FB Financial Corporation FBK

52.74 0.10 0.19% as of 25 Sep
Market cap
$2.6B
P/E
14.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.50
Total sells 1.07
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 — — — — — — — — — — —
Sell 1 — 1 1 — — — — — 1 — —
Insider Ownership 5.10%

Capital & Financial Ratios

Market Cap 2,640.00
Revenue 1,034.51
Net Income 196.54
Free Cash Flow 203.05
Net Debt (1,112.36)
Current Ratio 0.95
Debt/Equity 0.00
P/E ratio 14.15
P/S ratio 2.63
P/B ratio 1.40
Past 5Y EPS Growth (1.39%)
This Y EPS Growth 17.42%
Next Y EPS Growth 9.99%
Next 5Y EPS Growth 11.96%
in millions of $

Dividends

Payout Ratio 0.19
Annual Dividend Rate 0.58
Annual Dividend Yield 1.74%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.84
0.21
0.21
0.21
2025 0.76
0.19
0.19
0.19
0.19
2024 0.68
0.17
0.17
0.17
0.17
2023 0.60
0.15
0.15
0.15
0.15
2022 0.52
0.13
0.13
0.13
0.13
2021 0.44
0.11
0.11
0.11
0.11
2020 0.36
0.09
0.09
0.09
0.09
2019 0.32
0.08
0.08
0.08
0.08
2018 0.20
0.06
0.06
0.08
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 811 1,042 1,156 1,112
Receivables — — — —
Inventory — — — —
Other — — — —
10,190 10,669 13,613 14,041
2023 2024 2025 Q'26
Payables 10,548 11,210 13,910 14,347
ST’ Debt — — — —
Other — — — —
11,082 11,530 14,291 14,802
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 16.23% 7.32% 13.77%
Cash Flow 0.00% 0.00% (42.02%)
Earnings 9.87% 14.02% (0.52%)
Book Value 23.47% 8.57% 13.70%

Revenue

Mar Jun Sep Dec Year
’26 252 255 — — —
’25 203 148 264 264 878
’24 184 203 169 208 765
’23 183 194 182 190 749
’22 137 143 151 165 596
’21 162 146 156 150 613
’20 112 147 178 179 616
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 31 75 — — —
’25 (16) 72 48 53 156
’24 36 31 58 14 139
’23 98 8 30 74 211
’22 288 240 215 56 800
’21 (172) 97 34 96 55
’20 (102) (46) 6 (128) (270)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 30 75 — — —
’25 (16) 69 46 53 151
’24 35 29 57 14 135
’23 89 6 27 71 193
’22 288 239 213 51 790
’21 (174) 98 30 95 49
’20 (103) (49) 8 (131) (276)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.10 1.13 — — —
’25 0.84 0.06 0.43 1.07 2.45
’24 0.59 0.85 0.22 0.81 2.47
’23 0.78 0.75 0.41 0.63 2.57
’22 0.74 0.41 0.68 0.81 2.64
’21 1.10 0.90 0.94 1.02 3.97
’20 0.02 0.70 (0.14) 0.95 1.67
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
19.81 23.71 32.66 30.33 14.38 33.66 34.02 24.34 33.35 38.83

Analyst estimates 2026–2028

Powerpack
Low Price
26.45 44.81 45.43 40.33 40.08 49.62 47.40 41.00 58.88 60.52
High Price
1,108 1,386 1,356 1,399 1,852 1,962 1,757 1,591 1,490 1,594
Employees
0 0 0 0 0 0 0 0 1 1
Revenue/Emp
265 311 370 418 616 613 596 749 765 878
Revenue
96.40% 94.75% 90.41% 86.48% 92.05% 93.86% 88.39% 63.79% 59.58% 63.79%
Gross Margin
62 73 106 110 82 243 160 150 147 139
EBT
23.50% 23.61% 28.59% 26.21% 13.38% 39.63% 26.77% 20.07% 19.18% 15.78%
EBT Margin
41 52 80 84 64 190 125 120 116 123
Net Income
17 9 10 13 20 23 (1) 21 17 15
Depreciation
13.84 11.26 12.07 13.54 16.39 12.93 12.65 16.01 16.36 17.65
Revenue/Sh
2.12 1.90 2.55 2.65 1.69 3.97 2.64 2.57 2.47 2.47
Earnings/Sh
(12.79) 1.36 6.92 2.07 (7.18) 1.16 16.97 4.51 2.97 3.13
Cash Flow/Sh
(0.25) (0.16) (0.29) (0.18) (0.16) (0.13) (0.21) (0.39) (0.09) (0.09)
Capex/Sh
(13.04) 1.20 6.63 1.89 (7.33) 1.03 16.77 4.12 2.88 3.05
Free CF/Sh
17.24 21.60 21.90 24.69 34.33 30.21 28.13 31.10 33.54 39.16
Book Value/Sh
19 28 31 31 38 47 47 47 47 50
Shares
11.80 23.24 13.73 14.94 22.70 11.07 13.82 15.35 20.85 23.25
PE Ratio
1.88 3.82 2.90 2.92 2.12 3.39 2.88 2.46 3.15 3.16
PS Ratio
1.51 1.99 1.60 1.60 1.01 1.45 1.30 1.27 1.54 1.42
PB Ratio
1.54 3.89 2.94 2.87 0.75 0.73 1.48 1.67 2.07 2.09
EV/Sales
(1.63) 36.60 5.35 20.57 (1.68) 9.24 1.11 6.50 11.74 12.13
EV/FCF
(245) 38 212 64 (270) 55 800 211 139 156
Op' Cash Flow
(5) (5) (9) (6) (6) (6) (10) (18) (4) (4)
Capex
(250) 33 203 58 (276) 49 790 193 135 151
FCF
(423) (329) (408) (436) (688) (1,051) (1,076) (892) (861) (678)
Working Cap'
45 34 33 211 476 170 189 — — —
Total Debt
(91) (86) (92) (22) (842) (1,628) (838) (811) (1,042) (1,156)
Net Debt
330 597 672 762 1,291 1,433 1,326 1,455 1,568 1,948
Sh' Equity
1.31% 1.31% 1.62% 1.48% 0.73% 1.60% 0.98% 0.94% 0.90% 0.83%
ROA
18.37% 11.32% 11.59% 9.70% 16.32% 0.00% 22.06% 14.59% 17.46% 12.80%
ROIC
14.31% 11.30% 12.58% 11.63% 6.20% 13.97% 9.03% 8.65% 7.68% 6.98%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

FB Financial Corporation peers in Banks Regional

All 325 Banks Regional stocks →

FB Financial Corporation (FBK) key facts

  • FB Financial Corporation (FBK) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • FB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $877.8 million, up 14.8% from fiscal 2024.
  • As of September 25, 2026, FBK traded at $52.74, a market capitalization of $2.6 billion.
  • FB Financial Corporation pays an annual dividend of $0.58 per share, a yield of 1.74%, with a payout ratio of 18.5%.
  • Return on equity was 6.98% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

FB Financial Corporation (FBK) Latest News

News by impact score

Fine-tune

24 Sep

3

FB Financial (FBK) has stagnated, up 1.1% in the past six months to $52.79, lagging the S&P 500's 18.4% gain. The analysis flags three risks: 1) long-term revenue growth has been weak with a 5-year CAGR of 2.6%, 2) projected net interest income growth over the next 12 months slows to 5.2% from 21% in the prior two years, and 3) five-year EPS growth is flat. The stock trades about 1.3x forward P/B, a reasonable but not compelling valuation. The piece concludes FBK isn't a top pick and suggests a different stock, citing the most entrenched endpoint security platform as a preferable alternative. It also highlights other top growth names such as Nvidia, Meta, CrowdStrike, and Broadcom. Weak revenue and EPS growth, plus slower net interest income, could dampen investor sentiment and valuation.

4 Sep

4

FB Financial Corporation expands in the southern United States and executes share buybacks, prompting stronger analyst optimism on its outlook. Southern expansion combined with buybacks constitutes major strategic moves expected to materially improve FB Financial's trajectory and investor sentiment.

15 Jul

3

FB Financial reported strong Q2 results, prompting questions on whether its stock price already reflects this performance. Q2 earnings results and valuation concerns may moderately affect FBK investor sentiment and stock performance.

14 Jul

4 transcript

FB Financial Corp reported strong loan growth and strategic initiatives during its Q2 2026 earnings call. Strong loan growth signals robust expansion that can materially boost FB Financial's future revenue and market standing.

3

FB Financial Corporation conducted its Q2 earnings call, covering financial results, operational metrics, and outlook for the company. Q2 earnings updates may affect near-term investor sentiment and stock movement but are unlikely to alter long-term company trajectory.

3 transcript

FB Financial Corporation held its Q2 2026 earnings call to review quarterly results and outlook. Quarterly earnings calls deliver performance updates that can shift near-term investor sentiment without altering long-term strategy.

13 Jul

3

FB Financial (FBK) Q2 earnings key metrics are analyzed to assess performance details. Q2 earnings metrics analysis influences FBK short-term market views without major trajectory shifts.

3

FB Financial Corporation reported its second quarter 2026 financial results. Quarterly earnings releases can move stock prices based on reported numbers and guidance.

11 Jul

4

FB Financial (FBK) is scheduled to report earnings tomorrow. Earnings releases frequently trigger major stock price swings and shifts in investor views of future results.

6 Jul

3

FB Financial Corporation earnings projected to grow, prompting buy consideration for FBK stock. Expected earnings growth for FB Financial may moderately lift investor sentiment and valuation without major trajectory shift.

1 Jul

3

FB Financial Corporation faces three risks that make the stock unattractive, leading to a recommendation for an alternative stock instead. Risk warnings can pressure FBK share price and sentiment in the near term.

14 May

3

Q1 rundown compares FB Financial (NYSE:FBK) performance against other regional bank stocks. Q1 earnings comparison to regional banking peers affects financial performance perception and short-term market sentiment.

27 Apr

4

FB Financial Corporation announced a $175 million authorization to repurchase its common stock. $175 million stock repurchase authorization represents a major capital return strategy that signals confidence and supports share price and EPS growth.

20 Apr

3

FB Financial's Q1 earnings call spotlighted the top 5 analyst questions. Q1 earnings call highlights key analyst questions that may moderately affect financial performance perceptions.

15 Apr

4

FB Financial Corp (FBK) highlighted strong capital position in Q1 2026 earnings call amid challenges. Strong capital position in Q1 2026 earnings call signals financial resilience, likely enhancing investor sentiment and stock trajectory.

14 Apr

4

FB Financial Corporation (FBK) shared Q1 earnings call highlights, detailing financial performance, loan growth, deposit trends, net interest margin expansion, and optimistic guidance amid economic pressures. Q1 earnings highlights reveal core financial metrics and forward guidance that significantly sway investor sentiment and stock trajectory.

4

FB Financial Corporation released its Q1 2026 earnings call summary, detailing quarterly financial performance, key metrics, and forward-looking guidance. Quarterly earnings summaries directly affect FBK's stock price, investor confidence, and market valuation through revealed financial results and outlook.

3

FB Financial Corporation (FBK) Q1 results reveal competitive pressures challenging growth, offset by strong expense discipline shaping a cautious outlook. Competitive pressures in Q1 moderately impact FBK's financial performance despite expense discipline.

13 Apr

4

FB Financial (FBK) Q1 earnings analyzed with key metrics compared against estimates. Q1 earnings metrics versus estimates significantly affect FBK's financial performance and investor sentiment.

4

FB Financial Corporation reported first quarter 2026 financial results. Quarterly earnings reports typically drive significant shifts in stock price and long-term investor outlook for financial firms like FBK.

4 transcript

FB Financial (FBK) released Q2 2025 earnings call transcript detailing quarterly financial results, management commentary, and forward-looking guidance. Q2 2025 earnings transcript discloses key financial metrics, operational updates, and strategic outlook directly influencing FBK's valuation and investor sentiment.

4 transcript

FB Financial Corporation (FBK) released its Q1 2025 earnings call transcript, detailing quarterly financial results, performance highlights, and forward-looking guidance. Q1 earnings transcripts reveal detailed financial metrics, operational updates, and management outlook that significantly sway stock price and investor expectations.

4 transcript

FB Financial (FBK) released Q4 2024 earnings call transcript detailing quarterly financial results, performance highlights, and management outlook. Q4 earnings transcript provides detailed financial metrics, guidance, and strategic insights likely to significantly sway investor sentiment and stock trajectory.

4 transcript

FB Financial (FBK) released its Q3 2024 earnings call transcript detailing quarterly financial results, management commentary, strategic updates, and analyst Q&A. Quarterly earnings transcripts reveal financial performance and guidance that significantly affect stock price and investor sentiment.

3

FB Financial Corporation (FBK) Q1 earnings and revenues fell short of analyst estimates. Earnings miss affects key financial performance and investor sentiment moderately.

3

FB Financial (NYSE:FBK) reported Q1 CY2026 sales below analyst estimates. Sales missing analyst estimates impacts financial performance with moderately noticeable but limited overall effect.

11 Apr

3

FB Financial Corporation (FBK) Q1 preview covers expected EPS, revenue, net interest margin, loan growth, deposit trends, efficiency ratio, and comparisons to analyst estimates ahead of earnings release. Q1 financial metrics preview moderately influences investor sentiment and stock performance ahead of official earnings.

13 Mar

4

Wall Street names FB Financial Corporation (FBK) as a top favorite stock for long-term investors while brushing off two others. Wall Street endorsement as top long-term pick boosts investor sentiment and market performance for FBK.

2 Mar

4

FB Financial (FBK) valuation assessed as merger plans with Southern States Bank progress. Progressing merger with Southern States Bank constitutes a major strategic expansion altering FBK's scale and market position.

9 Feb

4

FB Financial Corporation (FBK) is highlighted as a strong momentum pick due to its robust financial performance and growth potential. The company has shown consistent earnings growth and a solid balance sheet, making it an attractive option for investors seeking momentum stocks. Analysts emphasize FBK's strategic initiatives and market positioning as key factors contributing to its positive outlook. FBK's strong financial performance and strategic initiatives are likely to significantly impact its future market position and investor sentiment.

stockrow.com/FBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com