First Bancorp
FBNC Financial Banks Regional
First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.
- Revenue
- +28.8%
- EPS
- +154.0%
- Free cash flow
- +103.2%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
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First Bancorp (FBNC) Return on invested capital
First Bancorp's return on invested capital over the twelve months to 30 September 2026 was 9.56%, up 3.4 percentage points from fiscal 2025 (6.14%). Over the past ten years it has ranged from 5.16% (fiscal 2023) to 11.3% (fiscal 2022); the current reading is higher than 27% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 6.14% | 0.19 |
| FY2024 | 5.95% | 0.79 |
| FY2023 | 5.16% | (6.18) |
| FY2022 | 11.3% | 1.10 |
| FY2021 | 10.2% | (0.72) |
| FY2020 | 11.0% | 3.06 |
| FY2019 | 7.90% | (2.33) |
| FY2018 | 10.2% | 2.42 |
| FY2017 | 7.81% | (0.35) |
| FY2016 | 8.16% | (1.68) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| CUBI Customers Bancorp, Inc compare | 26.9% |
| FBK FB Financial Corporation compare | 20.5% |
| TRMK Trustmark Corporation compare | 11.2% |
| BBT Beacon Financial Corporation compare | 10.1% |
| NBTB NBT Bancorp Inc. compare | 9.91% |
| FBNC First Bancorp | 9.56% |
| BANR Banner Corporation compare | 8.93% |
| BOH Bank of Hawaii Corporation compare | 8.88% |
| FRME First Merchants Corporation compare | 4.07% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on FBNC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement