First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.95 1.05 −1.59%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Bancorp (FBNC) Total debt

Alert me on Total debt

First Bancorp's total debt at the end of fiscal 2025 was $74.6M, down 18.8% from $91.9M in fiscal 2024. At the end of the quarter to 30 September 2026 it was $74.8M. Over the past ten years it has ranged from $61.8M (fiscal 2020) to $630.2M (fiscal 2023); the current reading is higher than 27% of that period. First Bancorp ranks 211th of 321 Banks Regional companies by total debt.

Total debt, annual

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Annual newest first

Period Total debt Change
FY2025 $74.6M (18.84%)
FY2024 $91.9M (85.42%)
FY2023 $630.2M 119.18%
FY2022 $287.5M 326.66%
FY2021 $67.4M 8.99%
FY2020 $61.8M (79.44%)
FY2019 $300.7M (26.05%)
FY2018 $406.6M (0.23%)
FY2017 $407.5M 50.17%
FY2016 $271.4M 45.60%

Quarterly newest first

Period Total debt Change
Sep 2026 $74.8M 0.10%
Jun 2026 $74.7M 0.10%
Mar 2026 $74.6M 0.10%
Dec 2025 $74.6M (19.32%)
43 more quarters

Against its own ten years

Low $61.8M High $630.2M
Ten-year median $271.4M
Current reading's percentile 27

Total debt against peers

What Total debt is

Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.

Long Term Debt (Total) + Current Part of Debt

The full definition of Total debt →

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