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Friday 6 November 2026 Export FBNC’s income statement to Excel — free account

First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.95 1.05 −1.59%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

First Bancorp (FBNC) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, First Bancorp (FBNC) trades at a P/B ratio of 1.6×. Over the past ten years it has ranged from 0.7× (September 2020) to 1.9× (November 2017); the current reading is higher than 90% of that period. That is above the Banks Regional industry median of 1.2× and above the Financial sector median of 1.3×.

P/B ratio, daily

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Annual newest first

Period P/B ratio Change
FY2025 1.3× 1.38%
FY2024 1.2× 13.00%
FY2023 1.1× (23.50%)
FY2022 1.4× 30.04%
FY2021 1.1× 1.65%
FY2020 1.1× (21.07%)
FY2019 1.4× 9.50%
FY2018 1.3× (2.67%)
FY2017 1.3× (11.36%)
FY2016 1.5× 32.39%

Quarterly newest first

Period P/B ratio Change
Sep 2026 1.5× (4.20%)
Jun 2026 1.5× 11.06%
Mar 2026 1.4× 9.19%
Dec 2025 1.3× (7.01%)
43 more quarters

Against its own ten years

Low 0.7× High 1.9×
Ten-year median 1.3×
Current reading's percentile 89

P/B ratio against peers

Company P/B ratio
FRME First Merchants Corporation compare 1.0×
BBT Beacon Financial Corporation compare 1.0×
BANR Banner Corporation compare 1.1×
TRMK Trustmark Corporation compare 1.2×
CUBI Customers Bancorp, Inc compare 1.3×
FBK FB Financial Corporation compare 1.4×
NBTB NBT Bancorp Inc. compare 1.4×
FBNC First Bancorp 1.6×
BOH Bank of Hawaii Corporation compare 1.9×
Banks Regional industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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