Banc of California, Inc. (BANC) vs First Bancorp (FBNC)
- Banc of California, Inc. BANC 18.03 −2.86%
- First Bancorp FBNC 64.95 −1.59%
Banc of California, Inc. and First Bancorp are both Banks Regional companies. Banc of California, Inc. and First Bancorp are of similar size ($2.9B and $2.7B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; First Bancorp trades at 16.3×. First Bancorp grew revenue faster over the last twelve months: 14.0% against −14.2%. First Bancorp has the higher net margin (26.7% vs −3.13%) and the higher return on invested capital (9.56% vs −1.13%). Both pay a dividend; Banc of California, Inc. yields more (2.55% vs 1.46%). Across the 18 metrics below, First Bancorp leads on 10 and Banc of California, Inc. on 8.
Valuation
Profitability
| Metric | BANC | FBNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.85% | 75.68% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (3.13%) | 26.68% | 18.82% |
| Free cash flow margin | 0.00% | 46.37% | 17.97% |
| Return on equity | (1.68%) | 9.85% | 10.28% |
| Return on assets | (0.14%) | 1.26% | 1.13% |
| Return on invested capital | (1.13%) | 9.56% | 8.45% |
Growth
Health
Dividend
Size
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