First Bancorp

FBNC Financial Banks Regional

First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.

Revenue
+28.8%
EPS
+154.0%
Free cash flow
+103.2%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

64.95 1.05 −1.59%
Market cap
$2.7B
P/E
16.3×
Fwd P/E
13.5×
Dividend yield
1.46%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Bancorp (FBNC) Return on equity

Alert me on Return on equity

First Bancorp's return on equity over the twelve months to 30 September 2026 was 9.85%, up 2.7 percentage points from fiscal 2025 (7.12%). Over the past ten years it has ranged from 5.38% (fiscal 2024) to 12.9% (fiscal 2022); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 7.12% 1.74
FY2024 5.38% (3.23)
FY2023 8.61% (4.31)
FY2022 12.9% 3.96
FY2021 8.96% (0.33)
FY2020 9.29% (2.04)
FY2019 11.3% (0.92)
FY2018 12.3% 3.58
FY2017 8.67% 0.89
FY2016 7.78% (0.33)

Against its own ten years

Low 5.38% High 12.9%
Ten-year median 8.67%
Current reading's percentile 18

Return on equity against peers

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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