Sezzle Inc.

SEZL Financial Credit Services

Sezzle Inc.’s revenue for fiscal 2025 (year ended December 2025) was $450.3 million, up 66.1% from fiscal 2024.

Revenue
+42.6%
EPS
+82.1%
Free cash flow
−101.5%
Total debt
−12.9%

Quarter to September 2026, against a year earlier

156.96 1.96 +1.26%
Market cap
$5.2B
P/E
28.6×
Fwd P/E
25.6×
Dividend yield
—
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Sezzle Inc. (SEZL) Operating margin

Alert me on Operating margin

Sezzle Inc.'s operating margin over the twelve months to 30 September 2026 was 41.9%, up 2.6 percentage points from fiscal 2025 (39.3%). Over the past ten years it has ranged from −494.2% (fiscal 2018) to 39.3% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 0.34% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 39.3% 8.93
FY2024 30.3% 16.40
FY2023 13.9% 36.57
FY2022 −22.6% 37.18
FY2021 −59.8% (12.31)
FY2020 −47.5% (47.51)
FY2019 0.00% 494.21
FY2018 −494.2% —

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 38.6% 1.87
Jun 2026 36.7% (14.21)
Mar 2026 50.9% 8.39
Dec 2025 42.5% 12.09
21 more quarters

Against its own ten years

Low −494.2% High 39.3%
Ten-year median −11.3%
Current reading's percentile 100

Operating margin against peers

Company Operating margin
BFH Bread Financial Holdings, Inc. compare 76.5%
SEZL Sezzle Inc. 41.9%
CACC Credit Acceptance Corporation compare 39.8%
ENVA Enova International, Inc. compare 24.0%
FCFS FirstCash Holdings, Inc. compare 15.9%
NNI Nelnet, Inc. compare 0.00%
OMF OneMain Holdings, Inc. compare 0.00%
SLM SLM Corporation compare 0.00%
KLAR Klarna Group plc compare −1.21%
Credit Services industry median 0.34%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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