Banc of California, Inc. (BANC) vs First Bancorp (FBNC)
Banc of California, Inc. and First Bancorp are both Banks Regional companies. Banc of California, Inc. and First Bancorp are of similar size ($2.8B and $2.6B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; First Bancorp trades at 19.7×. First Bancorp grew revenue faster over the last twelve months: 4.32% against −12.9%. First Bancorp has the higher net margin (23.1% vs −4.01%) and the higher return on invested capital (8.32% vs −2.54%). Both pay a dividend; Banc of California, Inc. yields more (3.15% vs 2.58%). Across the 19 metrics below, First Bancorp leads on 10 and Banc of California, Inc. on 9.
Valuation
Profitability
| Metric | BANC | FBNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.08% | 73.64% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (4.01%) | 23.08% | 18.66% |
| Free cash flow margin | 23.51% | 40.76% | 21.18% |
| Return on equity | (2.13%) | 8.11% | 10.64% |
| Return on assets | (0.18%) | 1.03% | 1.13% |
| Return on invested capital | (2.54%) | 8.32% | 8.33% |
Growth
Health
Dividend
Size
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