stockrowNBT Bancorp Inc.
NBTB Financial Banks Regional
NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024.
- Revenue
- +1.43%
- EPS
- +7.69%
- Free cash flow
- +37.1%
- Total debt
- −14.3%
Quarter to September 2026, against a year earlier
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NBT Bancorp Inc. (NBTB) Total debt
NBT Bancorp Inc.'s total debt at the end of fiscal 2025 was $179.4M, down 28.8% from $252.0M in fiscal 2024. At the end of the quarter to 30 September 2026 it was $154.7M. Over the past ten years it has ranged from $165.4M (fiscal 2019) to $252.0M (fiscal 2024); the current reading is higher than 27% of that period. NBT Bancorp Inc. ranks 163rd of 321 Banks Regional companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $179.4M | (28.84%) |
| FY2024 | $252.0M | 0.52% |
| FY2023 | $250.7M | 23.55% |
| FY2022 | $202.9M | (5.03%) |
| FY2021 | $213.7M | (10.35%) |
| FY2020 | $238.3M | 44.10% |
| FY2019 | $165.4M | (5.44%) |
| FY2018 | $174.9M | (7.97%) |
| FY2017 | $190.1M | (7.41%) |
| FY2016 | $205.3M | (11.38%) |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $154.7M | (0.03%) |
| Jun 2026 | $154.8M | (13.83%) |
| Mar 2026 | $179.6M | 0.14% |
| Dec 2025 | $179.4M | (0.71%) |
| 43 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| CUBI Customers Bancorp, Inc compare | $2.3B |
| BOH Bank of Hawaii Corporation compare | $853.1M |
| BBT Beacon Financial Corporation compare | $775.5M |
| BANC Banc of California, Inc. compare | $575.0M |
| TRMK Trustmark Corporation compare | $234.1M |
| FBK FB Financial Corporation compare | $217.0M |
| BANR Banner Corporation compare | $192.4M |
| NBTB NBT Bancorp Inc. | $154.7M |
| FBNC First Bancorp compare | $74.8M |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
More on NBTB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement