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Friday 6 November 2026 Export FBNC’s income statement to Excel — free account

First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.95 1.05 −1.59%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

First Bancorp (FBNC) Current ratio

Alert me on Current ratio

First Bancorp's current ratio at the end of the quarter to 30 September 2026 was 0.9×, up 0.0× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.7× (fiscal 2021) to 1.0× (fiscal 2017); the current reading is higher than 55% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.8× 2.97%
FY2024 0.8× (2.39%)
FY2023 0.8× 11.25%
FY2022 0.7× 3.46%
FY2021 0.7× (11.68%)
FY2020 0.8× (14.42%)
FY2019 1.0× (5.75%)
FY2018 1.0× (1.76%)
FY2017 1.0× 0.95%
FY2016 1.0× 3.41%

Quarterly newest first

Period Current ratio Change
Sep 2026 0.9× (0.28%)
Jun 2026 0.9× 0.95%
Mar 2026 0.8× 1.52%
Dec 2025 0.8× 1.46%
43 more quarters

Against its own ten years

Low 0.7× High 1.0×
Ten-year median 0.8×
Current reading's percentile 55

Current ratio against peers

Company Current ratio
BBT Beacon Financial Corporation compare 1.0×
CUBI Customers Bancorp, Inc compare 1.0×
FBK FB Financial Corporation compare 0.9×
FRME First Merchants Corporation compare 0.9×
TRMK Trustmark Corporation compare 0.9×
NBTB NBT Bancorp Inc. compare 0.9×
BANR Banner Corporation compare 0.9×
FBNC First Bancorp 0.9×
BOH Bank of Hawaii Corporation compare 0.7×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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