Sezzle Inc.
SEZL Financial Credit Services
Sezzle Inc.’s revenue for fiscal 2025 (year ended December 2025) was $450.3 million, up 66.1% from fiscal 2024.
- Revenue
- +42.6%
- EPS
- +82.1%
- Free cash flow
- −101.5%
- Total debt
- −12.9%
Quarter to September 2026, against a year earlier
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Sezzle Inc. (SEZL) Operating margin
Sezzle Inc.'s operating margin over the twelve months to 30 September 2026 was 41.9%, up 2.6 percentage points from fiscal 2025 (39.3%). Over the past ten years it has ranged from −494.2% (fiscal 2018) to 39.3% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 0.34% and above the Financial sector median of 0.00%.
Operating margin, annual
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Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 39.3% | 8.93 |
| FY2024 | 30.3% | 16.40 |
| FY2023 | 13.9% | 36.57 |
| FY2022 | −22.6% | 37.18 |
| FY2021 | −59.8% | (12.31) |
| FY2020 | −47.5% | (47.51) |
| FY2019 | 0.00% | 494.21 |
| FY2018 | −494.2% | — |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Sep 2026 | 38.6% | 1.87 |
| Jun 2026 | 36.7% | (14.21) |
| Mar 2026 | 50.9% | 8.39 |
| Dec 2025 | 42.5% | 12.09 |
| 21 more quarters | Free account |
Against its own ten years
Operating margin against peers
| Company | Operating margin |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | 76.5% |
| SEZL Sezzle Inc. | 41.9% |
| CACC Credit Acceptance Corporation compare | 39.8% |
| ENVA Enova International, Inc. compare | 24.0% |
| FCFS FirstCash Holdings, Inc. compare | 15.9% |
| NNI Nelnet, Inc. compare | 0.00% |
| OMF OneMain Holdings, Inc. compare | 0.00% |
| SLM SLM Corporation compare | 0.00% |
| KLAR Klarna Group plc compare | −1.21% |
| Credit Services industry median | 0.34% |
| Financial sector median | 0.00% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on SEZL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement