First Bancorp
FBNC Financial Banks Regional
First Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $549.3 million, up 2.26% from fiscal 2024.
- Revenue
- +28.8%
- EPS
- +154.0%
- Free cash flow
- +103.2%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
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First Bancorp (FBNC) Return on equity
First Bancorp's return on equity over the twelve months to 30 September 2026 was 9.85%, up 2.7 percentage points from fiscal 2025 (7.12%). Over the past ten years it has ranged from 5.38% (fiscal 2024) to 12.9% (fiscal 2022); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 7.12% | 1.74 |
| FY2024 | 5.38% | (3.23) |
| FY2023 | 8.61% | (4.31) |
| FY2022 | 12.9% | 3.96 |
| FY2021 | 8.96% | (0.33) |
| FY2020 | 9.29% | (2.04) |
| FY2019 | 11.3% | (0.92) |
| FY2018 | 12.3% | 3.58 |
| FY2017 | 8.67% | 0.89 |
| FY2016 | 7.78% | (0.33) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| BOH Bank of Hawaii Corporation compare | 15.4% |
| CUBI Customers Bancorp, Inc compare | 13.7% |
| FBK FB Financial Corporation compare | 11.9% |
| TRMK Trustmark Corporation compare | 11.2% |
| BANR Banner Corporation compare | 10.0% |
| FBNC First Bancorp | 9.85% |
| BBT Beacon Financial Corporation compare | 9.13% |
| FRME First Merchants Corporation compare | 7.83% |
| NBTB NBT Bancorp Inc. compare | 0.00% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on FBNC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement