First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.95 1.05 −1.59%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Bancorp (FBNC) Return on invested capital

Alert me on Return on invested capital

First Bancorp's return on invested capital over the twelve months to 30 September 2026 was 9.56%, up 3.4 percentage points from fiscal 2025 (6.14%). Over the past ten years it has ranged from 5.16% (fiscal 2023) to 11.3% (fiscal 2022); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 6.14% 0.19
FY2024 5.95% 0.79
FY2023 5.16% (6.18)
FY2022 11.3% 1.10
FY2021 10.2% (0.72)
FY2020 11.0% 3.06
FY2019 7.90% (2.33)
FY2018 10.2% 2.42
FY2017 7.81% (0.35)
FY2016 8.16% (1.68)

Against its own ten years

Low 5.16% High 11.3%
Ten-year median 8.16%
Current reading's percentile 27

Return on invested capital against peers

Company Return on invested capital
CUBI Customers Bancorp, Inc compare 26.9%
FBK FB Financial Corporation compare 20.5%
TRMK Trustmark Corporation compare 11.2%
BBT Beacon Financial Corporation compare 10.1%
NBTB NBT Bancorp Inc. compare 9.91%
FBNC First Bancorp 9.56%
BANR Banner Corporation compare 8.93%
BOH Bank of Hawaii Corporation compare 8.88%
FRME First Merchants Corporation compare 4.07%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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