltd. following its announced acquisition of The Fortegra Group Inc. This acquisition is expected to enhance DB Insurance's market position and operational capabilities, potentially impacting its financial stability and creditworthiness. The acquisition may moderately influence Tiptree Financial's competitive positioning and financial performance.
1 Oct
Tiptree Financial Inc. (TIPT) has reported its latest earnings, prompting discussions about the company's financial health and future prospects. Analysts are evaluating whether the earnings performance justifies investor attention and potential market movements. The results may influence investor sentiment and strategic decisions moving forward. Earnings performance may moderately influence financial performance and investor sentiment.