stockrowFirst Bancorp
FBNC Financial Banks Regional
First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.
- Revenue
- +28.8%
- EPS
- +154.0%
- Free cash flow
- +103.2%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
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First Bancorp (FBNC) Gross margin
First Bancorp's gross margin over the twelve months to 30 September 2026 was 75.7%, up 4.6 percentage points from fiscal 2025 (71.1%). Over the past ten years it has ranged from 65.2% (fiscal 2024) to 97.1% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 71.1% | 5.87 |
| FY2024 | 65.2% | (8.80) |
| FY2023 | 74.0% | (22.07) |
| FY2022 | 96.1% | (1.05) |
| FY2021 | 97.1% | 3.24 |
| FY2020 | 93.9% | 4.82 |
| FY2019 | 89.1% | (2.76) |
| FY2018 | 91.8% | (2.60) |
| FY2017 | 94.4% | (0.73) |
| FY2016 | 95.1% | (0.11) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 76.8% | (0.63) |
| Jun 2026 | 77.5% | (0.15) |
| Mar 2026 | 77.6% | 8.44 |
| Dec 2025 | 69.2% | 0.94 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| NBTB NBT Bancorp Inc. compare | 78.9% |
| BANR Banner Corporation compare | 77.3% |
| FBNC First Bancorp | 75.7% |
| TRMK Trustmark Corporation compare | 73.8% |
| BOH Bank of Hawaii Corporation compare | 72.3% |
| FBK FB Financial Corporation compare | 67.9% |
| BBT Beacon Financial Corporation compare | 67.8% |
| FRME First Merchants Corporation compare | 64.4% |
| CUBI Customers Bancorp, Inc compare | 60.4% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on FBNC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement