Saturday 17 October 2026 Export TIPT’s income statement to Excel — free account

Tiptree Financial Inc.

In the quarter to June 2026, revenue grew 64.9%, EPS grew 1,976.0%, free cash flow grew 179.8% and total debt fell 85.4%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

16.52 0.09 −0.54%

Follow TIPT

Alert me

Market cap: $618.6M
P/E: 1.5×
Fwd P/E: −59.4×
Dividend yield: 1.45%
F-score: n/a
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.18

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	1	—	—	—	1	—	1	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 39.63%

Capital & Financial Ratios $m

Market Cap 618.55

Revenue 0.49

Net Income 413.81

Free Cash Flow 215.13

Net Debt (1,105.17)

Current Ratio 0.00

Debt/Equity 0.00

P/E ratio 1.50

Fwd P/E (59.40)

P/S ratio 1,269.50

P/B ratio 0.68

Past 5Y EPS Growth —

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth 16.12%

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 0.05%

10-year low 10-year high

P/S against its own 10 years 92.55%

10-year low 10-year high

P/B against its own 10 years 47.81%

10-year low 10-year high

Dividends

Payout Ratio 0.02

Annual Dividend Rate 0.24

Annual Dividend Yield 1.45%

	total	individual payouts
2026	0.18	0.06 0.06 0.06
2025	0.24	0.06 0.06 0.06 0.06
2024	0.24	0.06 0.06 0.06 0.06 0.25
2023	0.20	0.05 0.05 0.05 0.05
2022	0.16	0.04 0.04 0.04 0.04
2021	0.16	0.04 0.04 0.04 0.04
2020	0.16	0.04 0.04 0.04 0.04
2019	0.16	0.04 0.04 0.04 0.04
2018	0.14	0.03 0.04 0.04 0.04
2017	0.12	0.03 0.03 0.03 0.03
2016	0.10	0.03 0.03 0.03 0.03

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	469	34	52	1,105
Receivables	1,638	1,792	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	2,177	34	52	1,105

	2023	2024	2025	Q'26
Payables	—	—	—	—
ST’ Debt	—	—	8	8
Other	—	—	—	—
	—	—	8	8

Compound Annual Growth %

	10y	5y	3y
Sales	(48.78%)	(77.30%)	(92.96%)
Cash Flow	0.00%	3.72%	(28.65%)
Earnings	19.71%	0.00%	0.00%
Book Value	6.58%	15.03%	12.14%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	0	0	540	—	0
’24	498	547	494	—	2
’23	382	405	417	—	2
’22	325	340	363	370	1,398
’21	295	300	287	320	1,201
’20	130	199	224	257	810

Fiscal quarters ending in the months shown.

value withheld pending a data check

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(18)	53	—	—	—
’25	(33)	21	135	45	168
’24	63	47	61	70	241
’23	43	(7)	57	(22)	71
’22	149	135	116	62	463
’21	27	118	40	18	204
’20	25	35	8	72	140

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(18)	53	—	—	—
’25	(34)	19	131	45	168
’24	62	46	61	72	241
’23	38	(13)	56	(14)	67
’22	149	132	114	57	452
’21	27	117	40	18	202
’20	24	34	7	72	137

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.34	10.30	—	—	—
’25	0.13	0.37	0.13	0.04	0.76
’24	0.22	0.31	0.29	0.47	1.30
’23	(0.03)	0.16	0.04	0.15	0.33
’22	(0.03)	(0.64)	0.38	0.02	(0.23)
’21	0.81	0.22	0.06	(0.01)	1.09
’20	(1.74)	0.10	0.35	0.40	(0.86)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	4.74	5.70	5.01	5.35	4.45	4.82	9.84	12.12	14.96	17.07	Analyst estimates 2026–2028 Powerpack
	High	7.15	7.60	7.10	8.30	8.14	17.30	15.17	19.51	24.09	27.41
People
People	Employees	9	1,011	393	583	210	231	1,304	1,132	1,144	1,486
	Revenue/emp, $m	56.27	0.58	1.59	1.33	3.86	5.20	1.07	0.00	0.00	0.00
Income, $m
Income, $m	Revenue	506	582	626	773	810	1,201	1,398	2	2	0
	Gross margin, %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
	EBT	49	(3)	(20)	29	(39)	65	54	(43)	(39)	(45)
	EBT margin, %	9.70	(0.57)	(3.16)	3.77	(4.79)	5.44	3.86	(2,052.83)	(2,536.97)	(9,139.75)
	Net income	32	5	30	20	(25)	44	4	14	53	35
	Depreciation	32	34	15	15	21	29	25	0	1	1
Per share, $
Per share, $	Revenue	15.96	19.97	18.03	22.35	23.93	36.13	39.34	0.06	0.04	0.01
	Earnings	0.79	0.12	0.69	0.52	(0.86)	1.13	(0.23)	0.38	1.44	0.93
	Cash flow	1.16	1.61	1.66	0.69	4.14	6.15	13.03	1.95	6.53	4.48
	Capex	0.12	0.42	0.40	0.10	(0.09)	(0.08)	(0.30)	(0.11)	0.00	0.00
	Free cash flow	1.28	2.03	2.06	0.78	4.04	6.07	12.73	1.84	6.53	4.48
	Book value	12.30	13.62	11.50	11.90	11.03	12.04	15.02	15.71	17.81	20.03
	Shares, m	32	29	35	35	34	33	36	37	37	38
Valuation, ×
Valuation, ×	P/E	7.78	55.00	6.99	15.65	0.00	12.03	0.00	49.29	14.59	19.86
	P/S	0.39	0.30	0.31	0.36	0.21	0.38	0.36	324.49	506.03	1,406.19
	P/B	0.51	0.44	0.49	0.68	0.46	1.15	0.94	1.19	1.17	0.91
	EV/Sales	1.43	0.74	0.77	0.70	0.52	0.56	0.17	302.26	777.00	1,446.36
	EV/FCF	17.86	7.28	6.72	20.02	3.06	3.36	0.54	9.50	4.91	4.34
Cash, $m
Cash, $m	Operating cash flow	37	47	58	24	140	204	463	71	241	168
	Capex	4	12	14	3	(3)	(3)	(11)	(4)	0	—
	Free cash flow	41	59	72	27	137	202	452	67	241	168
Balance, $m
Balance, $m	Working capital	986	908	945	1,069	1,326	1,636	1,556	2,177	34	44
	Total debt	555	346	354	374	366	393	259	402	427	72
	Net debt	505	235	268	241	229	198	(279)	(66)	393	20
	Shareholders’ equity	390	397	399	411	374	400	534	577	657	752
Returns, %
Returns, %	ROA	0.94	0.15	1.24	0.90	(1.12)	1.16	(0.22)	0.30	0.99	0.56
	ROIC	3.48	1.16	0.68	5.38	(0.65)	10.76	20.66	(5.32)	(2.40)	(3.78)
	ROE	6.43	0.92	6.01	4.53	(7.43)	9.86	(1.77)	2.51	8.65	4.96

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2025

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AGO Assured Guaranty Ltd.	$3.1B	9.5×	11.8×	−30.60% (below 0%: shrinking)	−57.89% (below 0%: shrinking)	−48.72% (below 0%: shrinking)	97.95%	42.05%	Compare
NMIH NMI Holdings Inc	$3.0B	7.9×	7.1×	+8.12% (above 0%: growing)	+13.82% (above 0%: growing)	+10.69% (above 0%: growing)	93.00%	76.67%	Compare
EIG Employers Holdings Inc	$906.1M	73.2×	18.2×	−10.60% (below 0%: shrinking)	+29.03% (above 0%: growing)	−1,111.11% (below 0%: shrinking)	16.35%	16.35%	Compare
TIPT Tiptree Financial Inc.	$618.6M	1.5×	— (loss-making)	+64.86% (above 0%: growing)	+1,976.00% (above 0%: growing)	+179.79% (above 0%: growing)	100.00%	0.00%
ITIC Investors Title Company	$544.0M	13.5×	5.6×	+17.45% (above 0%: growing)	+19.05% (above 0%: growing)	−18.47% (below 0%: shrinking)	55.58%	22.48%	Compare
AMSF AMERISAFE, Inc.	$464.1M	10.1×	16.0×	+13.42% (above 0%: growing)	+8.22% (above 0%: growing)	+118.79% (above 0%: growing)	29.93%	19.86%	Compare
MBI MBIA, Inc.	$224.0M	— (loss-making)	— (loss-making)	+17.39% (above 0%: growing)	n/m	−500.00% (below 0%: shrinking)	66.67%	22.22%	Compare
OSG Octave Specialty Group, Inc.	$207.2M	— (loss-making)	— (loss-making)	+51.02% (above 0%: growing)	n/m	−576.08% (below 0%: shrinking)	76.26%	(0.47%)	Compare
JRVR James River Group Holdings, Ltd.	$171.6M	7.5×	5.5×	−7.72% (below 0%: shrinking)	+66.67% (above 0%: growing)	−124.07% (below 0%: shrinking)	38.58%	9.26%	Compare
Median of peers	$504.1M	9.8×	9.4×	+10.77%	+16.44%	−86.39%	61.13%	21.04%

All 17 Insurance Specialty stocks →

Tiptree Financial Inc. (TIPT) key facts

Tiptree Financial Inc. (TIPT) is an Insurance Specialty company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, TIPT traded at $16.52, a market capitalization of $618.6 million.
Tiptree Financial Inc. pays an annual dividend of $0.24 per share, a yield of 1.45%, with a payout ratio of 2.22%.
Return on equity was 4.96% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.