First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.95 1.05 −1.59%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Bancorp (FBNC) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, First Bancorp (FBNC) trades at a price to free cash flow of 9.4×. Over the past ten years it has ranged from 0.0× (December 2017) to 96.1× (September 2017); the current reading is higher than 30% of that period. That is below the Banks Regional industry median of 10.6× and in line with the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 10.2× (2.39%)
FY2024 10.4× (12.21%)
FY2023 11.8× 79.50%
FY2022 6.6× (35.63%)
FY2021 10.3× (51.50%)
FY2020 21.1× (11.27%)
FY2019 23.8× (5.17%)
FY2018 25.1× (37.64%)
FY2017 40.3× 158.62%
FY2016 15.6× 40.82%

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 8.9× (21.14%)
Jun 2026 11.2× 2.83%
Mar 2026 10.9× 7.70%
Dec 2025 10.2× (0.86%)
43 more quarters

Against its own ten years

Low 0.0× High 96.1×
Ten-year median 11.2×
Current reading's percentile 30

Price to free cash flow against peers

Company Price to free cash flow
CUBI Customers Bancorp, Inc compare 7.8×
FRME First Merchants Corporation compare 8.4×
FBNC First Bancorp 9.4×
BANR Banner Corporation compare 10.0×
BOH Bank of Hawaii Corporation compare 10.3×
NBTB NBT Bancorp Inc. compare 11.2×
BBT Beacon Financial Corporation compare 11.9×
TRMK Trustmark Corporation compare 14.4×
FBK FB Financial Corporation compare 15.4×
Banks Regional industry median 10.6×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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